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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-03), First Reliance Bancshares's 3-1 Month Momentum % is 21.10%.
The industry rank for First Reliance Bancshares's 3-1 Month Momentum % or its related term are showing as below:
FSRL's 3-1 Month Momentum % is ranked better than 95.5% of 1578
companies
in the Banks industry
Industry Median: 2.65
vs FSRL: 21.10
First Reliance Bancshares (OTCPK:FSRL) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
First Reliance Bancshares 3-1 Month Momentum % Related Terms
FSRL vs TYFG, BKUT, PBCO: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, First Reliance Bancshares's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Reliance Bancshares 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, First Reliance Bancshares's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where First Reliance Bancshares's 3-1 Month Momentum % falls into.
First Reliance Bancshares (OTCPK:FSRL) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Reliance Bancshares (FSRL) has a 3-1 Month Momentum % of 21.10% as of Aug. 03, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Reliance Bancshares and its competitors. According to the industry distribution chart, First Reliance Bancshares ranks #71 out of 1578 companies in the Banks industry, placing it in the top 4.5%.
Is First Reliance Bancshares' 3-1 Month Momentum % too high?
First Reliance Bancshares' current 3-1 Month Momentum % is 21.10%. The Banks industry median 3-1 Month Momentum % is 2.65. First Reliance Bancshares' value of 21.10% is 696.2% above this industry median. Based on the distribution chart, First Reliance Bancshares ranks #71 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Reliance Bancshares has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Reliance Bancshares' 3-1 Month Momentum % compare to TYFG and BKUT?
According to the Banks industry distribution chart, First Reliance Bancshares ranks #71 out of 1578 companies for 3-1 Month Momentum %. This places First Reliance Bancshares in the top 5% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.65. First Reliance Bancshares' value of 21.10% is 696.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.65, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Reliance Bancshares's current 3-1 Month Momentum % of 21.10% is 696.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Reliance Bancshares and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Reliance Bancshares's current 3-1 Month Momentum % is 21.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Reliance Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Reliance Bancshares (FSRL) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.61, compared to a current price of $19.80 — trading 70.5% above its estimated fair value. The current 3-1 Month Momentum % is 21.10% and 696.2% above the Banks industry median of 2.65. First Reliance Bancshares' overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For First Reliance Bancshares (FSRL), the current 3-1 Month Momentum % is 21.10% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Reliance Bancshares (FSRL) Overvalued in 2026?
Based on GuruFocus' analysis, First Reliance Bancshares stock appears to be overvalued.
The current stock price of $19.80 is trading 70.5% above its estimated GF Value™ of $11.61.
GuruFocus considers First Reliance Bancshares to be Significantly Overvalued.
Key valuation signals for FSRL:
3-1 Month Momentum %: 21.10%
GF Value™: $11.61 vs. price of $19.80 (70.5% above fair value)
Industry Position: 696.2% above the Banks median (#71 of 1578)
No single metric tells the full story. See the FSRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Reliance Bancshares Inc operates as a South Carolina-chartered commercial bank providing banking services across domestic markets in South Carolina. Its deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The Company mainly offers loans to individuals and small businesses for a range of personal and commercial purposes, mainly in South Carolina and North Carolina. It also provides a range of services, including personal banking, business banking, treasury services, and online and mobile banking, etc.
45GF Score
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