Business Description
United Overseas Bank Ltd
ISIN : TH8483120805
Share Class Description:
BKK:UOB19: THDRTotal Employee Number:
31,222Compare
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Traded in other countries / regions
U11.SingaporeUOB19.ThailandUOVEY.USAUOB.Germany IPO Date
2024-08-22Description
United Overseas Bank is a diversified financial institution based in Singapore. Its regional reach spans Greater China and Southeast Asia. Key countries include Malaysia, Thailand, and Indonesia. Singapore, its core market, makes up around 50% of its total assets. The group offers a wide range of services, including consumer, commercial and corporate, and investment banking; corporate finance; treasury services; and wealth management, insurance, and brokerage services.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.37 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.88 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -2.49 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.2 | |||||
3-Year EPS without NRI Growth Rate | 0.9 | |||||
3-Year FCF Growth Rate | -82.9 | |||||
3-Year Book Growth Rate | 6.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 12.34 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 4.52 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 95.92 | |||||
9-Day RSI | 91.31 | |||||
14-Day RSI | 87.45 | |||||
3-1 Month Momentum % | 3.72 | |||||
6-1 Month Momentum % | 10.17 | |||||
12-1 Month Momentum % | 3.72 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.86 | |||||
Dividend Payout Ratio | 0.57 | |||||
3-Year Dividend Growth Rate | 13.8 | |||||
Forward Dividend Yield % | 3.03 | |||||
5-Year Yield-on-Cost % | 8.04 | |||||
3-Year Average Share Buyback Ratio | 0.4 | |||||
Shareholder Yield % | 1.4 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 34.01 | |||||
FCF Margin % | 2.29 | |||||
OCF Margin % | 11.55 | |||||
ROE % | 9.28 | |||||
ROA % | 0.85 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 6 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.47 | |||||
Forward PE Ratio | 13.29 | |||||
PE Ratio without NRI | 11.47 | |||||
Shiller PE Ratio | 15.31 | |||||
Price-to-Owner-Earnings | 228.76 | |||||
PEG Ratio | 2.29 | |||||
PS Ratio | 5.35 | |||||
PB Ratio | 1.43 | |||||
Price-to-Tangible-Book | 1.58 | |||||
Price-to-Operating-Cash-Flow | 57.94 | |||||
EV-to-Forward-EBIT | 17.69 | |||||
EV-to-Revenue | 4.14 | |||||
EV-to-Forward-Revenue | 8.46 | |||||
EV-to-FCF | 1237.9 | |||||
Price-to-GF-Value | 1.34 | |||||
Price-to-Projected-FCF | 1.08 | |||||
Price-to-DCF (Earnings Based) | 0.98 | |||||
Price-to-DCF (FCF Based) | 25 | |||||
Price-to-Median-PS-Value | 1.2 | |||||
Price-to-Peter-Lynch-Fair-Value | 3.21 | |||||
Price-to-Graham-Number | 0.9 | |||||
FCF Yield % | 0.06 | |||||
Forward Rate of Return (Yacktman) % | 7.05 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
United Overseas Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ฿) | 343,355.208 | ||
| EPS (TTM) (฿) | 0.963 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 15.42 | ||
| 14-Day RSI | 87.45 | ||
| 14-Day ATR (฿) | 0.178289 | ||
| 20-Day SMA (฿) | 10.38 | ||
| 12-1 Month Momentum % | 3.72 | ||
| 52-Week Range (฿) | 8.35 - 11.5 | ||
| Shares Outstanding (Mil) | 165,164.9 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Overseas Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Overseas Bank Ltd Stock Events
| Event | Date | Price (฿) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-06 | In 116 days | ||
| Third quarter earnings results for 2026 | 2026-11-06 | In 116 days | ||
| Guidance call for 2026 | 2026-11-04 | In 114 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-07 | In 25 days | ||
| Second quarter earnings results for 2026 | 2026-08-07 | In 25 days | ||
| Guidance call for 2026 | 2026-05-27 | 9.65 (-0.52%) | ||
| Guidance call for 2026 | 2026-05-20 | 9.65 (+1.05%) | ||
| Guidance call for 2026 | 2026-05-07 | 9.35 (-0.53%) | ||
| THB 0.174500 Cash Dividend | 2026-04-24 | 9.45 (+0.00%) | ||
| General meeting for 2026 | 2026-04-17 15:00 | 9.50 (+0.53%) |
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United Overseas Bank Ltd Frequently Asked Questions
What is United Overseas Bank Ltd(BKK:UOB19)'s stock price today?
The current price of BKK:UOB19 is ฿11.50. The 52 week high of BKK:UOB19 is ฿11.50 and 52 week low is ฿8.35.
When is next earnings date of United Overseas Bank Ltd(BKK:UOB19)?
The next earnings date of United Overseas Bank Ltd(BKK:UOB19) is 2026-08-07.
Does United Overseas Bank Ltd(BKK:UOB19) pay dividends? If so, how much?
The Dividend Yield %  of United Overseas Bank Ltd(BKK:UOB19) is 3.86% (As of Today), Highest Dividend Payout Ratio of United Overseas Bank Ltd(BKK:UOB19) was 0.65. The lowest was 0.35. And the median was 0.43. The  Forward Dividend Yield % of United Overseas Bank Ltd(BKK:UOB19) is 3.03%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | ||
|---|---|---|---|
| UOB prices US$2 billion in US dollar-denominated multi-tranche bond | 2025-03-27 | ||
| HKTDC & UOB Research: 85% of GBA businesses prioritise ASEAN sales | 2024-01-09 |
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