Business Description
Dave Inc
NAICS : 513210
SIC : 5045
ISIN : US23834J2015
Share Class Description:
DAVE: Ordinary Shares - Class ATotal Employee Number:
280Description
Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.66 | |||||
Equity-to-Asset | 0.38 | |||||
Debt-to-Equity | 1.32 | |||||
Debt-to-EBITDA | 1.23 | |||||
Interest Coverage | 30.09 | |||||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 12.88 | |||||
Beneish M-Score | -2.78 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 29.4 | |||||
3-Year Book Growth Rate | 42.3 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 26.59 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 20.99 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 76.06 | |||||
9-Day RSI | 75.65 | |||||
14-Day RSI | 73.77 | |||||
3-1 Month Momentum % | 46.11 | |||||
6-1 Month Momentum % | 13.18 | |||||
12-1 Month Momentum % | 17.79 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 3.86 | |||||
Quick Ratio | 3.86 | |||||
Cash Ratio | 1.41 | |||||
Days Sales Outstanding | 152.74 | |||||
Days Payable | 34.73 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -4.7 | |||||
Shareholder Yield % | 3.45 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 87.14 | |||||
Operating Margin % | 34.91 | |||||
Net Margin % | 37.21 | |||||
EBITDA Margin % | 36.15 | |||||
FCF Margin % | 52.91 | |||||
OCF Margin % | 54.05 | |||||
ROE % | 88.97 | |||||
ROA % | 52.8 | |||||
ROIC % | 75.52 | |||||
3-Year ROIIC % | 132.9 | |||||
ROC (Joel Greenblatt) % | 90.4 | |||||
ROCE % | 59.48 | |||||
Years of Profitability over Past 10-Year | 3 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 25.77 | |||||
Forward PE Ratio | 25.1 | |||||
PE Ratio without NRI | 27.77 | |||||
Price-to-Owner-Earnings | 26.78 | |||||
PS Ratio | 9.6 | |||||
PB Ratio | 25 | |||||
Price-to-Tangible-Book | 26.81 | |||||
Price-to-Free-Cash-Flow | 18.14 | |||||
Price-to-Operating-Cash-Flow | 17.75 | |||||
EV-to-EBIT | 24.55 | |||||
EV-to-EBITDA | 23.74 | |||||
EV-to-Forward-EBITDA | 17.38 | |||||
EV-to-Revenue | 8.58 | |||||
EV-to-Forward-Revenue | 7.29 | |||||
EV-to-FCF | 16.22 | |||||
Price-to-GF-Value | 3.18 | |||||
Price-to-Graham-Number | 5.75 | |||||
| Price-to-Net-Current-Asset-Value | 33.34 | |||||
Earnings Yield (Greenblatt) % | 4.07 | |||||
FCF Yield % | 6.28 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Dave Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 604.617 | ||
| EPS (TTM) ($) | 15.55 | ||
| Beta | 4.8681 | ||
| 3-Year Sharpe Ratio | 1.51 | ||
| 3-Year Sortino Ratio | 6.13 | ||
| Volatility % | 79.39 | ||
| 14-Day RSI | 73.77 | ||
| 14-Day ATR ($) | 22.872317 | ||
| 20-Day SMA ($) | 343.1595 | ||
| 12-1 Month Momentum % | 17.79 | ||
| 52-Week Range ($) | 152.21 - 409 | ||
| Shares Outstanding (Mil) | 12.71 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Dave Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Dave Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-04 08:30 | In 115 days | ||
| Third quarter earnings results for 2026 | 2026-11-04 | In 114 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 08:30 | In 25 days | ||
| Second quarter earnings results for 2026 | 2026-08-06 | In 24 days | ||
| General meeting for 2026 | 2026-06-02 09:00 | 282.56 (-0.82%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 17:00 | 279.17 (+0.88%) | ||
| First quarter earnings results for 2026 | 2026-05-05 | 279.17 (+0.88%) | ||
| Guidance call for 2026 | 2026-03-10 10:15 | 221.42 (+3.47%) | ||
| The Citizens Technology Conference | 2026-03-03 | 199.01 (+7.57%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-02 17:00 | 193.27 (+3.96%) |
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Dave Inc Frequently Asked Questions
What is Dave Inc(DAVE)'s stock price today?
The current price of DAVE is $400.75. The 52 week high of DAVE is $409.00 and 52 week low is $152.21.
When is next earnings date of Dave Inc(DAVE)?
The next earnings date of Dave Inc(DAVE) is 2026-08-06 Est..
Does Dave Inc(DAVE) pay dividends? If so, how much?
Dave Inc(DAVE) does not pay dividend.
Guru Commentaries on NAS:DAVE
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Press Release
Articles on Dave Inc
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Headlines
See More- 1
Jul 10, 2026
These 7 financial high flyers are still flashing buy signs
Seeking Alpha • 2:33pm
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