Business Description
Unity Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US9132901029
Total Employee Number:
245Description
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.89 | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-Equity | 0.72 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.34 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.8 | |||||
3-Year EPS without NRI Growth Rate | 16.5 | |||||
3-Year FCF Growth Rate | 4.1 | |||||
3-Year Book Growth Rate | 15.3 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 86.72 | |||||
9-Day RSI | 77 | |||||
14-Day RSI | 70.92 | |||||
3-1 Month Momentum % | 7.76 | |||||
6-1 Month Momentum % | 3.06 | |||||
12-1 Month Momentum % | 27.57 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.01 | |||||
Dividend Payout Ratio | 0.11 | |||||
3-Year Dividend Growth Rate | 10.5 | |||||
Forward Dividend Yield % | 1.01 | |||||
5-Year Yield-on-Cost % | 1.84 | |||||
3-Year Average Share Buyback Ratio | 1.9 | |||||
Shareholder Yield % | -3.09 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 43.92 | |||||
FCF Margin % | 29.48 | |||||
OCF Margin % | 29.99 | |||||
ROE % | 18.22 | |||||
ROA % | 2.08 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.99 | |||||
Forward PE Ratio | 9.5 | |||||
PE Ratio without NRI | 11.11 | |||||
Shiller PE Ratio | 17.03 | |||||
Price-to-Owner-Earnings | 14.1 | |||||
PEG Ratio | 0.72 | |||||
PS Ratio | 4.39 | |||||
PB Ratio | 1.66 | |||||
Price-to-Tangible-Book | 1.67 | |||||
Price-to-Free-Cash-Flow | 14.72 | |||||
Price-to-Operating-Cash-Flow | 14.46 | |||||
EV-to-Revenue | 4.53 | |||||
EV-to-Forward-Revenue | 4.91 | |||||
EV-to-FCF | 15.15 | |||||
Price-to-GF-Value | 1.13 | |||||
Price-to-Projected-FCF | 0.69 | |||||
Price-to-DCF (Earnings Based) | 0.41 | |||||
Price-to-DCF (FCF Based) | 0.63 | |||||
Price-to-Median-PS-Value | 1.29 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.74 | |||||
Price-to-Graham-Number | 0.91 | |||||
FCF Yield % | 6.92 | |||||
Forward Rate of Return (Yacktman) % | 21.93 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Unity Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 118.665 | ||
| EPS (TTM) (€) | 5.106 | ||
| Beta | 0.9041 | ||
| 3-Year Sharpe Ratio | 1.01 | ||
| 3-Year Sortino Ratio | 2.05 | ||
| Volatility % | 17.5 | ||
| 14-Day RSI | 70.92 | ||
| 14-Day ATR (€) | 1.168967 | ||
| 20-Day SMA (€) | 48.21 | ||
| 12-1 Month Momentum % | 27.57 | ||
| 52-Week Range (€) | 38 - 54 | ||
| Shares Outstanding (Mil) | 10.04 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Unity Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Unity Bancorp Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-14 | In 107 days | ||
| Second quarter earnings results for 2026 | 2026-07-15 | In 16 days | ||
| USD 0.160000 Cash Dividend | 2026-06-04 | 47.20 (+0.00%) | ||
| General meeting for 2026 | 2026-04-23 08:00 | 44.80 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-14 | 47.20 (+0.00%) | ||
| USD 0.160000 Cash Dividend | 2026-03-06 | 45.20 (+0.00%) | ||
| Annual report for 2025 | 2026-03-06 | 45.20 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-13 | 44.80 (+0.00%) | ||
| USD 0.150000 Cash Dividend | 2025-12-05 | 44.40 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-14 | 41.60 (+0.00%) |
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Unity Bancorp Inc Frequently Asked Questions
What is Unity Bancorp Inc(FRA:UTB)'s stock price today?
The current price of FRA:UTB is €52.50. The 52 week high of FRA:UTB is €54.00 and 52 week low is €38.00.
When is next earnings date of Unity Bancorp Inc(FRA:UTB)?
The next earnings date of Unity Bancorp Inc(FRA:UTB) is 2026-07-15 Est..
Does Unity Bancorp Inc(FRA:UTB) pay dividends? If so, how much?
The Dividend Yield %  of Unity Bancorp Inc(FRA:UTB) is 1.01% (As of Today), Highest Dividend Payout Ratio of Unity Bancorp Inc(FRA:UTB) was 0.19. The lowest was 0.1. And the median was 0.13. The  Forward Dividend Yield % of Unity Bancorp Inc(FRA:UTB) is 1.01%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Unity Bancorp Inc
No articles.
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