Hilltop HoldingsHTH +1.34%61 Dividend Payout Ratio is 0.31 as of Mar. 2026, which is 48% above its 10-year median of 0.21. GuruFocus rates HTH with a GF Score™ of 61/100 and a GF Value™ of $35.40 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 42 Diversified Financial Services companies, Hilltop Holdings ranks better than 61.9% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Hilltop Holdings's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.31.
The historical rank and industry rank for Hilltop Holdings's Dividend Payout Ratio or its related term are showing as below:
HTH'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04 Med: 0.21 Max: 0.39
Current: 0.28
During the past 13 years, the highest Dividend Payout Ratio of Hilltop Holdings was 0.39. The lowest was 0.04. And the median was 0.21.
HTH's Dividend Payout Ratio is ranked better than 61.9% of 42
companies
in the Diversified Financial Services industry
Industry Median: 0.415
vs HTH: 0.28
During the past 12 months, Hilltop Holdings's average Dividends Per Share Growth Rate was 7.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 6.30% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Hilltop Holdings was 74.70% per year. The lowest was 6.30% per year. And the median was 19.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Hilltop Holdings (NYSE:HTH) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Hilltop Holdings Dividend Payout Ratio Related Terms
Hilltop Holdings Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Hilltop Holdings's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HTH vs TREE, RILY, VOYA: Dividend Payout Ratio Comparison
For the Financial Conglomerates subindustry, Hilltop Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hilltop Holdings Dividend Payout Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Hilltop Holdings's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Hilltop Holdings's Dividend Payout Ratio falls into.
Hilltop Holdings Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Hilltop Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hilltop Holdings (HTH) has a Dividend Payout Ratio of 0.31 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hilltop Holdings and its competitors. This is 48% above median its historical median of 0.21. Over the past decade, Hilltop Holdings' Dividend Payout Ratio has ranged from 0.04 to 0.39. According to the industry distribution chart, Hilltop Holdings ranks #16 out of 42 companies in the Diversified Financial Services industry, placing it in the top 38.1%.
Is Hilltop Holdings' Dividend Payout Ratio too high?
Hilltop Holdings' current Dividend Payout Ratio of 0.31 is 48% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.39. The Diversified Financial Services industry median Dividend Payout Ratio is 0.42. Hilltop Holdings' value of 0.31 is 25.3% below this industry median. Based on the distribution chart, Hilltop Holdings ranks #16 out of 42 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Hilltop Holdings has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hilltop Holdings' Dividend Payout Ratio compare to TREE and RILY?
According to the Diversified Financial Services industry distribution chart, Hilltop Holdings ranks #16 out of 42 companies for Dividend Payout Ratio. This puts Hilltop Holdings in the upper half of its industry. The industry median Dividend Payout Ratio is 0.42. Hilltop Holdings' value of 0.31 is 25.3% below this benchmark. Historically, Hilltop Holdings' own Dividend Payout Ratio has ranged from 0.04 to 0.39 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.42, Hilltop Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Diversified Financial Services company?
The median Dividend Payout Ratio among Diversified Financial Services companies is 0.42, based on 42 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hilltop Holdings's current Dividend Payout Ratio of 0.31 is 25.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hilltop Holdings and its competitors. For the Diversified Financial Services industry, the median Dividend Payout Ratio is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hilltop Holdings's current Dividend Payout Ratio is 0.31, which is 48% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hilltop Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hilltop Holdings (HTH) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.40, compared to a current price of $39.94 — trading 12.8% above its estimated fair value. The current Dividend Payout Ratio is 0.31, which is 48% above median its 10-year median of 0.21 and 25.3% below the Diversified Financial Services industry median of 0.42. Hilltop Holdings' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Hilltop Holdings (HTH), the current Dividend Payout Ratio is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hilltop Holdings (HTH) Overvalued in 2026?
Based on GuruFocus' analysis, Hilltop Holdings stock appears to be overvalued.
The current stock price of $39.94 is trading 12.8% above its estimated GF Value™ of $35.40.
GuruFocus considers Hilltop Holdings to be Modestly Overvalued.
Key valuation signals for HTH:
Dividend Payout Ratio: 0.31 (48% above median its 10-year median of 0.21)
GF Value™: $35.40 vs. price of $39.94 (12.8% above fair value)
Industry Position: 25.3% below the Diversified Financial Services median (#16 of 42)
No single metric tells the full story. See the HTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hilltop Holdings Inc is a Dallas-based financial holding company. The company has three segments: The banking segment includes the operations of the Bank; The broker-dealer segment includes the operations of Securities Holdings,; and the mortgage origination segment is composed of PrimeLending. Majority of revenue is from Broker-dealer Segment.
61GF Score
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