Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.19
HTH's Cash-to-Debt is ranked lower than
86% of the 1639 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.05 vs. HTH: 0.19 )
Ranked among companies with meaningful Cash-to-Debt only.
HTH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.19  Med: 0.44 Max: 4.39
Current: 0.19
0.19
4.39
Equity-to-Asset 0.14
HTH's Equity-to-Asset is ranked higher than
80% of the 1624 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. HTH: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
HTH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.3 Max: 0.77
Current: 0.14
0.13
0.77
Debt-to-Equity 0.97
HTH's Debt-to-Equity is ranked lower than
67% of the 1247 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.63 vs. HTH: 0.97 )
Ranked among companies with meaningful Debt-to-Equity only.
HTH' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.17  Med: 0.61 Max: 2.52
Current: 0.97
0.17
2.52
Debt-to-EBITDA 7.24
HTH's Debt-to-EBITDA is ranked lower than
56% of the 1255 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.03 vs. HTH: 7.24 )
Ranked among companies with meaningful Debt-to-EBITDA only.
HTH' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -252.51  Med: 2.62 Max: 593.78
Current: 7.24
-252.51
593.78
Interest Coverage 3.10
HTH's Interest Coverage is ranked higher than
75% of the 1562 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.72 vs. HTH: 3.10 )
Ranked among companies with meaningful Interest Coverage only.
HTH' s Interest Coverage Range Over the Past 10 Years
Min: 3.1  Med: 5.32 Max: 6.45
Current: 3.1
3.1
6.45
Beneish M-Score: -1.91
WACC vs ROIC
5.82%
5.09%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 14.10
HTH's Operating Margin % is ranked lower than
82% of the 1650 Companies
in the Global Specialty Finance industry.

( Industry Median: 32.07 vs. HTH: 14.10 )
Ranked among companies with meaningful Operating Margin % only.
HTH' s Operating Margin % Range Over the Past 10 Years
Min: -41.1  Med: 6.28 Max: 19.25
Current: 14.1
-41.1
19.25
Net Margin % 9.41
HTH's Net Margin % is ranked lower than
83% of the 1650 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.99 vs. HTH: 9.41 )
Ranked among companies with meaningful Net Margin % only.
HTH' s Net Margin % Range Over the Past 10 Years
Min: -22.02  Med: 4.13 Max: 223.36
Current: 9.41
-22.02
223.36
ROE % 8.22
HTH's ROE % is ranked higher than
58% of the 1653 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.60 vs. HTH: 8.22 )
Ranked among companies with meaningful ROE % only.
HTH' s ROE % Range Over the Past 10 Years
Min: -4.07  Med: 3.48 Max: 45.51
Current: 8.22
-4.07
45.51
ROA % 1.20
HTH's ROA % is ranked higher than
76% of the 1657 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.90 vs. HTH: 1.20 )
Ranked among companies with meaningful ROA % only.
HTH' s ROA % Range Over the Past 10 Years
Min: -2.12  Med: 0.57 Max: 22.31
Current: 1.2
-2.12
22.31
3-Year Revenue Growth Rate 10.40
HTH's 3-Year Revenue Growth Rate is ranked higher than
75% of the 1479 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.20 vs. HTH: 10.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
HTH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -81.6  Med: 17.3 Max: 291
Current: 10.4
-81.6
291
3-Year EBITDA Growth Rate 0.80
HTH's 3-Year EBITDA Growth Rate is ranked lower than
65% of the 1396 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.90 vs. HTH: 0.80 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
HTH' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -79.8  Med: -28.2 Max: 785.9
Current: 0.8
-79.8
785.9
3-Year EPS without NRI Growth Rate 1.90
HTH's 3-Year EPS without NRI Growth Rate is ranked lower than
63% of the 1354 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.60 vs. HTH: 1.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
HTH' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -43.7  Med: -13.4 Max: 18.7
Current: 1.9
-43.7
18.7
GuruFocus has detected 2 Warning Signs with Hilltop Holdings Inc HTH.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» HTH's 30-Y Financials

Financials (Next Earnings Date: 2018-01-26)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

HTH Guru Trades in Q4 2016

Paul Tudor Jones 11,831 sh (New)
NWQ Managers 571,745 sh (New)
David Dreman 663 sh (unchged)
Keeley Asset Management Corp 1,647,348 sh (-13.13%)
Murray Stahl 14,164 sh (-23.79%)
Mario Gabelli 140,150 sh (-29.98%)
» More
Q1 2017

HTH Guru Trades in Q1 2017

Jim Simons 64,384 sh (New)
Paul Tudor Jones 18,052 sh (+52.58%)
NWQ Managers 699,439 sh (+22.33%)
Murray Stahl 15,415 sh (+8.83%)
David Dreman Sold Out
Mario Gabelli 140,100 sh (-0.04%)
» More
Q2 2017

