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Farmers National BancFMNB -0.13%58 FCF Yield % is 6.52 as of Aug. 23, 2026, which is 36% below its 10-year median of 10.13. GuruFocus rates FMNB with a GF Score™ of 58/100 and a GF Value™ of $13.88 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,498 Banks companies, Farmers National Banc ranks worse than 58.08% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Farmers National Banc FCF Yield % Related Terms
Farmers National Banc FCF Yield % Historical Data
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The historical data trend for Farmers National Banc's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Farmers National Banc's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Farmers National Banc FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Farmers National Banc's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Farmers National Banc's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Farmers National Banc (FMNB) has a FCF Yield % of 6.52 as of Aug. 23, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Farmers National Banc and its competitors. This is 36% below median its historical median of 10.13. Over the past decade, Farmers National Banc's FCF Yield % has ranged from 3.03 to 19.14. According to the industry distribution chart, Farmers National Banc ranks #870 out of 1498 companies in the Banks industry, placing it in the top 58.1%.
Is Farmers National Banc's FCF Yield % too high?
Farmers National Banc's current FCF Yield % of 6.52 is 36% below median its 10-year median of 10.13. Over the past 10 years, this metric has ranged from a low of 3.03 to a high of 19.14. The Banks industry median FCF Yield % is 8.12. Farmers National Banc's value of 6.52 is 19.7% below this industry median. Based on the distribution chart, Farmers National Banc ranks #870 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Farmers National Banc has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers National Banc's FCF Yield % compare to FCBC and CCBG?
According to the Banks industry distribution chart, Farmers National Banc ranks #870 out of 1498 companies for FCF Yield %. This places Farmers National Banc in the lower half of its industry. The industry median FCF Yield % is 8.12. Farmers National Banc's value of 6.52 is 19.7% below this benchmark. Historically, Farmers National Banc's own FCF Yield % has ranged from 3.03 to 19.14 over the past decade. While the company's 10-year median is 10.13 vs. the industry median of 8.12, Farmers National Banc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.12, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Farmers National Banc's current FCF Yield % of 6.52 is 19.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Farmers National Banc and its competitors. For the Banks industry, the median FCF Yield % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Farmers National Banc's current FCF Yield % is 6.52, which is 36% below median its own 10-year median of 10.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers National Banc stock overvalued right now?
Based on GuruFocus' analysis, Farmers National Banc (FMNB) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.88, compared to a current price of $15.70 — trading 13.1% above its estimated fair value. The current FCF Yield % is 6.52, which is 36% below median its 10-year median of 10.13 and 19.7% below the Banks industry median of 8.12. Farmers National Banc's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Farmers National Banc (FMNB), the current FCF Yield % is 6.52 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Farmers National Banc (FMNB) Overvalued in 2026?
Based on GuruFocus' analysis, Farmers National Banc stock appears to be overvalued.
The current stock price of $15.70 is trading 13.1% above its estimated GF Value™ of $13.88.
GuruFocus considers Farmers National Banc to be Modestly Overvalued.
Key valuation signals for FMNB:
FCF Yield %: 6.52 (36% below median its 10-year median of 10.13)
GF Value™: $13.88 vs. price of $15.70 (13.1% above fair value)
Industry Position: 19.7% below the Banks median (#870 of 1498)
No single metric tells the full story. See the FMNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Farmers National Banc Corp is a financial holding company based in the U.S. Along with its subsidiaries, it operates in the domestic banking, trust, retirement consulting, insurance, and financial management industries. The group offers a full range of commercial and retail banking services, including checking accounts, savings accounts, time deposit accounts, commercial, mortgage, and installment loans, safe deposit boxes, ATMs, internet banking, and other banking services. Additionally, it offers personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; insurance products, and other financial products and services. The group's reportable segments are Bank, which generates the maximum revenue, and Trust.
58GF Score
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