NAS:CAC (USA)

Camden National Corp

$ 43.67 0.35 (0.81%)
Volume: 17,999 Avg Vol (1m): 29,543
Market Cap $: 677.83 Mil Enterprise Value $: -60,890,000.00
P/E (TTM): 12.55 P/B: 1.50
Earnings Power Value 46.09
Net Current Asset Value 0
Tangible Book 22.71
Projected FCF 46.28
Median P/S Value 29.47
Graham Number 42.16
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.43
Cash-To-Debt ranked lower than
84.60% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
CAC: 0.43
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.05, Med: 0.14, Max: 0.93
Current: 0.43
0.05
0.93
Equity-to-Asset 0.10
Equity-to-Asset ranked lower than
51.63% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
CAC: 0.1
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.09, Max: 0.11
Current: 0.1
0.06
0.11
Debt-to-Equity 0.72
Debt-to-Equity ranked lower than
68.92% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
CAC: 0.72
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.27, Med: 2.02, Max: 4.7
Current: 0.72
0.27
4.7
Debt-to-EBITDA 2.05
Debt-to-EBITDA ranked lower than
57.20% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
CAC: 2.05
Ranked among companies with meaningful Debt-to-EBITDA only.
N/A
Beneish M-Score -2.26
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 6.82%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 34.32
Net Margin ranked higher than
76.69% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
CAC: 34.32
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 18.71, Med: 24.74, Max: 34.15
Current: 34.32
18.71
34.15
ROE % 12.82
ROE ranked higher than
73.08% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
CAC: 12.82
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 6.87, Med: 10.45, Max: 12.76
Current: 12.82
6.87
12.76
ROA % 1.28
ROA ranked higher than
65.35% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
CAC: 1.28
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.64, Med: 0.98, Max: 1.27
Current: 1.28
0.64
1.27
3-Year Total Revenue Growth Rate 11.50
3-Year Revenue Growth Rate ranked lower than
55.98% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
CAC: 2.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 1, Med: 5.4, Max: 112.3
Current: 2.3
1
112.3
3-Year EPS w/o NRI Growth Rate 25.10
3-Year EPS w/o NRI Growth Rate ranked lower than
79.69% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
CAC: 25.1
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -10.6, Med: 7.05, Max: 58.7
Current: 25.1
-10.6
58.7

» CAC's 30-Y Financials

Financials (Next Earnings Date: 2019-07-31)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:CAC

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6021
Compare NAS:HAFC NYSE:BANC NAS:PEBO XPTY:GBGR NAS:PFBC NAS:BHBK NAS:TSC NYSE:CUBI NAS:CBTX NAS:GABC NAS:HBNC NYSE:BY OTCPK:FMCB NAS:CTBI NAS:UVSP NAS:MBIN NAS:ORIT NAS:MSBI NAS:FFWM NAS:AMTBB
Traded in other countries
Address 2 Elm Street, Camden, ME, USA, 04843
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services. In addition, it offers various other services which include lending to dentists, optometrists and veterinarians across the United States.

Ratios

Current vs industry vs history
PE Ratio (TTM) 12.55
PE Ratio ranked lower than
55.56% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
CAC: 12.55
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 7.3, Med: 12.1, Max: 24.99
Current: 12.55
7.3
24.99
PE Ratio without NRI 12.55
PE without NRI ranked lower than
54.90% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
CAC: 12.55
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 7.3, Med: 12.1, Max: 24.99
Current: 12.55
7.3
24.99
Price-to-Owner-Earnings 19.46
Price-to-Owner-Earnings ranked higher than
56.12% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
CAC: 19.46
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 5.56, Med: 12.02, Max: 52.78
Current: 19.46
5.56
52.78
PB Ratio 1.50
PB Ratio ranked lower than
79.22% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
CAC: 1.5
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.71, Med: 1.23, Max: 1.79
Current: 1.5
0.71
1.79
PS Ratio 4.30
PS Ratio ranked lower than
77.99% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
CAC: 4.3
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 1.4, Med: 2.9, Max: 4.82
Current: 4.3
1.4
4.82
Price-to-Free-Cash-Flow 18.64
Price-to-Free-Cash-Flow ranked lower than
51.36% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
CAC: 18.64
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.4, Med: 9.97, Max: 33.03
Current: 18.64
4.4
33.03
Price-to-Operating-Cash-Flow 16.02
Price-to-Operating-Cash-Flow ranked lower than
54.75% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
CAC: 16.02
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.26, Med: 9.37, Max: 27.48
Current: 16.02
4.26
27.48
EV-to-Revenue -0.38
EV-to-Revenue ranked higher than
73.89% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
CAC: -0.38
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -5, Med: 2.5, Max: 12.2
Current: -0.38
-5
12.2
Shiller PE Ratio 17.83
Shiller PE Ratio ranked lower than
54.61% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
CAC: 17.83
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 6.27, Med: 12.17, Max: 21.15
Current: 17.83
6.27
21.15

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.75
Trailing Dividend Yield ranked lower than
58.87% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
CAC: 2.75
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 1.79, Med: 2.88, Max: 6.23
Current: 2.75
1.79
6.23
Dividend Payout Ratio 0.33
Dividend Payout Ratio ranked higher than
51.90% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
CAC: 0.33
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.29, Med: 0.33, Max: 0.51
Current: 0.33
0.29
0.51
3-Year Dividend Growth Rate (Per Share) 11.20
3-Year Dividend Growth Rate ranked higher than
60.23% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
CAC: 11.2
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 4.7, Max: 19.2
Current: 11.2
0
19.2
Forward Dividend Yield % 2.75
Forward Dividend Yield ranked lower than
60.42% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
CAC: 2.75
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 4.19
Yield-on-Cost (5y) ranked lower than
52.64% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
CAC: 4.19
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 2.73, Med: 4.39, Max: 9.5
Current: 4.19
2.73
9.5
3-Year Share Buyback Rate -0.60
3-Year Share Buyback Rate ranked lower than
77.57% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
CAC: -0.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -11.7, Med: -0.55, Max: 5.2
Current: -0.6
-11.7
5.2

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.92
Price-to-Tangible-Book ranked lower than
83.64% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
CAC: 1.92
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 1.18, Med: 1.79, Max: 3
Current: 1.92
1.18
3
Price-to-Projected-FCF 0.94
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
70.04% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
CAC: 0.94
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.48, Med: 0.76, Max: 1.27
Current: 0.94
0.48
1.27
Price-to-Median-PS-Value 1.49
Price-to-Median-PS-Value ranked lower than
86.09% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
CAC: 1.49
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.68, Med: 1.11, Max: 4.68
Current: 1.49
0.68
4.68
Price-to-Graham-Number 1.04
Price-to-Graham-Number ranked lower than
85.57% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
CAC: 1.04
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.64, Med: 1.02, Max: 2.08
Current: 1.04
0.64
2.08

More Statistics

Revenue (TTM) (Mil) $ 158.87
EPS (TTM) $ 3.48
Beta 1.07
Volatility % 26.16
52-Week Range $ 33.49 - 47.86
Shares Outstanding (Mil) 15.52

Analyst Estimate

Piotroski F-Score Details