Personal Group Holdings (FRA:RLL) Growth Rank: 1 (As of Aug. 12, 2026) — Near Median

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FRA:RLL Personal Group Holdings PLC FRA:RLL
56 GF Score
Price €4.46
GF Value €2.59
! 6 Warning Signs
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What is Personal Group Holdings Growth Rank?

Personal Group Holdings FRA:RLL 56 Growth Rank is 1 as of Aug. 12, 2026, which is at its 10-year median of 1.00. GuruFocus rates FRA:RLL with a GF Score™ of 56/100 and a GF Value™ of €2.59. The stock has 6 warning signs investors should review.

Personal Group Holdings has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Personal Group Holdings Growth Rank Related Terms

FRA:RLL vs CB, PGR, TRV: Growth Rank Comparison

For the Insurance - Property & Casualty subindustry, Personal Group Holdings's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Personal Group Holdings Growth Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Personal Group Holdings's Growth Rank distribution charts can be found below:

* The bar in red indicates where Personal Group Holdings's Growth Rank falls into.


FRA:RLL
56GF Score
Personal Group Holdings PLC FRA:RLL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Personal Group Holdings (FRA:RLL) has a Growth Rank of 1 as of Aug. 12, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Personal Group Holdings and its competitors. This is near median its historical median of 1.00. Over the past decade, Personal Group Holdings' Growth Rank has ranged from 1.00 to 2.00.
Is Personal Group Holdings' Growth Rank too high?
Personal Group Holdings' current Growth Rank of 1 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 2.00. Overall, Personal Group Holdings has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Personal Group Holdings' Growth Rank compare to CB and PGR?
Personal Group Holdings' Growth Rank of 1 can be compared against companies in the Insurance industry. Historically, Personal Group Holdings' own Growth Rank has ranged from 1.00 to 2.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for an Insurance company?
A good Growth Rank depends on the Insurance industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Personal Group Holdings and its competitors. Personal Group Holdings's current Growth Rank is 1, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Personal Group Holdings stock overvalued right now?
Personal Group Holdings (FRA:RLL) has a current Growth Rank of 1. The stock's GF Value™ is €2.59, compared to a current price of €4.46 — trading 72.2% above its estimated fair value. The current Growth Rank is 1, which is near median its 10-year median of 1.00. Personal Group Holdings' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Personal Group Holdings (FRA:RLL), the current Growth Rank is 1 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Personal Group Holdings (FRA:RLL) Overvalued in 2026?

Based on GuruFocus' analysis, Personal Group Holdings stock appears to be overvalued. The current stock price of €4.46 is trading 72.2% above its estimated GF Value™ of €2.59.

Key valuation signals for FRA:RLL:

  • Growth Rank: 1 (near median its 10-year median of 1.00)
  • GF Value™: €2.59 vs. price of €4.46 (72.2% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the FRA:RLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Personal Group Holdings Business Description

Other Exchanges PGH:UK
Address 899 Silbury Boulevard, John Ormond House, Milton Keynes, GBR, MK9 3XL
Personal Group Holdings PLC and its subsidiaries are mainly engaged in providing employee services and offering short-term accident and health insurance in the UK. The Group operates through two main segments: the Affordable Insurance segment, which provides simple insurance products underwritten by its subsidiaries and generates income through insurance premiums; and the Benefits & Reward segment, which contributes the majority of revenue by delivering a benefits platform to employers directly and via partners such as Sage for SME solutions, along with comprehensive reward services through its subsidiaries and generating income from digital platform subscriptions, commissions on third-party benefits, and consultancy services including industry surveys.
56GF Score

Get the complete analysis for FRA:RLL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.46
Price
€2.59
GF Value