HTH Guru Trades in Q2 2017

David Dreman 1,226 sh (New)
NWQ Managers 774,853 sh (+10.78%)
Mario Gabelli 140,100 sh (unchged)
Murray Stahl 14,998 sh (-2.71%)
Paul Tudor Jones 11,080 sh (-38.62%)
Jim Simons 20,284 sh (-68.50%)
» More
Q3 2017

HTH Guru Trades in Q3 2017

Chuck Royce 534 sh (New)
Jim Simons 89,084 sh (+339.18%)
Paul Tudor Jones 12,493 sh (+12.75%)
NWQ Managers 843,808 sh (+8.90%)
Murray Stahl 15,767 sh (+5.13%)
David Dreman 1,226 sh (unchged)
Mario Gabelli 130,100 sh (-7.14%)
» More
» Details

Insider Trades

Latest Guru Trades with HTH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
NWQ Managers 2017-09-30 Add 8.90%0.03%$21.86 - $26.71 $ 23.26-7%843,808
Mario Gabelli 2017-09-30 Reduce -7.14%$21.86 - $26.71 $ 23.26-7%130,100
NWQ Managers 2017-06-30 Add 10.78%0.03%$24.95 - $28.72 $ 23.26-12%774,853
David Dreman 2017-06-30 New Buy0.02%$24.95 - $28.72 $ 23.26-12%1,226
NWQ Managers 2017-03-31 Add 22.33%0.05%$26.25 - $30.31 $ 23.26-17%699,439
Mario Gabelli 2017-03-31 Reduce -0.04%$26.25 - $30.31 $ 23.26-17%140,100
David Dreman 2017-03-31 Sold Out 0.01%$26.25 - $30.31 $ 23.26-17%0
Keeley Asset Management Corp 2016-12-31 Reduce -13.13%0.24%$22.25 - $30.14 $ 23.26-12%1,647,348
NWQ Managers 2016-12-31 New Buy0.23%$22.25 - $30.14 $ 23.26-12%571,745
Mario Gabelli 2016-12-31 Reduce -29.98%0.01%$22.25 - $30.14 $ 23.26-12%140,150
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Specialty Finance    NAICS: 522298    SIC: 6159
Compare:BOM:511288, OTCPK:FMCC, BOM:511072, NYSE:NSM, NYSE:WD, NAS:TREE, LSE:PAG, XKLS:1171, HKSE:00056, TSX:FN, OTCPK:FNMA, NSE:PNBHOUSING, NYSE:TRTX, NYSE:KREF, NYSE:HTGC, BOM:511196, HKSE:03360, NYSE:GSBD, BOM:523756, TSX:HCG » details
Traded in other countries:WXF.Germany,
Headquarter Location:USA
Hilltop Holdings Inc. is a diversified financial holding company. It provides business and consumer banking services from offices located throughout Texas through PlainsCapital Bank.

Hilltop Holdings operates a small insurance holding company, NLASCO, that sells fire and homeowners' insurance through two subsidiaries, National Lloyds Insurance and American Summit Insurance. It targets mobile-home owners in the southern United States, with Texas making up 70% of sales. Hilltop was formed from what had been a realty firm specializing in manufactured housing. It acquired NLASCO in 2007, after which its other assets were sold.

Ratios

vs
industry
vs
history
PE Ratio 14.81
HTH's PE Ratio is ranked higher than
51% of the 1528 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.62 vs. HTH: 14.81 )
Ranked among companies with meaningful PE Ratio only.
HTH' s PE Ratio Range Over the Past 10 Years
Min: 2.05  Med: 15.51 Max: 57.21
Current: 14.81
2.05
57.21
Forward PE Ratio 11.01
HTH's Forward PE Ratio is ranked higher than
73% of the 372 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.77 vs. HTH: 11.01 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 14.81
HTH's PE Ratio without NRI is ranked higher than
51% of the 1531 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.75 vs. HTH: 14.81 )
Ranked among companies with meaningful PE Ratio without NRI only.
HTH' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.2  Med: 16.61 Max: 141.5
Current: 14.81
7.2
141.5
PB Ratio 1.16
HTH's PB Ratio is ranked lower than
57% of the 1636 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.22 vs. HTH: 1.16 )
Ranked among companies with meaningful PB Ratio only.
HTH' s PB Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.09 Max: 1.91
Current: 1.16
0.63
1.91
PS Ratio 1.38
HTH's PS Ratio is ranked higher than
86% of the 1598 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.44 vs. HTH: 1.38 )
Ranked among companies with meaningful PS Ratio only.
HTH' s PS Ratio Range Over the Past 10 Years
Min: 0.92  Med: 3.37 Max: 12.57
Current: 1.38
0.92
12.57
EV-to-EBIT 16.10
HTH's EV-to-EBIT is ranked lower than
56% of the 1255 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.71 vs. HTH: 16.10 )
Ranked among companies with meaningful EV-to-EBIT only.
HTH' s EV-to-EBIT Range Over the Past 10 Years
Min: -5676.4  Med: 11.1 Max: 705.9
Current: 16.1
-5676.4
705.9
EV-to-EBITDA 14.60
HTH's EV-to-EBITDA is ranked lower than
55% of the 1254 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.38 vs. HTH: 14.60 )
Ranked among companies with meaningful EV-to-EBITDA only.
HTH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -762.5  Med: 9.2 Max: 3035.4
Current: 14.6
-762.5
3035.4
EV-to-Revenue 2.26
HTH's EV-to-Revenue is ranked higher than
72% of the 1293 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.22 vs. HTH: 2.26 )
Ranked among companies with meaningful EV-to-Revenue only.
HTH' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.8  Med: 4.2 Max: 36.5
Current: 2.26
0.8
36.5
Shiller PE Ratio 35.44
HTH's Shiller PE Ratio is ranked higher than
51% of the 508 Companies
in the Global Specialty Finance industry.

