Business Description
Yiren Digital Ltd
ISIN : US98585L1008
Share Class Description:
FRA:19YA: ADRTotal Employee Number:
981Description
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 69.52 | |||||
Equity-to-Asset | 0.7 | |||||
Debt-to-EBITDA | -0.04 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 1.52 | |||||
Beneish M-Score | -2.23 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 18.3 | |||||
3-Year FCF Growth Rate | -28.6 | |||||
3-Year Book Growth Rate | 15.9 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 36.06 | |||||
9-Day RSI | 31.71 | |||||
14-Day RSI | 30.27 | |||||
3-1 Month Momentum % | -10.29 | |||||
6-1 Month Momentum % | -61.39 | |||||
12-1 Month Momentum % | -75.5 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 9 | |||||
Quick Ratio | 9 | |||||
Cash Ratio | 2.34 | |||||
Days Sales Outstanding | 52.93 | |||||
Days Payable | 34.95 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 19.96 | |||||
5-Year Yield-on-Cost % | 20.39 | |||||
3-Year Average Share Buyback Ratio | 0.7 | |||||
Shareholder Yield % | 17.65 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 84.95 | |||||
Operating Margin % | -18.66 | |||||
Net Margin % | -14.04 | |||||
EBITDA Margin % | -18.66 | |||||
FCF Margin % | -9.2 | |||||
OCF Margin % | -9.2 | |||||
ROE % | -7.41 | |||||
ROA % | -5.16 | |||||
ROIC % | -10.3 | |||||
ROC (Joel Greenblatt) % | -226.34 | |||||
ROCE % | -8.07 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Shiller PE Ratio | 0.61 | |||||
PS Ratio | 0.13 | |||||
PB Ratio | 0.08 | |||||
Price-to-Tangible-Book | 0.07 | |||||
EV-to-EBIT | 1.9 | |||||
EV-to-EBITDA | 1.9 | |||||
EV-to-Revenue | -0.35 | |||||
EV-to-Forward-Revenue | 0.01 | |||||
EV-to-FCF | 3.83 | |||||
Price-to-GF-Value | 0.25 | |||||
Price-to-Projected-FCF | 0.07 | |||||
Price-to-Median-PS-Value | 0.24 | |||||
| Price-to-Net-Current-Asset-Value | 0.11 | |||||
Earnings Yield (Greenblatt) % | 52.59 | |||||
FCF Yield % | -69.59 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Yiren Digital Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 615.262 | ||
| EPS (TTM) (€) | -1.005 | ||
| Beta | 1.5 | ||
| 3-Year Sharpe Ratio | 0.1 | ||
| 3-Year Sortino Ratio | 0.15 | ||
| Volatility % | 64.96 | ||
| 14-Day RSI | 30.27 | ||
| 14-Day ATR (€) | 0.031747 | ||
| 20-Day SMA (€) | 0.9995 | ||
| 12-1 Month Momentum % | -75.5 | ||
| 52-Week Range (€) | 0.93 - 5.6 | ||
| Shares Outstanding (Mil) | 87.49 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Yiren Digital Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Yiren Digital Ltd Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-25 07:00 | In 148 days | ||
| Third quarter earnings results for 2026 | 2026-11-25 | In 147 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-21 08:00 | In 52 days | ||
| Second quarter earnings results for 2026 | 2026-08-21 | In 51 days | ||
| First quarter earnings conference call for 2026 | 2026-06-25 08:00 | 0.93 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-06-25 | 0.93 (+0.00%) | ||
| Annual report for 2025 | 2026-04-29 | 1.77 (+0.00%) | ||
| Depositary Receipts Virtual Investor Conference | 2026-04-28 11:00 | 1.71 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-19 08:00 | 3.00 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-19 | 3.00 (+0.00%) |
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Yiren Digital Ltd Frequently Asked Questions
What is Yiren Digital Ltd(FRA:19YA)'s stock price today?
The current price of FRA:19YA is €0.94. The 52 week high of FRA:19YA is €5.60 and 52 week low is €0.93.
When is next earnings date of Yiren Digital Ltd(FRA:19YA)?
The next earnings date of Yiren Digital Ltd(FRA:19YA) is 2026-08-21 Est..
Does Yiren Digital Ltd(FRA:19YA) pay dividends? If so, how much?
The Dividend Yield %  of Yiren Digital Ltd(FRA:19YA) is 19.96% (As of Today), Highest Dividend Payout Ratio of Yiren Digital Ltd(FRA:19YA) was 5.05. The lowest was 0.08. And the median was 0.21. The  Forward Dividend Yield % of Yiren Digital Ltd(FRA:19YA) is 0%. For more information regarding to dividend, please check our Dividend Page.
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