Business Description
Yiren Digital Ltd
NAICS : 522298
SIC : 6159
ISIN : US98585L1008
Share Class Description:
YRD: ADRDescription
Yiren Digital Ltd is a fintech company in China connecting investors and individual borrowers. The Company provides an effective solution to address largely underserved investors and individual borrower demand in China through online and offline channels to efficiently match borrowers with investors and execute loan transactions. The company has three operating segments; the Yiren Wealth segment conducts holistic wealth business, the Yiren Credit segment focuses on consumer credit business, and the Other segment includes electronic commerce business. It derives a majority of its revenue from the Yiren Credit segment.
Financial Strength
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 211.12 | |||||
| Equity-to-Asset | 0.81 | |||||
| Debt-to-EBITDA | 0.01 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | 3.29 | |||||
| Beneish M-Score | -1.43 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -24.7 | |||||
| 3-Year EBITDA Growth Rate | 2.3 | |||||
| 3-Year EPS without NRI Growth Rate | 7.7 | |||||
| 3-Year FCF Growth Rate | 106 | |||||
| 3-Year Book Growth Rate | 12 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 60.92 | |||||
| 9-Day RSI | 64.86 | |||||
| 14-Day RSI | 65.05 | |||||
| 6-1 Month Momentum % | 10.78 | |||||
| 12-1 Month Momentum % | 93.16 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 5.11 | |||||
| Quick Ratio | 5.11 | |||||
| Cash Ratio | 3.71 | |||||
| Days Sales Outstanding | 26.96 | |||||
| Days Payable | 12.38 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 1.3 | |||||
| Shareholder Yield % | 37.87 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 78.71 | |||||
| Operating Margin % | 53.97 | |||||
| Net Margin % | 42.37 | |||||
| FCF Margin % | 39.95 | |||||
| ROE % | 30.58 | |||||
| ROA % | 22.68 | |||||
| ROIC % | 76.29 | |||||
| ROC (Joel Greenblatt) % | 1844.26 | |||||
| ROCE % | 31.88 | |||||
| Years of Profitability over Past 10-Year | 6 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 0.96 | |||||
| PE Ratio without NRI | 0.96 | |||||
| Shiller PE Ratio | 2.84 | |||||
| Price-to-Owner-Earnings | 1.15 | |||||
| PEG Ratio | 0.02 | |||||
| PS Ratio | 0.42 | |||||
| PB Ratio | 0.26 | |||||
| Price-to-Tangible-Book | 0.26 | |||||
| Price-to-Free-Cash-Flow | 0.99 | |||||
| Price-to-Operating-Cash-Flow | 0.99 | |||||
| EV-to-EBIT | -1.48 | |||||
| EV-to-EBITDA | -1.48 | |||||
| EV-to-Revenue | -0.8 | |||||
| EV-to-FCF | -2 | |||||
| Price-to-Graham-Number | 0.11 | |||||
| Price-to-Net-Current-Asset-Value | 0.31 | |||||
| Price-to-Net-Cash | 0.49 | |||||
| Earnings Yield (Greenblatt) % | -67.57 | |||||
| FCF Yield % | 99.41 |
Balance Sheet Breakdown
No Enough Data
Cashflow Statement Breakdown
No Enough Data
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NYSE:YRD
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Yiren Digital Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 663.726 | ||
| EPS (TTM) ($) | 3.137 | ||
| Beta | 1.13 | ||
| Volatility % | 149.09 | ||
| 14-Day RSI | 65.05 | ||
| 14-Day ATR ($) | 0.16918 | ||
| 20-Day SMA ($) | 2.619 | ||
| 12-1 Month Momentum % | 93.16 | ||
| 52-Week Range ($) | 1.08 - 3.85 | ||
| Shares Outstanding (Mil) | 88.61 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Yiren Digital Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Yiren Digital Ltd Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Yiren Digital Ltd Frequently Asked Questions
What is Yiren Digital Ltd(YRD)'s stock price today?
The current price of YRD is $3.01. The 52 week high of YRD is $3.85 and 52 week low is $1.08.
When is next earnings date of Yiren Digital Ltd(YRD)?
The next earnings date of Yiren Digital Ltd(YRD) is 2024-03-15 Est..
Does Yiren Digital Ltd(YRD) pay dividends? If so, how much?
Yiren Digital Ltd(YRD) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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