( Industry Median: 21.19 vs. HTH: 35.44 )
Ranked among companies with meaningful Shiller PE Ratio only.
HTH' s Shiller PE Ratio Range Over the Past 10 Years
Min: 17.9  Med: 25.98 Max: 295.57
Current: 35.44
17.9
295.57

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.03
HTH's Dividend Yield % is ranked lower than
89% of the 2337 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.62 vs. HTH: 1.03 )
Ranked among companies with meaningful Dividend Yield % only.
HTH' s Dividend Yield % Range Over the Past 10 Years
Min: 0.2  Med: 0.48 Max: 1.09
Current: 1.03
0.2
1.09
Dividend Payout Ratio 0.15
HTH's Dividend Payout Ratio is ranked higher than
96% of the 1387 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.32 vs. HTH: 0.15 )
Ranked among companies with meaningful Dividend Payout Ratio only.
HTH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.04 Max: 0.15
Current: 0.15
0.04
0.15
Forward Dividend Yield % 1.04
HTH's Forward Dividend Yield % is ranked lower than
91% of the 2240 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.79 vs. HTH: 1.04 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.05
HTH's 5-Year Yield-on-Cost % is ranked lower than
92% of the 2723 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.29 vs. HTH: 1.05 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
HTH' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.2  Med: 0.48 Max: 1.09
Current: 1.05
0.2
1.09
3-Year Average Share Buyback Ratio -3.00
HTH's 3-Year Average Share Buyback Ratio is ranked lower than
54% of the 1129 Companies
in the Global Specialty Finance industry.

( Industry Median: -2.20 vs. HTH: -3.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HTH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -70.3  Med: -13.9 Max: 0
Current: -3
-70.3
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.38
HTH's Price-to-Tangible-Book is ranked lower than
63% of the 1630 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.30 vs. HTH: 1.38 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
HTH' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.67  Med: 1.32 Max: 2.44
Current: 1.38
0.67
2.44
Price-to-Intrinsic-Value-Projected-FCF 4.67
HTH's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
97% of the 857 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.85 vs. HTH: 4.67 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
HTH' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.76  Med: 1.11 Max: 5.26
Current: 4.67
0.76
5.26
Price-to-Median-PS-Value 0.41
HTH's Price-to-Median-PS-Value is ranked higher than
97% of the 1469 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.16 vs. HTH: 0.41 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
HTH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.35  Med: 1.22 Max: 5.17
Current: 0.41
0.35
5.17
Price-to-Graham-Number 0.95
HTH's Price-to-Graham-Number is ranked lower than
53% of the 1429 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.95 vs. HTH: 0.95 )
Ranked among companies with meaningful Price-to-Graham-Number only.
HTH' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.47  Med: 1.15 Max: 2.37
Current: 0.95
0.47
2.37
Earnings Yield (Greenblatt) % 6.23
HTH's Earnings Yield (Greenblatt) % is ranked higher than
57% of the 1657 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.51 vs. HTH: 6.23 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
HTH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -8.4  Med: 2.3 Max: 15.4
Current: 6.23
-8.4
15.4

More Statistics

Revenue (TTM) (Mil) $1,640.92
EPS (TTM) $ 1.57
Beta0.94
Short Percentage of Float1.11%
52-Week Range $21.47 - 30.60
Shares Outstanding (Mil)95.91

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 1.50 2.10
EPS without NRI ($) 1.50 2.10
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}