Business Description
Westamerica Bancorp
NAICS : 522110
SIC : 6021
ISIN : US9570901036
Share Class Description:
FRA:WB1: Ordinary SharesTotal Employee Number:
627Description
Westamerica Bancorp provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank. The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The Company's strategic focus is on the banking needs of small businesses.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 18.9 | |||||
Equity-to-Asset | 0.15 | |||||
Debt-to-Equity | 0.02 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.59 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 0.7 | |||||
3-Year EPS without NRI Growth Rate | -0.1 | |||||
3-Year FCF Growth Rate | 3.6 | |||||
3-Year Book Growth Rate | 19.2 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 55.87 | |||||
9-Day RSI | 62.52 | |||||
14-Day RSI | 65.01 | |||||
3-1 Month Momentum % | 6.39 | |||||
6-1 Month Momentum % | 18.27 | |||||
12-1 Month Momentum % | 12.02 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.15 | |||||
Dividend Payout Ratio | 0.41 | |||||
3-Year Dividend Growth Rate | 2.7 | |||||
Forward Dividend Yield % | 3.15 | |||||
5-Year Yield-on-Cost % | 3.49 | |||||
3-Year Average Share Buyback Ratio | 2.9 | |||||
Shareholder Yield % | 16.29 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 44.34 | |||||
FCF Margin % | 45.8 | |||||
OCF Margin % | 47.01 | |||||
ROE % | 12.25 | |||||
ROA % | 1.9 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.25 | |||||
Forward PE Ratio | 12.16 | |||||
PE Ratio without NRI | 13.25 | |||||
Shiller PE Ratio | 13.89 | |||||
Price-to-Owner-Earnings | 12.69 | |||||
PEG Ratio | 3.23 | |||||
PS Ratio | 5.88 | |||||
PB Ratio | 1.59 | |||||
Price-to-Tangible-Book | 1.85 | |||||
Price-to-Free-Cash-Flow | 12.8 | |||||
Price-to-Operating-Cash-Flow | 12.47 | |||||
EV-to-Revenue | 4.03 | |||||
EV-to-FCF | 8.79 | |||||
Price-to-GF-Value | 1.31 | |||||
Price-to-Projected-FCF | 0.71 | |||||
Price-to-DCF (Earnings Based) | 0.78 | |||||
Price-to-DCF (FCF Based) | 0.94 | |||||
Price-to-Median-PS-Value | 0.81 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.81 | |||||
Price-to-Graham-Number | 1.04 | |||||
FCF Yield % | 8.31 | |||||
Forward Rate of Return (Yacktman) % | 15.25 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
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Bar
Annualized Return % Â
Total Annual Return % Â
Westamerica Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 218.075 | ||
| EPS (TTM) (€) | 3.858 | ||
| Beta | 0.8828 | ||
| 3-Year Sharpe Ratio | 0.46 | ||
| 3-Year Sortino Ratio | 0.84 | ||
| Volatility % | 10.47 | ||
| 14-Day RSI | 65.01 | ||
| 14-Day ATR (€) | 0.442986 | ||
| 20-Day SMA (€) | 49.2 | ||
| 12-1 Month Momentum % | 12.02 | ||
| 52-Week Range (€) | 37.6 - 51.5 | ||
| Shares Outstanding (Mil) | 23.49 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Westamerica Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Westamerica Bancorp Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-16 | In 102 days | ||
| Second quarter earnings results for 2026 | 2026-07-17 | In 11 days | ||
| First quarter earnings results for 2026 | 2026-05-08 | 45.00 (+0.00%) | ||
| USD 0.480000 Cash Dividend | 2026-05-04 | 45.60 (+0.00%) | ||
| General meeting for 2026 | 2026-04-23 10:00 | 44.00 (+0.00%) | ||
| Annual report for 2025 | 2026-02-27 | 43.00 (+0.00%) | ||
| USD 0.460000 Cash Dividend | 2026-02-02 | 41.00 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-15 | 40.00 (+0.00%) | ||
| USD 0.460000 Cash Dividend | 2025-11-03 | 40.20 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-16 | 39.40 (+0.00%) |
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Westamerica Bancorp Frequently Asked Questions
What is Westamerica Bancorp(FRA:WB1)'s stock price today?
The current price of FRA:WB1 is €50.50. The 52 week high of FRA:WB1 is €51.50 and 52 week low is €37.60.
When is next earnings date of Westamerica Bancorp(FRA:WB1)?
The next earnings date of Westamerica Bancorp(FRA:WB1) is 2026-07-17 Est..
Does Westamerica Bancorp(FRA:WB1) pay dividends? If so, how much?
The Dividend Yield %  of Westamerica Bancorp(FRA:WB1) is 3.15% (As of Today), Highest Dividend Payout Ratio of Westamerica Bancorp(FRA:WB1) was 0.83. The lowest was 0.28. And the median was 0.53. The  Forward Dividend Yield % of Westamerica Bancorp(FRA:WB1) is 3.15%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Westamerica Bancorp
No articles.
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