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Hilltop HoldingsHTH +0.60%59 Shiller PE Ratio is 13.03 as of Sep. 10, 2026, which is 8% below its 10-year median of 14.23. GuruFocus rates HTH with a GF Score™ of 59/100 and a GF Value™ of $37.10 (Fairly Valued). The stock has 6 warning signs investors should review. Among 50 Diversified Financial Services companies, Hilltop Holdings ranks better than 60% on this metric.
As of today (2026-09-10), Hilltop Holdings's current share price is $38.57. Hilltop Holdings's E10 for the quarter that ended in Jun. 2026 was $2.96. Hilltop Holdings's Shiller PE Ratio for today is 13.03.
The historical rank and industry rank for Hilltop Holdings's Shiller PE Ratio or its related term are showing as below:
HTH'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.59 Med: 14.23 Max: 42.26
Current: 13.03
During the past years, Hilltop Holdings's highest Shiller PE Ratio was 42.26. The lowest was 9.59. And the median was 14.23.
HTH's Shiller PE Ratio is ranked better than 60% of 50
companies
in the Diversified Financial Services industry
Industry Median: 15.575
vs HTH: 13.03
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Hilltop Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.630. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.96 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Hilltop Holdings (NYSE:HTH) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Hilltop Holdings Shiller PE Ratio Related Terms
Hilltop Holdings Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Hilltop Holdings's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HTH vs TMS, TREE, RILY: Shiller PE Ratio Comparison
For the Financial Conglomerates subindustry, Hilltop Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hilltop Holdings Shiller PE Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Hilltop Holdings's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Hilltop Holdings's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hilltop Holdings's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Hilltop Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Hilltop Holdings (HTH) has a Shiller PE Ratio of 13.03 as of Sep. 10, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Hilltop Holdings and its competitors. This is near median its historical median of 14.23. Over the past decade, Hilltop Holdings' Shiller PE Ratio has ranged from 9.59 to 42.26. According to the industry distribution chart, Hilltop Holdings ranks #20 out of 50 companies in the Diversified Financial Services industry, placing it in the top 40%.
Is Hilltop Holdings' Shiller PE Ratio too high?
Hilltop Holdings' current Shiller PE Ratio of 13.03 is near median its 10-year median of 14.23. Over the past 10 years, this metric has ranged from a low of 9.59 to a high of 42.26. The Diversified Financial Services industry median Shiller PE Ratio is 15.58. Hilltop Holdings' value of 13.03 is 16.3% below this industry median. Based on the distribution chart, Hilltop Holdings ranks #20 out of 50 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Hilltop Holdings has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hilltop Holdings' Shiller PE Ratio compare to TMS and TREE?
According to the Diversified Financial Services industry distribution chart, Hilltop Holdings ranks #20 out of 50 companies for Shiller PE Ratio. This puts Hilltop Holdings in the upper half of its industry. The industry median Shiller PE Ratio is 15.58. Hilltop Holdings' value of 13.03 is 16.3% below this benchmark. Historically, Hilltop Holdings' own Shiller PE Ratio has ranged from 9.59 to 42.26 over the past decade. While the company's 10-year median is 14.23 vs. the industry median of 15.58, Hilltop Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Diversified Financial Services company?
The median Shiller PE Ratio among Diversified Financial Services companies is 15.58, based on 50 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hilltop Holdings's current Shiller PE Ratio of 13.03 is 16.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Hilltop Holdings and its competitors. For the Diversified Financial Services industry, the median Shiller PE Ratio is 15.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hilltop Holdings's current Shiller PE Ratio is 13.03, which is near median its own 10-year median of 14.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hilltop Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hilltop Holdings (HTH) is currently considered Fairly Valued. The stock's GF Value™ is $37.10, compared to a current price of $38.57 — trading 4% above its estimated fair value. The current Shiller PE Ratio is 13.03, which is near median its 10-year median of 14.23 and 16.3% below the Diversified Financial Services industry median of 15.58. Hilltop Holdings' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Hilltop Holdings (HTH), the current Shiller PE Ratio is 13.03 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hilltop Holdings (HTH) Overvalued in 2026?
Based on GuruFocus' analysis, Hilltop Holdings stock appears to be overvalued.
The current stock price of $38.57 is trading 4% above its estimated GF Value™ of $37.10.
GuruFocus considers Hilltop Holdings to be Fairly Valued.
Key valuation signals for HTH:
Shiller PE Ratio: 13.03 (near median its 10-year median of 14.23)
GF Value™: $37.10 vs. price of $38.57 (4% above fair value)
Industry Position: 16.3% below the Diversified Financial Services median (#20 of 50)
No single metric tells the full story. See the HTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hilltop Holdings Inc is a Dallas-based financial holding company. The company has three segments: The banking segment includes the operations of the Bank; The broker-dealer segment includes the operations of Securities Holdings,; and the mortgage origination segment is composed of PrimeLending. Majority of revenue is from Broker-dealer Segment.
59GF Score
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