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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.08
NAS:FMNB's Cash-to-Debt is ranked lower than
95% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.48 vs. NAS:FMNB: 0.08 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:FMNB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07  Med: 0.21 Max: N/A
Current: 0.08
Equity-to-Asset 0.11
NAS:FMNB's Equity-to-Asset is ranked higher than
61% of the 1610 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:FMNB: 0.11 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:FMNB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.12
Current: 0.11
0.08
0.12
Interest Coverage 6.24
NAS:FMNB's Interest Coverage is ranked higher than
84% of the 1690 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.68 vs. NAS:FMNB: 6.24 )
Ranked among companies with meaningful Interest Coverage only.
NAS:FMNB' s Interest Coverage Range Over the Past 10 Years
Min: 0.32  Med: 1.69 Max: 6.41
Current: 6.24
0.32
6.41
Beneish M-Score: -2.11
WACC vs ROIC
4.34%
5.12%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 31.51
NAS:FMNB's Operating Margin % is ranked higher than
50% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. NAS:FMNB: 31.51 )
Ranked among companies with meaningful Operating Margin % only.
NAS:FMNB' s Operating Margin % Range Over the Past 10 Years
Min: 15.51  Med: 22.84 Max: 31.51
Current: 31.51
15.51
31.51
Net Margin % 23.14
NAS:FMNB's Net Margin % is ranked higher than
51% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.93 vs. NAS:FMNB: 23.14 )
Ranked among companies with meaningful Net Margin % only.
NAS:FMNB' s Net Margin % Range Over the Past 10 Years
Min: 11.84  Med: 18.27 Max: 23.14
Current: 23.14
11.84
23.14
ROE % 10.13
NAS:FMNB's ROE % is ranked higher than
62% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.55 vs. NAS:FMNB: 10.13 )
Ranked among companies with meaningful ROE % only.
NAS:FMNB' s ROE % Range Over the Past 10 Years
Min: 5.01  Med: 7.74 Max: 10.66
Current: 10.13
5.01
10.66
ROA % 1.11
NAS:FMNB's ROA % is ranked higher than
66% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. NAS:FMNB: 1.11 )
Ranked among companies with meaningful ROA % only.
NAS:FMNB' s ROA % Range Over the Past 10 Years
Min: 0.54  Med: 0.76 Max: 1.11
Current: 1.11
0.54
1.11
3-Year Revenue Growth Rate 8.20
NAS:FMNB's 3-Year Revenue Growth Rate is ranked higher than
69% of the 1392 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. NAS:FMNB: 8.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:FMNB' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -10.7  Med: 2.3 Max: 114
Current: 8.2
-10.7
114
3-Year EBITDA Growth Rate 24.20
NAS:FMNB's 3-Year EBITDA Growth Rate is ranked higher than
84% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. NAS:FMNB: 24.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:FMNB' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -17.1  Med: -3.75 Max: 24.2
Current: 24.2
-17.1
24.2
3-Year EPS without NRI Growth Rate 22.80
NAS:FMNB's 3-Year EPS without NRI Growth Rate is ranked higher than
81% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NAS:FMNB: 22.80 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:FMNB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -14.7  Med: -3 Max: 22.8
Current: 22.8
-14.7
22.8
GuruFocus has detected 6 Warning Signs with Farmers National Banc Corp $NAS:FMNB.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:FMNB's 30-Y Financials

Financials (Next Earnings Date: 2017-07-20 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

FMNB Guru Trades in Q2 2016

Jim Simons 180,500 sh (+176.84%)
» More
Q3 2016

FMNB Guru Trades in Q3 2016

Jim Simons 129,300 sh (-28.37%)
» More
Q4 2016

FMNB Guru Trades in Q4 2016

Jim Simons 153,600 sh (+18.79%)
» More
Q1 2017

FMNB Guru Trades in Q1 2017

Jim Simons 137,700 sh (-10.35%)
» More
» Details

Insider Trades

Latest Guru Trades with FMNB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:EQBK, NAS:BMRC, NAS:WTBA, NAS:OSBC, NAS:BSRR, NAS:VBTX, NAS:MBVT, NAS:TBBK, NAS:FBNK, NAS:CCNE, NAS:GNTY, NAS:TBK, NAS:FMBH, NYSE:OFG, NAS:MOFG, NAS:NCBS, NAS:CCBG, NAS:MCBC, NAS:WNEB, NAS:WFBI » details
Headquarter Location:USA
Farmers National Banc Corp and its subsidiaries operate in the domestic banking, trust, retirement consulting, insurance and financial management industries. Its business consists of owning and supervising its subsidiaries.

