Business Description
Grupo Cibest SA
ISIN : US05968L1026
Share Class Description:
FRA:7O3: ADRTotal Employee Number:
33,588Compare
Compare
Traded in other countries / regions
PFCIBEST.ColombiaCIB.USAC2OL34.Brazil7O3.GermanyCIB1N.Mexico IPO Date
2005-06-30Description
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.76 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.45 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.35 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 29 | |||||
3-Year EPS without NRI Growth Rate | -1.4 | |||||
3-Year FCF Growth Rate | 89 | |||||
3-Year Book Growth Rate | 0.9 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 13.55 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 6.3 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 42.17 | |||||
9-Day RSI | 53.07 | |||||
14-Day RSI | 57.21 | |||||
3-1 Month Momentum % | 27.73 | |||||
6-1 Month Momentum % | 33.33 | |||||
12-1 Month Momentum % | 107.65 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.67 | |||||
Dividend Payout Ratio | 0.32 | |||||
3-Year Dividend Growth Rate | 7.7 | |||||
Forward Dividend Yield % | 6.01 | |||||
5-Year Yield-on-Cost % | 19.16 | |||||
3-Year Average Share Buyback Ratio | 0.3 | |||||
Shareholder Yield % | 12.82 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 15.34 | |||||
FCF Margin % | 8.24 | |||||
OCF Margin % | 16.35 | |||||
ROE % | 11.32 | |||||
ROA % | 1.19 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.99 | |||||
Forward PE Ratio | 10.32 | |||||
PE Ratio without NRI | 9.96 | |||||
Shiller PE Ratio | 15.2 | |||||
PEG Ratio | 1.13 | |||||
PS Ratio | 1.32 | |||||
PB Ratio | 1.88 | |||||
Price-to-Tangible-Book | 2 | |||||
Price-to-Free-Cash-Flow | 15.05 | |||||
Price-to-Operating-Cash-Flow | 7.8 | |||||
EV-to-Revenue | 2.23 | |||||
EV-to-Forward-Revenue | 2.67 | |||||
EV-to-FCF | 25.43 | |||||
Price-to-GF-Value | 1.34 | |||||
Price-to-Projected-FCF | 0.45 | |||||
Price-to-DCF (Earnings Based) | 0.99 | |||||
Price-to-DCF (FCF Based) | 0.94 | |||||
Price-to-Median-PS-Value | 0.76 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.61 | |||||
Price-to-Graham-Number | 0.94 | |||||
FCF Yield % | 3.33 | |||||
Forward Rate of Return (Yacktman) % | 13.98 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Grupo Cibest SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 6,837.517 | ||
| EPS (TTM) (€) | 4.55 | ||
| Beta | 1.1746 | ||
| 3-Year Sharpe Ratio | 0.99 | ||
| 3-Year Sortino Ratio | 2.57 | ||
| Volatility % | 57.83 | ||
| 14-Day RSI | 57.21 | ||
| 14-Day ATR (€) | 1.636069 | ||
| 20-Day SMA (€) | 81.6 | ||
| 12-1 Month Momentum % | 107.65 | ||
| 52-Week Range (€) | 36.6 - 87 | ||
| Shares Outstanding (Mil) | 236.17 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Grupo Cibest SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Grupo Cibest SA Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-02-24 09:00 | In 180 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-24 | In 179 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-10 | In 73 days | ||
| Third quarter earnings results for 2026 | 2026-11-09 | In 72 days | ||
| USD 1.443840 Cash Dividend | 2026-09-30 | In 32 days | ||
| USD 1.632370 Cash Dividend | 2026-09-08 | In 10 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-11 09:00 | 75.50 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-08-10 | 78.00 (+1.30%) | ||
| USD 1.328786 Cash Dividend | 2026-06-30 | 70.00 (+2.94%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 | 54.50 (-1.80%) |
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Grupo Cibest SA Frequently Asked Questions
What is Grupo Cibest SA(FRA:7O3)'s stock price today?
The current price of FRA:7O3 is €83.00. The 52 week high of FRA:7O3 is €87.00 and 52 week low is €36.60.
When is next earnings date of Grupo Cibest SA(FRA:7O3)?
The next earnings date of Grupo Cibest SA(FRA:7O3) is 2026-11-09.
Does Grupo Cibest SA(FRA:7O3) pay dividends? If so, how much?
The Dividend Yield %  of Grupo Cibest SA(FRA:7O3) is 2.67% (As of Today), Highest Dividend Payout Ratio of Grupo Cibest SA(FRA:7O3) was 3.09. The lowest was 0.06. And the median was 0.42. The  Forward Dividend Yield % of Grupo Cibest SA(FRA:7O3) is 6.01%. For more information regarding to dividend, please check our Dividend Page.
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