NAS:FULT (USA) Also trade in: Germany

Fulton Financial Corp

$ 16.83 0.08 (0.48%)
Volume: 937,317 Avg Vol (1m): 974,165
Market Cap $: 2.84 Bil Enterprise Value $: 4.29 Bil
P/E (TTM): 13.68 P/B: 1.27
Earnings Power Value -10.05
Net Current Asset Value 0
Tangible Book 10.33
Projected FCF 23.35
Median P/S Value 15.31
Graham Number 16.91
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
YTD (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.23
Cash-To-Debt ranked lower than
94.93% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
FULT: 0.23
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.1, Med: 0.35, Max: 25.1
Current: 0.23
0.1
25.1
Equity-to-Asset 0.11
Equity-to-Asset ranked higher than
58.76% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
FULT: 0.11
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.09, Med: 0.1, Max: 0.13
Current: 0.11
0.09
0.13
Debt-to-Equity 0.82
Debt-to-Equity ranked higher than
54.34% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
FULT: 0.82
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.02, Med: 0.65, Max: 2.71
Current: 0.82
0.02
2.71
Debt-to-EBITDA 2.26
Debt-to-EBITDA ranked lower than
52.75% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
FULT: 2.26
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 2.26
Current: 2.26
0
2.26
Beneish M-Score -2.45
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 7.77%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 25.70
Net Margin ranked higher than
50.52% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
FULT: 25.7
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 10.41, Med: 22.29, Max: 25.7
Current: 25.7
10.41
25.7
ROE % 9.53
ROE ranked lower than
54.27% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
FULT: 9.53
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 2.83, Med: 7.77, Max: 9.53
Current: 9.53
2.83
9.53
ROA % 1.06
ROA ranked higher than
51.91% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
FULT: 1.06
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.45, Med: 0.89, Max: 1.06
Current: 1.06
0.45
1.06
3-Year Total Revenue Growth Rate 12.00
3-Year Revenue Growth Rate ranked lower than
63.05% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
FULT: 12.1
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -4.4, Med: 3.6, Max: 18.6
Current: 12.1
-4.4
18.6
3-Year EPS w/o NRI Growth Rate 11.60
3-Year EPS w/o NRI Growth Rate ranked higher than
50.04% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
FULT: 11.6
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 5.3, Max: 37.2
Current: 11.6
0
37.2

» FULT's 30-Y Financials

Financials (Next Earnings Date: 2019-07-18)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6021
Compare NAS:CATY NAS:ONB NAS:UBSH NYSE:CADE NAS:CVBF NYSE:BXS NAS:INDB NAS:FIBK NAS:COLB NAS:IBOC NAS:CHFC NAS:SSB NAS:HOMB NAS:CSFL NAS:TCBI NAS:IBTX NYSE:CBU NAS:FFBC NYSE:FBP NYSE:BOH
Traded in other countries FU5.Germany
Address One Penn Square, P.O Box 4887, Lancaster, PA, USA, 17604
With approximately $18 billion in assets, Fulton Financial operates over 250 branches across five states. Over 60% of the bank's operations reside in Pennsylvania, with New Jersey and Maryland accounting for another 34%. Assembled through a series of acquisitions over the last 20 years, Fulton has kept a community-bank feel, operating through six subsidiary banks. The bank's loan portfolio consists of 45% commercial real estate and construction, 30% C&I lending, 15% in consumer borrowing, and 10% in residential mortgage.