Farmers National Banc Corp is a one-bank holding company organized in 1983 under the laws of the State of Ohio and registered under the Bank Holding Company Act of 1956. The Company and its subsidiaries operate in the domestic banking, trust, retirement consulting, insurance and financial management industries. Its business consists of owning and supervising its subsidiaries. Its business activities are managed and financial performance is aggregated and reported in three lines of business, the Bank segment, the Trust segment and NAI segment. The Farmers National Bank of Canfield, the Bank is a full-service national banking association engaged in commercial and retail banking in Mahoning, Trumbull, Columbiana and Stark Counties in Ohio. Farmers Trust Company, Farmers Trust offers a full complement of personal and corporate trust services in the areas of estate settlement, trust administration and employee benefit plans. National Associates, Inc., during 2013, the Company completed the acquisition of all outstanding stock of the retirement planning consultancy National Associates, Inc. of Cleveland, Ohio. Its part of the Company's plan to increase the levels of noninterest income and to complement the existing retirement service currently being offered. The Company and its subsidiaries are subject to extensive regulation by federal and state regulatory agencies. As a bank holding company, it is subject to regulation under the BHCA and to inspection, examination and supervision by the Board of Governors of the Federal Reserve System.

Ratios

vs
industry
vs
history
PE Ratio 17.19
FMNB's PE Ratio is ranked lower than
64% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.29 vs. FMNB: 17.19 )
Ranked among companies with meaningful PE Ratio only.
FMNB' s PE Ratio Range Over the Past 10 Years
Min: 5.23  Med: 15.35 Max: 24.74
Current: 17.19
5.23
24.74
PE Ratio without NRI 17.19
FMNB's PE Ratio without NRI is ranked lower than
63% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. FMNB: 17.19 )
Ranked among companies with meaningful PE Ratio without NRI only.
FMNB' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.23  Med: 15.35 Max: 24.74
Current: 17.19
5.23
24.74
Price-to-Owner-Earnings 17.56
FMNB's Price-to-Owner-Earnings is ranked lower than
66% of the 910 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.67 vs. FMNB: 17.56 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
FMNB' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.04  Med: 17.5 Max: 187.5
Current: 17.56
4.04
187.5
PB Ratio 1.71
FMNB's PB Ratio is ranked lower than
77% of the 1707 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. FMNB: 1.71 )
Ranked among companies with meaningful PB Ratio only.
FMNB' s PB Ratio Range Over the Past 10 Years
Min: 0.53  Med: 1.12 Max: 1.96
Current: 1.71
0.53
1.96
PS Ratio 4.02
FMNB's PS Ratio is ranked lower than
61% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. FMNB: 4.02 )
Ranked among companies with meaningful PS Ratio only.
FMNB' s PS Ratio Range Over the Past 10 Years
Min: 0.93  Med: 2.76 Max: 4.89
Current: 4.02
0.93
4.89
Price-to-Free-Cash-Flow 13.83
FMNB's Price-to-Free-Cash-Flow is ranked lower than
62% of the 924 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.10 vs. FMNB: 13.83 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FMNB' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.73  Med: 13.92 Max: 37.07
Current: 13.83
2.73
37.07
Price-to-Operating-Cash-Flow 13.39
FMNB's Price-to-Operating-Cash-Flow is ranked lower than
67% of the 1013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.83 vs. FMNB: 13.39 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FMNB' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.61  Med: 11.64 Max: 29.55
Current: 13.39
2.61
29.55
EV-to-EBIT 20.38
FMNB's EV-to-EBIT is ranked lower than
74% of the 1395 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.92 vs. FMNB: 20.38 )
Ranked among companies with meaningful EV-to-EBIT only.
FMNB' s EV-to-EBIT Range Over the Past 10 Years
Min: 12.7  Med: 23.6 Max: 43.5
Current: 20.38
12.7
43.5
EV-to-EBITDA 18.13
FMNB's EV-to-EBITDA is ranked lower than
74% of the 1399 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.86 vs. FMNB: 18.13 )
Ranked among companies with meaningful EV-to-EBITDA only.
FMNB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 11.1  Med: 19.9 Max: 34.5
Current: 18.13
11.1
34.5
PEG Ratio 3.66
FMNB's PEG Ratio is ranked lower than
81% of the 848 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. FMNB: 3.66 )
Ranked among companies with meaningful PEG Ratio only.
FMNB' s PEG Ratio Range Over the Past 10 Years
Min: 1.43  Med: 2.15 Max: 80.76
Current: 3.66
1.43
80.76
Shiller PE Ratio 24.97
FMNB's Shiller PE Ratio is ranked lower than
64% of the 501 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.95 vs. FMNB: 24.97 )
Ranked among companies with meaningful Shiller PE Ratio only.
FMNB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.42  Med: 10.44 Max: 26.73
Current: 24.97
4.42
26.73

