Business Description
West Coast Community Bancorp
NAICS : 522110
SIC : 6022
ISIN : US9521701089
Total Employee Number:
42Description
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 18.71 | |||||
Equity-to-Asset | 0.14 | |||||
Debt-to-Equity | 0.02 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.04 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 14.5 | |||||
3-Year EPS without NRI Growth Rate | 9.9 | |||||
3-Year FCF Growth Rate | 84.9 | |||||
3-Year Book Growth Rate | 15.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 5.44 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 80.54 | |||||
9-Day RSI | 81.74 | |||||
14-Day RSI | 79.96 | |||||
3-1 Month Momentum % | 10.53 | |||||
6-1 Month Momentum % | 17.55 | |||||
12-1 Month Momentum % | 31.88 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.59 | |||||
Dividend Payout Ratio | 0.18 | |||||
3-Year Dividend Growth Rate | 20 | |||||
Forward Dividend Yield % | 1.69 | |||||
5-Year Yield-on-Cost % | 9.28 | |||||
3-Year Average Share Buyback Ratio | -7.3 | |||||
Shareholder Yield % | 3.25 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 37.1 | |||||
FCF Margin % | 34.08 | |||||
OCF Margin % | 35.95 | |||||
ROE % | 14.02 | |||||
ROA % | 1.86 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.83 | |||||
Forward PE Ratio | 10.55 | |||||
PE Ratio without NRI | 11.83 | |||||
Shiller PE Ratio | 18.03 | |||||
Price-to-Owner-Earnings | 11.78 | |||||
PEG Ratio | 0.92 | |||||
PS Ratio | 4.39 | |||||
PB Ratio | 1.57 | |||||
Price-to-Tangible-Book | 1.86 | |||||
Price-to-Free-Cash-Flow | 12.84 | |||||
Price-to-Operating-Cash-Flow | 12.17 | |||||
EV-to-EBIT | 6.32 | |||||
EV-to-EBITDA | 6.01 | |||||
EV-to-Revenue | 3.41 | |||||
EV-to-FCF | 9.99 | |||||
Price-to-GF-Value | 1.26 | |||||
Price-to-Projected-FCF | 1.34 | |||||
Price-to-DCF (Earnings Based) | 0.46 | |||||
Price-to-DCF (FCF Based) | 0.41 | |||||
Price-to-Median-PS-Value | 1.24 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.83 | |||||
Price-to-Graham-Number | 0.98 | |||||
Earnings Yield (Greenblatt) % | 15.82 | |||||
FCF Yield % | 7.78 | |||||
Forward Rate of Return (Yacktman) % | 15.08 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:WCCB
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
West Coast Community Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 142.807 | ||
| EPS (TTM) ($) | 5.029 | ||
| Beta | 0.4412 | ||
| 3-Year Sharpe Ratio | 1.16 | ||
| 3-Year Sortino Ratio | 2.9 | ||
| Volatility % | 16.02 | ||
| 14-Day RSI | 79.96 | ||
| 14-Day ATR ($) | 0.684568 | ||
| 20-Day SMA ($) | 55.9605 | ||
| 12-1 Month Momentum % | 31.88 | ||
| 52-Week Range ($) | 40.2 - 59.95 | ||
| Shares Outstanding (Mil) | 10.51 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
West Coast Community Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
West Coast Community Bancorp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-27 | In 132 days | ||
| Third quarter earnings results for 2026 | 2026-10-21 | In 34 days | ||
| USD 0.250000 Cash Dividend | 2026-08-04 | 55.00 (+0.36%) | ||
| Second quarter earnings results for 2026 | 2026-07-21 | 54.50 (+0.00%) | ||
| USD 0.240000 Cash Dividend | 2026-05-05 | 50.02 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-21 | 47.49 (+0.70%) | ||
| General meeting for 2026 | 2026-04-15 16:00 | 47.90 (+0.00%) | ||
| Annual report for 2025 | 2026-03-28 | 47.30 (+0.00%) | ||
| USD 0.230000 Cash Dividend | 2026-02-10 | 47.35 (+0.21%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-27 | 44.99 (+0.65%) |
Show
Entries
West Coast Community Bancorp Frequently Asked Questions
What is West Coast Community Bancorp(WCCB)'s stock price today?
The current price of WCCB is $59.50. The 52 week high of WCCB is $59.95 and 52 week low is $40.20.
When is next earnings date of West Coast Community Bancorp(WCCB)?
The next earnings date of West Coast Community Bancorp(WCCB) is 2026-10-21 Est..
Does West Coast Community Bancorp(WCCB) pay dividends? If so, how much?
The Dividend Yield %  of West Coast Community Bancorp(WCCB) is 1.59% (As of Today), Highest Dividend Payout Ratio of West Coast Community Bancorp(WCCB) was 0.18. The lowest was 0.06. And the median was 0.08. The  Forward Dividend Yield % of West Coast Community Bancorp(WCCB) is 1.69%. For more information regarding to dividend, please check our Dividend Page.
Press Release
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers