NYSE:KMPR (USA) Also trade in: Brazil Germany

Kemper Corp

$ 85.93 -0.52 (-0.6%)
Volume: 285,489 Avg Vol (1m): 390,011
Market Cap $: 5.71 Bil Enterprise Value $: 6.35 Bil
P/E (TTM): 18.79 P/B: 1.64
Earnings Power Value -13.31
Net Current Asset Value 0
Tangible Book 33.67
Projected FCF 78.49
Median P/S Value 52.43
Graham Number 58.77
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.10
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.12, Max: 0.7
Current: 0.1
0.03
0.7
Equity-to-Asset 0.27
Equity-to-Asset range over the past 10 years
Min: 0.18, Med: 0.27, Max: 0.46
Current: 0.27
0.18
0.46
Debt-to-Equity 0.33
Debt-to-Equity range over the past 10 years
Min: 0, Med: 0.26, Max: 0.47
Current: 0.33
0
0.47
Debt-to-EBITDA 1.99
Debt-to-EBITDA range over the past 10 years
Min: 0.69, Med: 3.02, Max: 11.15
Current: 1.99
0.69
11.15
Beneish M-Score -1.46
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 10.71%
WACC 9.98%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 6.83
Net Margin range over the past 10 years
Min: 0.67, Med: 4.77, Max: 8.97
Current: 6.83
0.67
8.97
ROE % 10.74
ROE range over the past 10 years
Min: 0.86, Med: 5.69, Max: 10.74
Current: 10.74
0.86
10.74
ROA % 2.77
ROA range over the past 10 years
Min: 0.21, Med: 1.47, Max: 2.78
Current: 2.77
0.21
2.78
3-Year Total Revenue Growth Rate 16.80
3-Year Revenue Growth Rate range over the past 10 years
Min: -4, Med: 5, Max: 16.6
Current: 11.9
-4
16.6
3-Year Total EBITDA Growth Rate 33.10
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 3.9, Max: 106.9
Current: 27.5
0
106.9
3-Year EPS w/o NRI Growth Rate 27.20
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 0.4, Max: 52.1
Current: 27.2
0
52.1

» KMPR's 30-Y Financials

Financials (Next Earnings Date: 2019-08-05)

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Business Description

Industry Insurance » Insurance    NAICS : 524126    SIC : 6331
Compare XAMS:ASRNL LSE:DLG XSWX:HELN NYSE:AIZ OCSE:TOP ASX:MPL NYSE:ORI TSX:IAG MIL:US BSP:PSSA3 NAS:ESGR JSE:RMI BOM:540769 MIL:UNI WBO:VIG XSWX:BALN NYSE:ATH WBO:UQA STC:BVH SAU:8010
Traded in other countries KMPR34.Brazil UI2.Germany
Address 200 East Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It operates a California business that provides private passenger auto insurance to those in California who may have had difficulties obtaining or maintaining auto insurance, while Kemper Direct offers home, renters, and auto insurance directly to consumers via affinity programs and the Internet. Kemper offers basic life, health, and protection for personal belongings. Its Reserve National business offers hospital, surgical, accident, supplemental, specified disease, and life insurance plans through a network of agents.

Ratios

Current vs industry vs history
PE Ratio (TTM) 18.73
PE Ratio range over the past 10 years
Min: 6.93, Med: 17.2, Max: 140.78
Current: 18.73
6.93
140.78
PE Ratio without NRI 18.79
PE without NRI range over the past 10 years
Min: 6.95, Med: 18.05, Max: 187.71
Current: 18.79
6.95
187.71
Price-to-Owner-Earnings 10.64
Price-to-Owner-Earnings range over the past 10 years
Min: 3.63, Med: 12.79, Max: 154.38
Current: 10.64
3.63
154.38
PB Ratio 1.64
PB Ratio range over the past 10 years
Min: 0.33, Med: 0.89, Max: 2.05
Current: 1.64
0.33
2.05
PS Ratio 1.26
PS Ratio range over the past 10 years
Min: 0.19, Med: 0.77, Max: 1.5
Current: 1.26
0.19
1.5
Price-to-Free-Cash-Flow 10.68
Price-to-Free-Cash-Flow range over the past 10 years
Min: 5.62, Med: 14.44, Max: 62.62
Current: 10.68
5.62
62.62
Price-to-Operating-Cash-Flow 9.67
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.47, Med: 13.63, Max: 182.63
Current: 9.67
5.47
182.63
EV-to-EBIT 17.00
EV-to-EBIT range over the past 10 years
Min: -253.2, Med: 10.4, Max: 55.9
Current: 17
-253.2
55.9
EV-to-EBITDA 11.60
EV-to-EBITDA range over the past 10 years
Min: 0.7, Med: 9.6, Max: 195.7
Current: 11.6
0.7
195.7
EV-to-Revenue 1.46
EV-to-Revenue range over the past 10 years
Min: 0.2, Med: 0.9, Max: 1.8
Current: 1.46
0.2
1.8
Shiller PE Ratio 32.23
Shiller PE Ratio range over the past 10 years
Min: 3, Med: 12.46, Max: 38.08
Current: 32.23
3
38.08

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.14
Trailing Dividend Yield range over the past 10 years
Min: 1.07, Med: 2.8, Max: 22.54
Current: 1.14
1.07
22.54
Dividend Payout Ratio 0.21
Dividend Payout Ratio range over the past 10 years
Min: 0.21, Med: 0.44, Max: 3.84
Current: 0.21
0.21
3.84
Forward Dividend Yield % 1.16
N/A
Yield-on-Cost (5-Year) % 1.14
Yield-on-Cost (5y) range over the past 10 years
Min: 1.07, Med: 2.8, Max: 22.54
Current: 1.14
1.07
22.54
3-Year Share Buyback Rate -8.10
3-Year Share Buyback Rate range over the past 10 years
Min: -8.1, Med: 2.2, Max: 10.4
Current: -8.1
-8.1
10.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 2.55
Price-to-Tangible-Book range over the past 10 years
Min: 0.55, Med: 1.18, Max: 2.7
Current: 2.55
0.55
2.7
Price-to-Projected-FCF 1.09
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.21, Med: 0.68, Max: 1.2
Current: 1.09
0.21
1.2
Price-to-Median-PS-Value 1.64
Price-to-Median-PS-Value range over the past 10 years
Min: 0.36, Med: 1.41, Max: 2.15
Current: 1.64
0.36
2.15
Price-to-Graham-Number 1.46
Price-to-Graham-Number range over the past 10 years
Min: 0.48, Med: 0.9, Max: 3.36
Current: 1.46
0.48
3.36
Earnings Yield (Joel Greenblatt) % 5.94
Earnings Yield (Greenblatt) range over the past 10 years
Min: -0.4, Med: 9.3, Max: 81.1
Current: 5.94
-0.4
81.1
Forward Rate of Return (Yacktman) % 9.95
Forward Rate of Return range over the past 10 years
Min: -21.9, Med: -3.6, Max: 43.7
Current: 9.95
-21.9
43.7

More Statistics

Revenue (TTM) (Mil) $ 4,268.6
EPS (TTM) $ 4.58
Beta 1.31
Volatility % 32.59
52-Week Range $ 61.57 - 91.98
Shares Outstanding (Mil) 66.48

Analyst Estimate

Piotroski F-Score Details