Ratios

Current vs industry vs history
PE Ratio (TTM) 13.68
PE Ratio ranked lower than
65.38% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
FULT: 13.68
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 10.77, Med: 15.31, Max: 31.03
Current: 13.68
10.77
31.03
Forward PE Ratio 11.96
Forward P/E ranked lower than
58.73% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
FULT: 11.96
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 13.68
PE without NRI ranked lower than
64.95% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
FULT: 13.68
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 10.77, Med: 15.31, Max: 31.03
Current: 13.68
10.77
31.03
Price-to-Owner-Earnings 18.77
Price-to-Owner-Earnings ranked lower than
74.22% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
FULT: 18.77
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 7.69, Med: 16.65, Max: 144.37
Current: 18.77
7.69
144.37
PB Ratio 1.27
PB Ratio ranked lower than
66.08% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
FULT: 1.27
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.59, Med: 1.11, Max: 1.58
Current: 1.27
0.59
1.58
PS Ratio 3.53
PS Ratio ranked lower than
73.07% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
FULT: 3.53
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 1.35, Med: 3.2, Max: 5.25
Current: 3.53
1.35
5.25
Price-to-Free-Cash-Flow 13.04
Price-to-Free-Cash-Flow ranked lower than
62.93% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
FULT: 13.04
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.62, Med: 10.04, Max: 20.39
Current: 13.04
4.62
20.39
Price-to-Operating-Cash-Flow 11.24
Price-to-Operating-Cash-Flow ranked lower than
58.86% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
FULT: 11.24
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.34, Med: 8.89, Max: 17.09
Current: 11.24
4.34
17.09
EV-to-Revenue 5.13
EV-to-Revenue ranked lower than
63.70% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
FULT: 5.13
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 3.2, Med: 5, Max: 9.2
Current: 5.13
3.2
9.2
Shiller PE Ratio 18.73
Shiller PE Ratio ranked lower than
68.01% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
FULT: 18.73
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 5.78, Med: 14.91, Max: 27.11
Current: 18.73
5.78
27.11

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.91
Trailing Dividend Yield ranked lower than
52.15% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
FULT: 2.91
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 1.03, Med: 2.61, Max: 10.38
Current: 2.91
1.03
10.38
Dividend Payout Ratio 0.40
Dividend Payout Ratio ranked lower than
63.59% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
FULT: 0.4
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.2, Med: 0.39, Max: 0.45
Current: 0.4
0.2
0.45
3-Year Dividend Growth Rate (Per Share) 10.10
3-Year Dividend Growth Rate ranked higher than
67.16% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
FULT: 10.1
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: -41.5, Med: 9.8, Max: 38.7
Current: 10.1
-41.5
38.7
Forward Dividend Yield % 2.93
Forward Dividend Yield ranked lower than
56.20% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
FULT: 2.93
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 4.50
Yield-on-Cost (5y) ranked higher than
55.76% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
FULT: 4.5
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.59, Med: 4.03, Max: 16.04
Current: 4.5
1.59
16.04
3-Year Share Buyback Rate -0.40
3-Year Share Buyback Rate ranked higher than
87.77% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
FULT: -0.4
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -14.7, Med: -4.1, Max: 4.4
Current: -0.4
-14.7
4.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.63
Price-to-Tangible-Book ranked lower than
75.37% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
FULT: 1.63
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.96, Med: 1.77, Max: 3.65
Current: 1.63
0.96
3.65
Price-to-Projected-FCF 0.72
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
50.84% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
FULT: 0.72
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.3, Med: 1.02, Max: 1.76
Current: 0.72
0.3
1.76
Price-to-Median-PS-Value 1.10
Price-to-Median-PS-Value ranked lower than
76.51% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
FULT: 1.1
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.44, Med: 1.15, Max: 3.69
Current: 1.1
0.44
3.69
Price-to-Graham-Number 1.00
Price-to-Graham-Number ranked lower than
70.33% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
FULT: 1
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.57, Med: 1.1, Max: 1.79
Current: 1
0.57
1.79

More Statistics

Revenue (TTM) (Mil) $ 838.85
EPS (TTM) $ 1.23
Beta 0.96
Volatility % 26.02
52-Week Range $ 14.38 - 18.45
Shares Outstanding (Mil) 168.81

Analyst Estimate

Piotroski F-Score Details