First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates majority of its revenue by providing various products and services to small and middle-sized businesses and individuals.

Financial Strength

6/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	No Debt
Equity-to-Asset	0.09
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	9/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.31	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.3
	3-Year EPS without NRI Growth Rate	18.4
	3-Year FCF Growth Rate	27.6
	3-Year Book Growth Rate	0.9

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	54.53
	9-Day RSI	52.61
	14-Day RSI	56.09
	6-1 Month Momentum %	4.65
	12-1 Month Momentum %	32.9

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1
	Shareholder Yield %	0.03

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	29.54
	FCF Margin %	35.73
	ROE %	15.54
	ROA %	1.14
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	6.64
	PE Ratio without NRI	6.99
	Shiller PE Ratio	10.14
	Price-to-Owner-Earnings	6.89
	PEG Ratio	1.63
	PS Ratio	1.95
	PB Ratio	0.91
	Price-to-Tangible-Book	0.94
	Price-to-Free-Cash-Flow	5.3
	Price-to-Operating-Cash-Flow	5.07
	EV-to-Revenue	-0.41
	EV-to-FCF	-1.15
	Price-to-Projected-FCF	0.49
	Price-to-DCF (Earnings Based)	0.33
	Price-to-DCF (FCF Based)	0.4
	Price-to-Median-PS-Value	0.85
	Price-to-Graham-Number	0.54
	FCF Yield %	18.8
	Forward Rate of Return (Yacktman) %	16

Financials (Next Earnings Date:2024-04-26 Est.)

Annual Quarterly TTM

FNRN's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Gurus Latest Trades with OTCPK:FNRN

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Northern Community Bancorp Executives

Details

GF Value: $10.68

FNRN

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with FNRN. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	72.979
	EPS (TTM) ($)	1.343
	Beta	0.06
	Volatility %	37.07
	14-Day RSI	56.09
	14-Day ATR ($)	0.253747
	20-Day SMA ($)	8.9595
	12-1 Month Momentum %	32.9
	52-Week Range ($)	6.295238 - 9.27619
	Shares Outstanding (Mil)	15.55

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	9
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Northern Community Bancorp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Northern Community Bancorp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

First Northern Community Bancorp Frequently Asked Questions

What is First Northern Community Bancorp(FNRN)'s stock price today?

The current price of FNRN is $8.92. The 52 week high of FNRN is $9.28 and 52 week low is $6.30.

When is next earnings date of First Northern Community Bancorp(FNRN)?

The next earnings date of First Northern Community Bancorp(FNRN) is 2024-04-26 Est..

Does First Northern Community Bancorp(FNRN) pay dividends? If so, how much?

First Northern Community Bancorp(FNRN) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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