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Farmers National BancFMNB 57 5-Year Yield-on-Cost % is 7.54 as of Jul. 21, 2026, which is 44% above its 10-year median of 5.25. GuruFocus rates FMNB with a GF Score™ of 57/100 and a GF Value™ of $15.47 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,254 Banks companies, Farmers National Banc ranks better than 80.38% on this metric.
Farmers National Banc's yield on cost for the quarter that ended in Mar. 2026 was 7.54.
The historical rank and industry rank for Farmers National Banc's 5-Year Yield-on-Cost % or its related term are showing as below:
FMNB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.64 Med: 5.25 Max: 10.11
Current: 7.54
During the past 13 years, Farmers National Banc's highest Yield on Cost was 10.11. The lowest was 1.64. And the median was 5.25.
FMNB's 5-Year Yield-on-Cost % is ranked better than 80.38% of 1254
companies
in the Banks industry
Industry Median: 3.865
vs FMNB: 7.54
Farmers National Banc (NAS:FMNB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Farmers National Banc 5-Year Yield-on-Cost % Related Terms
FMNB vs MPB, EGBN, GSBC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Farmers National Banc's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Farmers National Banc 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Farmers National Banc's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Farmers National Banc's 5-Year Yield-on-Cost % falls into.
Farmers National Banc 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Farmers National Banc (FMNB) has a 5-Year Yield-on-Cost % of 7.54 as of Jul. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Farmers National Banc and its competitors. This is 44% above median its historical median of 5.25. Over the past decade, Farmers National Banc's 5-Year Yield-on-Cost % has ranged from 1.64 to 10.11. According to the industry distribution chart, Farmers National Banc ranks #246 out of 1254 companies in the Banks industry, placing it in the top 19.6%.
Is Farmers National Banc's 5-Year Yield-on-Cost % too high?
Farmers National Banc's current 5-Year Yield-on-Cost % of 7.54 is 44% above median its 10-year median of 5.25. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 10.11. The Banks industry median 5-Year Yield-on-Cost % is 3.87. Farmers National Banc's value of 7.54 is 95.1% above this industry median. Based on the distribution chart, Farmers National Banc ranks #246 out of 1254 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Farmers National Banc has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers National Banc's 5-Year Yield-on-Cost % compare to MPB and EGBN?
According to the Banks industry distribution chart, Farmers National Banc ranks #246 out of 1254 companies for 5-Year Yield-on-Cost %. This places Farmers National Banc in the top 20% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.87. Farmers National Banc's value of 7.54 is 95.1% above this benchmark. Historically, Farmers National Banc's own 5-Year Yield-on-Cost % has ranged from 1.64 to 10.11 over the past decade. While the company's 10-year median is 5.25 vs. the industry median of 3.87, Farmers National Banc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.87, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Farmers National Banc's current 5-Year Yield-on-Cost % of 7.54 is 95.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Farmers National Banc and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Farmers National Banc's current 5-Year Yield-on-Cost % is 7.54, which is 44% above median its own 10-year median of 5.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers National Banc stock overvalued right now?
Based on GuruFocus' analysis, Farmers National Banc (FMNB) is currently considered Fairly Valued. The stock's GF Value™ is $15.47, compared to a current price of $14.56 — trading 5.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.54, which is 44% above median its 10-year median of 5.25 and 95.1% above the Banks industry median of 3.87. Farmers National Banc's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Farmers National Banc (FMNB), the current 5-Year Yield-on-Cost % is 7.54 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Farmers National Banc (FMNB) Overvalued in 2026?
Based on GuruFocus' analysis, Farmers National Banc stock appears to be undervalued.
The current stock price of $14.56 is trading 5.9% below its estimated GF Value™ of $15.47.
GuruFocus considers Farmers National Banc to be Fairly Valued.
Key valuation signals for FMNB:
5-Year Yield-on-Cost %: 7.54 (44% above median its 10-year median of 5.25)
GF Value™: $15.47 vs. price of $14.56 (5.9% below fair value)
Industry Position: 95.1% above the Banks median (#246 of 1254)
No single metric tells the full story. See the FMNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Farmers National Banc Corp is a financial holding company based in the U.S. Along with its subsidiaries, it operates in the domestic banking, trust, retirement consulting, insurance, and financial management industries. The group offers a full range of commercial and retail banking services, including checking accounts, savings accounts, time deposit accounts, commercial, mortgage, and installment loans, safe deposit boxes, ATMs, internet banking, and other banking services. Additionally, it offers personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; insurance products, and other financial products and services. The group's reportable segments are Bank, which generates the maximum revenue, and Trust.
57GF Score
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