Business Description
Personal Group Holdings PLC
ISIN : GB0002760279
Total Employee Number:
258Description
Personal Group Holdings PLC and its subsidiaries are mainly engaged in providing employee services and offering short-term accident and health insurance in the UK. The Group operates through two main segments: the Affordable Insurance segment, which provides simple insurance products underwritten by its subsidiaries and generates income through insurance premiums; and the Benefits & Reward segment, which contributes the majority of revenue by delivering a benefits platform to employers directly and via partners such as Sage for SME solutions, along with comprehensive reward services through its subsidiaries and generating income from digital platform subscriptions, commissions on third-party benefits, and consultancy services including industry surveys.
Financial Strength
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 55.21 | |||||
Equity-to-Asset | 0.64 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | 0.04 | |||||
Interest Coverage | 110.27 | |||||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -3 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -1.8 | |||||
3-Year EPS without NRI Growth Rate | 83.1 | |||||
3-Year FCF Growth Rate | 56.3 | |||||
3-Year Book Growth Rate | 5.9 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 22.46 | |||||
9-Day RSI | 35.31 | |||||
14-Day RSI | 45.16 | |||||
3-1 Month Momentum % | 14.81 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.13 | |||||
3-Year Dividend Growth Rate | 19.7 | |||||
Forward Dividend Yield % | 4.13 | |||||
5-Year Yield-on-Cost % | 5.61 | |||||
Shareholder Yield % | 6.44 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 15.04 | |||||
EBITDA Margin % | 24.21 | |||||
FCF Margin % | 13.95 | |||||
OCF Margin % | 20.33 | |||||
ROE % | 20.53 | |||||
ROA % | 13.78 | |||||
ROIC % | 37.59 | |||||
3-Year ROIIC % | -1628.33 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 17.53 | |||||
Forward PE Ratio | 14.65 | |||||
PE Ratio without NRI | 17.53 | |||||
Shiller PE Ratio | 18.18 | |||||
Price-to-Owner-Earnings | 12.22 | |||||
PS Ratio | 2.64 | |||||
PB Ratio | 3.28 | |||||
Price-to-Tangible-Book | 4.1 | |||||
Price-to-Free-Cash-Flow | 18.9 | |||||
Price-to-Operating-Cash-Flow | 12.96 | |||||
EV-to-EBIT | 11.38 | |||||
EV-to-EBITDA | 8.23 | |||||
EV-to-Revenue | 1.99 | |||||
EV-to-Forward-Revenue | 1.78 | |||||
EV-to-FCF | 14.38 | |||||
Price-to-GF-Value | 1.67 | |||||
Price-to-Projected-FCF | 1.43 | |||||
Price-to-Median-PS-Value | 1.59 | |||||
Price-to-Graham-Number | 1.78 | |||||
| Price-to-Net-Cash | 28.13 | |||||
Earnings Yield (Greenblatt) % | 8.79 | |||||
FCF Yield % | 5.6 | |||||
Forward Rate of Return (Yacktman) % | 4.22 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Personal Group Holdings PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 56.175 | ||
| EPS (TTM) (€) | 0.255 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 45.16 | ||
| 14-Day ATR (€) | 0.039798 | ||
| 20-Day SMA (€) | 4.353 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (€) | 3.24 - 4.6 | ||
| Shares Outstanding (Mil) | 31.51 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Personal Group Holdings PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Personal Group Holdings PLC Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2026 | 2026-09-18 12:00 | In 85 days | ||
| Second quarter earnings results for 2026 | 2026-09-16 | In 82 days | ||
| General meeting for 2025 | 2026-05-07 09:00 | 4.02 (+1.01%) | ||
| Annual report for 2025 | 2026-04-18 | 3.76 (+1.08%) | ||
| GBP 0.151000 Cash Dividend | 2026-04-02 | 3.92 (-8.41%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-27 09:00 | 3.78 (-2.07%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-24 | 3.40 (+4.94%) | ||
| Second quarter earnings conference call for 2025 | 2025-09-19 12:00 | -- | ||
| Second quarter earnings results for 2025 | 2025-09-16 | -- | ||
| General meeting for 2024 | 2025-05-08 10:00 | -- |
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Personal Group Holdings PLC Frequently Asked Questions
What is Personal Group Holdings PLC(FRA:RLL)'s stock price today?
The current price of FRA:RLL is €4.22. The 52 week high of FRA:RLL is €4.60 and 52 week low is €3.24.
When is next earnings date of Personal Group Holdings PLC(FRA:RLL)?
The next earnings date of Personal Group Holdings PLC(FRA:RLL) is 2026-09-16 Est..
Does Personal Group Holdings PLC(FRA:RLL) pay dividends? If so, how much?
The Dividend Yield %  of Personal Group Holdings PLC(FRA:RLL) is 4.13% (As of Today), Highest Dividend Payout Ratio of Personal Group Holdings PLC(FRA:RLL) was 2.94. The lowest was 0.6. And the median was 0.84. The  Forward Dividend Yield % of Personal Group Holdings PLC(FRA:RLL) is 4.13%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Personal Group Holdings PLC
No articles.
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