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.24
FMNB's Dividend Yield % is ranked lower than
83% of the 2351 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. FMNB: 1.24 )
Ranked among companies with meaningful Dividend Yield % only.
FMNB' s Dividend Yield % Range Over the Past 10 Years
Min: 1.09  Med: 2.45 Max: 13.68
Current: 1.24
1.09
13.68
Dividend Payout Ratio 0.22
FMNB's Dividend Payout Ratio is ranked higher than
73% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. FMNB: 0.22 )
Ranked among companies with meaningful Dividend Payout Ratio only.
FMNB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.18  Med: 0.27 Max: 1.39
Current: 0.22
0.18
1.39
3-Year Dividend Growth Rate 10.10
FMNB's 3-Year Dividend Growth Rate is ranked higher than
62% of the 801 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FMNB: 10.10 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
FMNB' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -42.8  Med: 0.5 Max: 23.3
Current: 10.1
-42.8
23.3
Forward Dividend Yield % 1.24
FMNB's Forward Dividend Yield % is ranked lower than
86% of the 2235 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. FMNB: 1.24 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.51
FMNB's 5-Year Yield-on-Cost % is ranked lower than
81% of the 2673 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.30 vs. FMNB: 1.51 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
FMNB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.34  Med: 3.01 Max: 16.8
Current: 1.51
1.34
16.8
3-Year Average Share Buyback Ratio -12.90
FMNB's 3-Year Average Share Buyback Ratio is ranked lower than
80% of the 1073 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FMNB: -12.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FMNB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -28.2  Med: -2.2 Max: 0.6
Current: -12.9
-28.2
0.6

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.15
FMNB's Price-to-Tangible-Book is ranked lower than
81% of the 1722 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. FMNB: 2.15 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
FMNB' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.58  Med: 1.43 Max: 2.76
Current: 2.15
0.58
2.76
Price-to-Intrinsic-Value-Projected-FCF 1.22
FMNB's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
81% of the 953 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. FMNB: 1.22 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FMNB' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.29  Med: 0.68 Max: 1.53
Current: 1.22
0.29
1.53
Price-to-Median-PS-Value 1.46
FMNB's Price-to-Median-PS-Value is ranked lower than
78% of the 1632 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. FMNB: 1.46 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FMNB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.35  Med: 1.16 Max: 7.81
Current: 1.46
0.35
7.81
Price-to-Graham-Number 1.28
FMNB's Price-to-Graham-Number is ranked lower than
74% of the 1545 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. FMNB: 1.28 )
Ranked among companies with meaningful Price-to-Graham-Number only.
FMNB' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.39  Med: 1.02 Max: 1.81
Current: 1.28
0.39
1.81
Earnings Yield (Greenblatt) % 4.91
FMNB's Earnings Yield (Greenblatt) % is ranked lower than
57% of the 1832 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.18 vs. FMNB: 4.91 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
FMNB' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.3  Med: 4.2 Max: 7.9
Current: 4.91
2.3
7.9
Forward Rate of Return (Yacktman) % 9.05
FMNB's Forward Rate of Return (Yacktman) % is ranked lower than
58% of the 936 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.50 vs. FMNB: 9.05 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
FMNB' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -2.3  Med: 7 Max: 20.4
Current: 9.05
-2.3
20.4

More Statistics

Revenue (TTM) (Mil) $93.09
EPS (TTM) $ 0.80
Beta0.65
Short Percentage of Float1.15%
52-Week Range $8.54 - 15.50
Shares Outstanding (Mil)27.07
» More Articles for FMNB

Headlines

Articles On GuruFocus.com
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More From Other Websites
Farmers National Banc Corp. Declares Quarterly Cash Dividend May 23 2017
Farmers National Banc Corp. :FMNB-US: Earnings Analysis: Q1, 2017 By the Numbers : May 19, 2017 May 19 2017
Farmers National Banc Corp. breached its 50 day moving average in a Bearish Manner : FMNB-US : May... May 18 2017
Farmers National Banc Corp. breached its 50 day moving average in a Bullish Manner : FMNB-US : April... Apr 21 2017
Farmers National posts 1Q profit Apr 19 2017
Farmers National Banc Corp. Announces 2017 First Quarter Financial Results Apr 19 2017
Farmers National Banc Corp. breached its 50 day moving average in a Bearish Manner : FMNB-US : April... Apr 06 2017
James R. Smail Named Chairman of the Farmers Trust Company Board Apr 03 2017
Farmers National Banc Corp. Announces Board Changes Mar 16 2017
Farmers National Banc Corp. to Acquire Monitor Bancorp, Inc. Mar 13 2017
Farmers National Banc Corp. breached its 50 day moving average in a Bearish Manner : FMNB-US : March... Mar 10 2017
Farmers National Banc Corp. Declares and Increases Quarterly Cash Dividend 25% Feb 28 2017
Farmers National Banc Corp. breached its 50 day moving average in a Bullish Manner : FMNB-US :... Feb 14 2017
ETFs with exposure to Farmers National Banc Corp. : February 2, 2017 Feb 02 2017
Farmers National Banc Corp. :FMNB-US: Earnings Analysis: Q4, 2016 By the Numbers : February 1, 2017 Feb 01 2017
Farmers National Banc Corp. : FMNB-US: Dividend Analysis : December 09th, 2016 (record date) : By... Jan 30 2017
Farmers National Banc Corp. Announces 2016 Fourth Quarter and Annual Financial Results Jan 25 2017
Farmers National Banc Corp. breached its 50 day moving average in a Bearish Manner : FMNB-US :... Jan 20 2017
ETFs with exposure to Farmers National Banc Corp. : December 16, 2016 Dec 16 2016

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