Business Description
First Northern Community Bancorp
NAICS : 522110
SIC : 6035
ISIN : US3359251036
Total Employee Number:
204Description
First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans, and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates the majority of its revenue by providing various products and services to small and medium-sized businesses and individuals. including accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate-related loans.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | No Debt | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.8 | |||||
3-Year EPS without NRI Growth Rate | 10.4 | |||||
3-Year FCF Growth Rate | -37.2 | |||||
3-Year Book Growth Rate | 18.6 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 36.18 | |||||
9-Day RSI | 44.72 | |||||
14-Day RSI | 50.14 | |||||
3-1 Month Momentum % | 10.65 | |||||
6-1 Month Momentum % | 35.47 | |||||
12-1 Month Momentum % | 82.04 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.5 | |||||
Shareholder Yield % | 1.59 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 31.13 | |||||
FCF Margin % | 7.5 | |||||
OCF Margin % | 10.3 | |||||
ROE % | 11.53 | |||||
ROA % | 1.23 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.59 | |||||
PE Ratio without NRI | 12.59 | |||||
Shiller PE Ratio | 17.42 | |||||
Price-to-Owner-Earnings | 12.1 | |||||
PEG Ratio | 1.72 | |||||
PS Ratio | 4.21 | |||||
PB Ratio | 1.35 | |||||
Price-to-Tangible-Book | 1.38 | |||||
Price-to-Free-Cash-Flow | 80.68 | |||||
Price-to-Operating-Cash-Flow | 52.2 | |||||
EV-to-Revenue | 1.85 | |||||
EV-to-FCF | 24.68 | |||||
Price-to-GF-Value | 1.76 | |||||
Price-to-Projected-FCF | 0.78 | |||||
Price-to-DCF (Earnings Based) | 0.73 | |||||
Price-to-DCF (FCF Based) | 6.97 | |||||
Price-to-Median-PS-Value | 1.69 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.23 | |||||
Price-to-Graham-Number | 0.88 | |||||
FCF Yield % | 1.95 | |||||
Forward Rate of Return (Yacktman) % | 16.13 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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First Northern Community Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 75.04 | ||
| EPS (TTM) ($) | 1.398 | ||
| Beta | -0.0735 | ||
| 3-Year Sharpe Ratio | 1.45 | ||
| 3-Year Sortino Ratio | 4.4 | ||
| Volatility % | 15.36 | ||
| 14-Day RSI | 50.14 | ||
| 14-Day ATR ($) | 0.462672 | ||
| 20-Day SMA ($) | 17.9 | ||
| 12-1 Month Momentum % | 82.04 | ||
| 52-Week Range ($) | 9.419047 - 18.62 | ||
| Shares Outstanding (Mil) | 16.41 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Northern Community Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Northern Community Bancorp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-29 | In 113 days | ||
| Second quarter earnings results for 2026 | 2026-07-29 | In 21 days | ||
| General meeting for 2026 | 2026-05-19 17:30 | 17.68 (-1.23%) | ||
| First quarter earnings results for 2026 | 2026-04-29 | 15.85 (-0.63%) | ||
| Annual report for 2025 | 2026-03-13 | 14.09 (+0.00%) | ||
| 1.05:1 Stock Split | 2026-02-27 | 13.94 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 12.93 (+0.44%) | ||
| Third quarter earnings results for 2025 | 2025-10-29 | 12.38 (+2.60%) | ||
| Second quarter earnings results for 2025 | 2025-07-29 | 10.10 (+0.47%) | ||
| General meeting for 2025 | 2025-05-13 17:30 | 9.37 (+0.00%) |
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First Northern Community Bancorp Frequently Asked Questions
What is First Northern Community Bancorp(FNRN)'s stock price today?
The current price of FNRN is $17.60. The 52 week high of FNRN is $18.62 and 52 week low is $9.42.
When is next earnings date of First Northern Community Bancorp(FNRN)?
The next earnings date of First Northern Community Bancorp(FNRN) is 2026-07-29 Est..
Does First Northern Community Bancorp(FNRN) pay dividends? If so, how much?
First Northern Community Bancorp(FNRN) does not pay dividend.
Guru Commentaries on NAS:FNRN
No articles.
Press Release
| Subject | Date | ||
|---|---|---|---|
| Jeremiah Smith Appointed to Sierra College Foundation Board of Directors | 2026-05-21 | ||
| First Northern Community Bancorp Reports First Quarter 2026 Net Income of $5.9 Million | 2026-04-29 |
Articles on First Northern Community Bancorp
No articles.
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