Business Description
United Overseas Bank Ltd
ISIN : SG1M31001969
Share Class Description:
FRA:UOB: Ordinary SharesTotal Employee Number:
31,222Description
United Overseas Bank is a diversified financial institution based in Singapore. Its regional reach spans Greater China and Southeast Asia. Key countries include Malaysia, Thailand, and Indonesia. Singapore, its core market, makes up around 50% of its total assets. The group offers a wide range of services, including consumer, commercial and corporate, and investment banking; corporate finance; treasury services; and wealth management, insurance, and brokerage services.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.37 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.88 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -2.49 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.2 | |||||
3-Year EPS without NRI Growth Rate | 0.9 | |||||
3-Year FCF Growth Rate | -82.9 | |||||
3-Year Book Growth Rate | 6.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 12.05 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 4.28 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 53.26 | |||||
9-Day RSI | 54.87 | |||||
14-Day RSI | 55.5 | |||||
3-1 Month Momentum % | 3.28 | |||||
6-1 Month Momentum % | 9.96 | |||||
12-1 Month Momentum % | 7.5 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.91 | |||||
Dividend Payout Ratio | 0.46 | |||||
3-Year Dividend Growth Rate | 13.8 | |||||
Forward Dividend Yield % | 3.57 | |||||
5-Year Yield-on-Cost % | 8.2 | |||||
3-Year Average Share Buyback Ratio | 0.4 | |||||
Shareholder Yield % | 1.56 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 34.01 | |||||
FCF Margin % | 1.44 | |||||
OCF Margin % | 10.7 | |||||
ROE % | 9.28 | |||||
ROA % | 0.85 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 6 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.27 | |||||
Forward PE Ratio | 11.7 | |||||
PE Ratio without NRI | 10.27 | |||||
Shiller PE Ratio | 13.73 | |||||
Price-to-Owner-Earnings | 205.15 | |||||
PEG Ratio | 2.05 | |||||
PS Ratio | 4.8 | |||||
PB Ratio | 1.27 | |||||
Price-to-Tangible-Book | 1.43 | |||||
Price-to-Operating-Cash-Flow | 51.93 | |||||
EV-to-Forward-EBIT | 16.63 | |||||
EV-to-Revenue | 3.62 | |||||
EV-to-Forward-Revenue | 7.95 | |||||
EV-to-FCF | 1073.45 | |||||
Price-to-GF-Value | 1.18 | |||||
Price-to-Projected-FCF | 0.98 | |||||
Price-to-DCF (Earnings Based) | 0.85 | |||||
Price-to-DCF (FCF Based) | 38.2 | |||||
Price-to-Median-PS-Value | 1.09 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.9 | |||||
Price-to-Graham-Number | 0.81 | |||||
FCF Yield % | 0.07 | |||||
Forward Rate of Return (Yacktman) % | 7.28 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
United Overseas Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 9,207.65 | ||
| EPS (TTM) (€) | 2.585 | ||
| Beta | 0.6111 | ||
| 3-Year Sharpe Ratio | 0.49 | ||
| 3-Year Sortino Ratio | 0.79 | ||
| Volatility % | 12.86 | ||
| 14-Day RSI | 55.5 | ||
| 14-Day ATR (€) | 0.44148 | ||
| 20-Day SMA (€) | 26.25 | ||
| 12-1 Month Momentum % | 7.5 | ||
| 52-Week Range (€) | 22.09 - 27.41 | ||
| Shares Outstanding (Mil) | 1,651.65 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Overseas Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Overseas Bank Ltd Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-06 | In 126 days | ||
| Third quarter earnings results for 2026 | 2026-11-06 | In 126 days | ||
| Guidance call for 2026 | 2026-11-04 | In 124 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-07 | In 35 days | ||
| Second quarter earnings results for 2026 | 2026-08-07 | In 35 days | ||
| Guidance call for 2026 | 2026-05-27 | 25.66 (+1.62%) | ||
| Guidance call for 2026 | 2026-05-20 | 25.07 (+0.44%) | ||
| Guidance call for 2026 | 2026-05-07 | 24.90 (+2.72%) | ||
| SGD 0.710000 Cash Dividend | 2026-04-24 | 25.14 (+2.36%) | ||
| General meeting for 2026 | 2026-04-17 15:00 | 25.14 (+1.45%) |
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United Overseas Bank Ltd Frequently Asked Questions
What is United Overseas Bank Ltd(FRA:UOB)'s stock price today?
The current price of FRA:UOB is €26.74. The 52 week high of FRA:UOB is €27.41 and 52 week low is €22.09.
When is next earnings date of United Overseas Bank Ltd(FRA:UOB)?
The next earnings date of United Overseas Bank Ltd(FRA:UOB) is 2026-08-07.
Does United Overseas Bank Ltd(FRA:UOB) pay dividends? If so, how much?
The Dividend Yield %  of United Overseas Bank Ltd(FRA:UOB) is 3.91% (As of Today), Highest Dividend Payout Ratio of United Overseas Bank Ltd(FRA:UOB) was 0.65. The lowest was 0.35. And the median was 0.43. The  Forward Dividend Yield % of United Overseas Bank Ltd(FRA:UOB) is 3.57%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | ||
|---|---|---|---|
| UOB prices US$2 billion in US dollar-denominated multi-tranche bond | 2025-03-27 | ||
| HKTDC & UOB Research: 85% of GBA businesses prioritise ASEAN sales | 2024-01-09 |
Articles on United Overseas Bank Ltd
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