NAS:WNEB (USA)

Western New England Bancorp Inc

$ 9.36 -0.01 (-0.11%)
Volume: 15,991 Avg Vol (1m): 65,124
Market Cap $: 252.28 Mil Enterprise Value $: 195.23 Mil
P/E (TTM): 15.86 P/B: 1.14
Earnings Power Value 1.37
Net Current Asset Value 0
Tangible Book 7.78
Projected FCF 10.95
Median P/S Value 11.41
Graham Number 10.16
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.19
Cash-To-Debt ranked lower than
91.65% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
WNEB: 0.19
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.1, Max: 9.41
Current: 0.19
0.03
9.41
Equity-to-Asset 0.11
Equity-to-Asset ranked higher than
57.71% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
WNEB: 0.11
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.1, Med: 0.15, Max: 0.29
Current: 0.11
0.1
0.29
Debt-to-Equity 1.02
Debt-to-Equity ranked lower than
69.20% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
WNEB: 1.02
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.05, Med: 1.13, Max: 2.29
Current: 1.02
0.05
2.29
Beneish M-Score -2.53
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 3.89%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 23.56
Net Margin ranked lower than
54.30% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
WNEB: 23.56
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 8.17, Med: 16.9, Max: 23.7
Current: 23.56
8.17
23.7
ROE % 6.85
ROE ranked lower than
70.51% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
WNEB: 6.85
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 1.28, Med: 3.5, Max: 6.85
Current: 6.85
1.28
6.85
ROA % 0.77
ROA ranked lower than
64.01% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
WNEB: 0.77
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.25, Med: 0.47, Max: 0.78
Current: 0.77
0.25
0.78
3-Year Total Revenue Growth Rate 22.30
3-Year Revenue Growth Rate ranked higher than
53.21% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
WNEB: 3.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -1.4, Med: 10.1, Max: 274.4
Current: 3.3
-1.4
274.4
3-Year EPS w/o NRI Growth Rate 20.00
3-Year EPS w/o NRI Growth Rate ranked higher than
53.50% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
WNEB: 20
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 7.35, Max: 68.1
Current: 20
0
68.1

» WNEB's 30-Y Financials

Financials (Next Earnings Date: 2019-07-24)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522120    SIC : 6035
Compare OTCPK:ALRS NAS:ATLO NAS:PDLB NAS:MFSF NAS:BCML NAS:ACNB NAS:RBNC OTCPK:CSHX NAS:HBMD NAS:PKBK NAS:PFBI NAS:CSTR NAS:SFST NAS:CVCY NAS:SLCT OTCPK:MCBS NAS:NRIM NAS:NKSH NAS:BWFG NAS:BFIN
Traded in other countries
Address 141 Elm Street, Westfield, MA, USA, 01085
Western New England Bancorp Inc is a US-based chartered stock holding company and the parent company of Westfield Bank. The company through its subsidiaries provides banking products and services offering a variety of deposit products and makes mortgage loans for the construction, purchase, and refinancing of residential and commercial real estate as well as other commercial and consumer loans of various types.

Ratios

Current vs industry vs history
PE Ratio (TTM) 15.86
PE Ratio ranked lower than
78.36% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
WNEB: 15.86
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 15.1, Med: 28.8, Max: 77.08
Current: 15.86
15.1
77.08
Forward PE Ratio 16.45
Forward P/E ranked lower than
91.99% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
WNEB: 16.45
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 15.86
PE without NRI ranked lower than
78.07% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
WNEB: 15.86
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 15.1, Med: 28.8, Max: 77.08
Current: 15.86
15.1
77.08
Price-to-Owner-Earnings 13.37
Price-to-Owner-Earnings ranked lower than
79.98% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
WNEB: 13.37
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 12.34, Med: 27.13, Max: 650
Current: 13.37
12.34
650
PB Ratio 1.14
PB Ratio ranked lower than
58.69% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
WNEB: 1.14
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.78, Med: 1.02, Max: 1.37
Current: 1.14
0.78
1.37
PS Ratio 3.84
PS Ratio ranked lower than
74.29% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
WNEB: 3.84
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 3.36, Med: 4.68, Max: 9.22
Current: 3.84
3.36
9.22
Price-to-Free-Cash-Flow 13.78
Price-to-Free-Cash-Flow ranked lower than
66.21% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
WNEB: 13.78
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 8.87, Med: 16.32, Max: 239.02
Current: 13.78
8.87
239.02
Price-to-Operating-Cash-Flow 11.94
Price-to-Operating-Cash-Flow ranked lower than
63.29% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
WNEB: 11.94
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 8.21, Med: 14.52, Max: 90.74
Current: 11.94
8.21
90.74
EV-to-Revenue 2.81
EV-to-Revenue ranked lower than
80.83% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
WNEB: 2.81
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 2.7, Med: 12.3, Max: 15.6
Current: 2.81
2.7
15.6
Shiller PE Ratio 28.14
Shiller PE Ratio ranked lower than
86.01% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
WNEB: 28.14
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 27, Med: 36.21, Max: 61.33
Current: 28.14
27
61.33

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.93
Trailing Dividend Yield ranked lower than
78.47% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
WNEB: 1.93
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.9, Med: 2.31, Max: 3.7
Current: 1.93
0.9
3.7
Dividend Payout Ratio 0.22
Dividend Payout Ratio ranked higher than
75.07% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
WNEB: 0.22
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.21, Med: 0.66, Max: 2
Current: 0.22
0.21
2
Forward Dividend Yield % 2.13
Forward Dividend Yield ranked lower than
76.05% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
WNEB: 2.13
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 0.92
Yield-on-Cost (5y) ranked lower than
94.53% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
WNEB: 0.92
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.43, Med: 1.11, Max: 1.77
Current: 0.92
0.43
1.77
3-Year Share Buyback Rate -15.80
3-Year Share Buyback Rate ranked lower than
85.31% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
WNEB: -15.8
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -17.6, Med: 1.7, Max: 11.4
Current: -15.8
-17.6
11.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.20
Price-to-Tangible-Book ranked lower than
56.56% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
WNEB: 1.2
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.79, Med: 1.16, Max: 2.64
Current: 1.2
0.79
2.64
Price-to-Projected-FCF 0.85
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
70.35% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
WNEB: 0.85
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.48, Med: 0.84, Max: 1.18
Current: 0.85
0.48
1.18
Price-to-Median-PS-Value 0.82
Price-to-Median-PS-Value ranked higher than
65.75% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
WNEB: 0.82
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.74, Med: 1.45, Max: 59
Current: 0.82
0.74
59
Price-to-Graham-Number 0.92
Price-to-Graham-Number ranked lower than
75.81% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
WNEB: 0.92
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.91, Med: 1.4, Max: 7.75
Current: 0.92
0.91
7.75

More Statistics

Revenue (TTM) (Mil) $ 69.25
EPS (TTM) $ 0.59
Beta 0.15
Volatility % 15.41
52-Week Range $ 8.5 - 11.25
Shares Outstanding (Mil) 26.95

Analyst Estimate

Piotroski F-Score Details