Business Description
First Reliance Bancshares Inc
NAICS : 522110
SIC : 6021
ISIN : US33615Q1004
Total Employee Number:
164Description
First Reliance Bancshares Inc operates as a South Carolina-chartered commercial bank providing banking services across domestic markets in South Carolina. Its deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The Company mainly offers loans to individuals and small businesses for a range of personal and commercial purposes, mainly in South Carolina and North Carolina. It also provides a range of services, including personal banking, business banking, treasury services, and online and mobile banking, etc.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.29 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.96 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | N/A/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 5.6 | |||||
3-Year EPS without NRI Growth Rate | 13.4 | |||||
3-Year FCF Growth Rate | -19 | |||||
3-Year Book Growth Rate | 15.2 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 60.18 | |||||
9-Day RSI | 69.37 | |||||
14-Day RSI | 73.04 | |||||
3-1 Month Momentum % | 21.1 | |||||
6-1 Month Momentum % | 37.03 | |||||
12-1 Month Momentum % | 86.16 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 1.3 | |||||
Shareholder Yield % | -20.97 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 23.75 | |||||
FCF Margin % | 26.36 | |||||
OCF Margin % | 35.89 | |||||
ROE % | 12.61 | |||||
ROA % | 1.07 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.78 | |||||
Forward PE Ratio | 12.96 | |||||
PE Ratio without NRI | 14.37 | |||||
Price-to-Owner-Earnings | 14.1 | |||||
PEG Ratio | 2.36 | |||||
PS Ratio | 3.29 | |||||
PB Ratio | 1.59 | |||||
Price-to-Tangible-Book | 1.76 | |||||
Price-to-Free-Cash-Flow | 12.51 | |||||
Price-to-Operating-Cash-Flow | 9.2 | |||||
EV-to-Revenue | 4.48 | |||||
EV-to-FCF | 17.01 | |||||
Price-to-GF-Value | 1.71 | |||||
Price-to-Projected-FCF | 1.77 | |||||
Price-to-Peter-Lynch-Fair-Value | 3.09 | |||||
Price-to-Graham-Number | 1.06 | |||||
FCF Yield % | 8.42 | |||||
Forward Rate of Return (Yacktman) % | 12.38 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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First Reliance Bancshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 50.037 | ||
| EPS (TTM) ($) | 1.44 | ||
| Beta | 0.1834 | ||
| 3-Year Sharpe Ratio | 1.34 | ||
| 3-Year Sortino Ratio | 4.53 | ||
| Volatility % | 32.46 | ||
| 14-Day RSI | 73.04 | ||
| 14-Day ATR ($) | 0.388173 | ||
| 20-Day SMA ($) | 19.129919 | ||
| 12-1 Month Momentum % | 86.16 | ||
| 52-Week Range ($) | 9.5 - 20.09 | ||
| Shares Outstanding (Mil) | 7.89 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Reliance Bancshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Reliance Bancshares Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 179 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 81 days | ||
| General meeting for 2025 | 2026-07-30 | 19.99 (+0.23%) | ||
| Second quarter earnings results for 2026 | 2026-07-22 | 18.90 (-2.33%) | ||
| Colony Bankcorp, Inc. and First Reliance Bancshares, Inc. Sign Definitive Merger Agreement to Create Transformational Southeast Banking Partnershi | 2026-06-25 09:00 | 15.26 (-0.65%) | ||
| First quarter earnings results for 2026 | 2026-04-20 | 13.80 (-1.00%) | ||
| Annual report for 2025 | 2026-03-27 | 13.90 (+0.07%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 13.19 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-24 | 10.45 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-07-25 | 9.70 (+0.00%) |
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First Reliance Bancshares Inc Frequently Asked Questions
What is First Reliance Bancshares Inc(FSRL)'s stock price today?
The current price of FSRL is $19.84. The 52 week high of FSRL is $20.09 and 52 week low is $9.50.
When is next earnings date of First Reliance Bancshares Inc(FSRL)?
The next earnings date of First Reliance Bancshares Inc(FSRL) is 2026-10-23 Est..
Does First Reliance Bancshares Inc(FSRL) pay dividends? If so, how much?
First Reliance Bancshares Inc(FSRL) does not pay dividend.
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