Business Description
Dave Inc
NAICS : 513210
SIC : 5045
ISIN : US23834J2015
Share Class Description:
FRA:9U8: Ordinary Shares - Class ATotal Employee Number:
280Description
Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.95 | |||||
Equity-to-Asset | 0.36 | |||||
Debt-to-Equity | 1.29 | |||||
Debt-to-EBITDA | 1.21 | |||||
Interest Coverage | 30.62 | |||||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 10.17 | |||||
Beneish M-Score | -2.88 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 29.4 | |||||
3-Year Book Growth Rate | 42.3 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.22 | |||||
Quick Ratio | 4.22 | |||||
Cash Ratio | 2.07 | |||||
Days Sales Outstanding | 147.74 | |||||
Days Payable | 33.27 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -4.7 | |||||
Shareholder Yield % | 3.61 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 87.17 | |||||
Operating Margin % | 34.52 | |||||
Net Margin % | 34.59 | |||||
EBITDA Margin % | 34.55 | |||||
FCF Margin % | 49.54 | |||||
OCF Margin % | 50.75 | |||||
ROE % | 87.46 | |||||
ROA % | 46.66 | |||||
ROIC % | 75.02 | |||||
3-Year ROIIC % | 132.9 | |||||
ROC (Joel Greenblatt) % | 90.17 | |||||
ROCE % | 55.25 | |||||
Years of Profitability over Past 10-Year | 3 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 20.62 | |||||
Forward PE Ratio | 22.44 | |||||
PE Ratio without NRI | 23.73 | |||||
Price-to-Owner-Earnings | 22.37 | |||||
PS Ratio | 7.03 | |||||
PB Ratio | 20.92 | |||||
Price-to-Tangible-Book | 22.46 | |||||
Price-to-Free-Cash-Flow | 14.23 | |||||
Price-to-Operating-Cash-Flow | 13.89 | |||||
EV-to-EBIT | 18.95 | |||||
EV-to-EBITDA | 18.3 | |||||
EV-to-Forward-EBITDA | 14.03 | |||||
EV-to-Revenue | 6.32 | |||||
EV-to-Forward-Revenue | 5.67 | |||||
EV-to-FCF | 12.75 | |||||
Price-to-GF-Value | 1.84 | |||||
Price-to-Graham-Number | 4.87 | |||||
| Price-to-Net-Current-Asset-Value | 27.84 | |||||
Earnings Yield (Greenblatt) % | 5.28 | |||||
FCF Yield % | 7.87 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Dave Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 553.512 | ||
| EPS (TTM) (€) | 13.207 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 41.63 | ||
| 14-Day ATR (€) | 16.838723 | ||
| 20-Day SMA (€) | 354.2 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (€) | 216.8 - 398.4 | ||
| Shares Outstanding (Mil) | 12.76 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Dave Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Dave Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-04 08:30 | In 87 days | ||
| Third quarter earnings results for 2026 | 2026-11-04 | In 86 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-05 17:00 | 346.00 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-08-05 | 346.00 (+0.00%) | ||
| General meeting for 2026 | 2026-06-02 09:00 | 241.80 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 17:00 | -- | ||
| First quarter earnings results for 2026 | 2026-05-05 | -- | ||
| Guidance call for 2026 | 2026-03-10 10:15 | -- | ||
| The Citizens Technology Conference | 2026-03-03 | -- | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-02 17:00 | -- |
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Dave Inc Frequently Asked Questions
What is Dave Inc(FRA:9U8)'s stock price today?
The current price of FRA:9U8 is €299.60. The 52 week high of FRA:9U8 is €398.40 and 52 week low is €216.80.
When is next earnings date of Dave Inc(FRA:9U8)?
The next earnings date of Dave Inc(FRA:9U8) is 2026-11-04 Est..
Does Dave Inc(FRA:9U8) pay dividends? If so, how much?
Dave Inc(FRA:9U8) does not pay dividend.
Press Release
Articles on Dave Inc
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