FNRN (First Northern Community Bancorp) 3-1 Month Momentum %: -3.62% (As of Sep. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FNRN First Northern Community Bancorp FNRN
57 GF Score
Price $17.17
GF Value $10.67
Valuation Significantly Overvalued
! 5 Warning Signs
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What is First Northern Community Bancorp 3-1 Month Momentum %?

First Northern Community Bancorp FNRN -0.06% 57 3-1 Month Momentum % is -3.62% as of Sep. 17, 2026. GuruFocus rates FNRN with a GF Score™ of 57/100 and a GF Value™ of $10.67 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,572 Banks companies, First Northern Community Bancorp ranks worse than 81.04% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-17), First Northern Community Bancorp's 3-1 Month Momentum % is -3.62%.

The industry rank for First Northern Community Bancorp's 3-1 Month Momentum % or its related term are showing as below:

FNRN's 3-1 Month Momentum % is ranked worse than
81.04% of 1572 companies
in the Banks industry
Industry Median: 4.26 vs FNRN: -3.62

First Northern Community Bancorp  (NAS:FNRN) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


First Northern Community Bancorp 3-1 Month Momentum % Related Terms


FNRN vs QNBC, ATLO, FRAF: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, First Northern Community Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Northern Community Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, First Northern Community Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where First Northern Community Bancorp's 3-1 Month Momentum % falls into.


FNRN
57GF Score
First Northern Community Bancorp FNRN
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Northern Community Bancorp  (NAS:FNRN) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -3.62% mean?
First Northern Community Bancorp (FNRN) has a 3-1 Month Momentum % of -3.62% as of Sep. 17, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Northern Community Bancorp and its competitors. According to the industry distribution chart, First Northern Community Bancorp ranks #1274 out of 1572 companies in the Banks industry, placing it in the top 81%.
Is First Northern Community Bancorp's 3-1 Month Momentum % too high?
First Northern Community Bancorp's current 3-1 Month Momentum % is -3.62%. Based on the distribution chart, First Northern Community Bancorp ranks #1274 out of 1572 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Northern Community Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Northern Community Bancorp's 3-1 Month Momentum % compare to QNBC and ATLO?
According to the Banks industry distribution chart, First Northern Community Bancorp ranks #1274 out of 1572 companies for 3-1 Month Momentum %. This places First Northern Community Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.26, based on 1,572 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Northern Community Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Northern Community Bancorp's current 3-1 Month Momentum % is -3.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northern Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Northern Community Bancorp (FNRN) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.67, compared to a current price of $17.17 — trading 60.9% above its estimated fair value. The current 3-1 Month Momentum % is -3.62%. First Northern Community Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For First Northern Community Bancorp (FNRN), the current 3-1 Month Momentum % is -3.62% as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Northern Community Bancorp (FNRN) Overvalued in 2026?

Based on GuruFocus' analysis, First Northern Community Bancorp stock appears to be overvalued. The current stock price of $17.17 is trading 60.9% above its estimated GF Value™ of $10.67. GuruFocus considers First Northern Community Bancorp to be Significantly Overvalued.

Key valuation signals for FNRN:

  • 3-1 Month Momentum %: -3.62%
  • GF Value™: $10.67 vs. price of $17.17 (60.9% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the FNRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Northern Community Bancorp Business Description

Address 195 North First Street, Dixon, CA, USA, 95620
First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans, and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates the majority of its revenue by providing various products and services to small and medium-sized businesses and individuals. including accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate-related loans.
57GF Score

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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.17
Price
$10.67
GF Value