Business Description
Description
ICICI Bank Ltd provides banking services. The company's operating segment include Retail Banking; Wholesale Banking; Treasury, Life insurance, and Other Banking Business. It generates maximum revenue from the Retail Banking segment. Retail Banking segment includes exposures of the Bank, which satisfy the four qualifying criteria of a regulatory retail portfolio as stipulated by RBI guidelines on the Basel III framework as well as includes income from credit cards, debit cards, third party product distribution, and the associated costs. Treasury segment includes the entire investment and derivative portfolio of the Bank. Wholesale Banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.73 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.94 | |||||
| Debt-to-EBITDA | 1.5 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.46 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 5.1 | |||||
| 3-Year EPS without NRI Growth Rate | 75.7 | |||||
| 3-Year FCF Growth Rate | 2.8 | |||||
| 3-Year Book Growth Rate | 13.9 | |||||
| Future 3-5Y Total Revenue Growth Rate | -3.06 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 21.47 | |||||
| 9-Day RSI | 27.69 | |||||
| 14-Day RSI | 31.57 | |||||
| 6-1 Month Momentum % | 8.37 | |||||
| 12-1 Month Momentum % | 4.84 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Dividend Growth Rate | 10.1 | |||||
| 3-Year Average Share Buyback Ratio | -2.5 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 24.85 | |||||
| ROE % | 16.85 | |||||
| ROA % | 1.79 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 18.2 | |||||
| Forward PE Ratio | 17.21 | |||||
| PE Ratio without NRI | 18.2 | |||||
| Shiller PE Ratio | 20.65 | |||||
| Price-to-Owner-Earnings | 13.35 | |||||
| PEG Ratio | 1.86 | |||||
| PS Ratio | 4.52 | |||||
| PB Ratio | 2.79 | |||||
| Price-to-Tangible-Book | 2.79 | |||||
| Price-to-Free-Cash-Flow | 10.29 | |||||
| Price-to-Operating-Cash-Flow | 9.96 | |||||
| EV-to-Revenue | 4.9 | |||||
| EV-to-Forward-Revenue | 8.54 | |||||
| EV-to-FCF | 11.19 | |||||
| Price-to-Projected-FCF | 0.66 | |||||
| Price-to-DCF (Earnings Based) | 1.42 | |||||
| Price-to-DCF (FCF Based) | 0.77 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.35 | |||||
| Price-to-Graham-Number | 1.5 | |||||
| Forward Rate of Return (Yacktman) % | 21.6 |
