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Also traded in: Brazil, Germany, Mexico, Switzerland, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 1.31
MA's Cash-to-Debt is ranked higher than
50% of the 413 Companies
in the Global Credit Services industry.

( Industry Median: 1.44 vs. MA: 1.31 )
Ranked among companies with meaningful Cash-to-Debt only.
MA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.15  Med: 10.88 Max: No Debt
Current: 1.31
Equity-to-Asset 0.30
MA's Equity-to-Asset is ranked lower than
59% of the 316 Companies
in the Global Credit Services industry.

( Industry Median: 0.39 vs. MA: 0.30 )
Ranked among companies with meaningful Equity-to-Asset only.
MA' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.24  Med: 0.45 Max: 0.62
Current: 0.3
0.24
0.62
Debt-to-Equity 0.91
MA's Debt-to-Equity is ranked higher than
58% of the 283 Companies
in the Global Credit Services industry.

( Industry Median: 1.18 vs. MA: 0.91 )
Ranked among companies with meaningful Debt-to-Equity only.
MA' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01  Med: 0.18 Max: 1.59
Current: 0.91
0.01
1.59
Interest Coverage 47.27
MA's Interest Coverage is ranked higher than
60% of the 377 Companies
in the Global Credit Services industry.

( Industry Median: 11.69 vs. MA: 47.27 )
Ranked among companies with meaningful Interest Coverage only.
MA' s Interest Coverage Range Over the Past 10 Years
Min: 19.35  Med: 83.25 Max: 321.64
Current: 47.27
19.35
321.64
Piotroski F-Score: 6
Altman Z-Score: 9.88
Beneish M-Score: -2.08
WACC vs ROIC
9.32%
146.40%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 54.21
MA's Operating Margin % is ranked higher than
84% of the 407 Companies
in the Global Credit Services industry.

( Industry Median: 17.78 vs. MA: 54.21 )
Ranked among companies with meaningful Operating Margin % only.
MA' s Operating Margin % Range Over the Past 10 Years
Min: -10.71  Med: 51.11 Max: 54.21
Current: 54.21
-10.71
54.21
Net Margin % 38.30
MA's Net Margin % is ranked higher than
80% of the 406 Companies
in the Global Credit Services industry.

( Industry Median: 12.96 vs. MA: 38.30 )
Ranked among companies with meaningful Net Margin % only.
MA' s Net Margin % Range Over the Past 10 Years
Min: -5.09  Med: 35.33 Max: 39.39
Current: 38.3
-5.09
39.39
ROE % 74.98
MA's ROE % is ranked higher than
98% of the 404 Companies
in the Global Credit Services industry.

( Industry Median: 8.10 vs. MA: 74.98 )
Ranked among companies with meaningful ROE % only.
MA' s ROE % Range Over the Past 10 Years
Min: -10.25  Med: 43.22 Max: 74.98
Current: 74.98
-10.25
74.98
ROA % 24.12
MA's ROA % is ranked higher than
96% of the 418 Companies
in the Global Credit Services industry.

( Industry Median: 2.58 vs. MA: 24.12 )
Ranked among companies with meaningful ROA % only.
MA' s ROA % Range Over the Past 10 Years
Min: -3.99  Med: 22.94 Max: 24.46
Current: 24.12
-3.99
24.46
ROC (Joel Greenblatt) % 834.37
MA's ROC (Joel Greenblatt) % is ranked higher than
95% of the 324 Companies
in the Global Credit Services industry.

( Industry Median: 15.47 vs. MA: 834.37 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
MA' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -93.67  Med: 707.48 Max: 904.61
Current: 834.37
-93.67
904.61
3-Year Revenue Growth Rate 12.70
MA's 3-Year Revenue Growth Rate is ranked higher than
64% of the 291 Companies
in the Global Credit Services industry.

( Industry Median: 6.30 vs. MA: 12.70 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
MA' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -0.3  Med: 12.7 Max: 20.8
Current: 12.7
-0.3
20.8
3-Year EBITDA Growth Rate 12.20
MA's 3-Year EBITDA Growth Rate is ranked higher than
63% of the 252 Companies
in the Global Credit Services industry.

( Industry Median: 5.10 vs. MA: 12.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
MA' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 5.8  Med: 20.3 Max: 126
Current: 12.2
5.8
126
3-Year EPS without NRI Growth Rate 13.00
MA's 3-Year EPS without NRI Growth Rate is ranked higher than
64% of the 247 Companies
in the Global Credit Services industry.

( Industry Median: 5.00 vs. MA: 13.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
MA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 6.3  Med: 22.1 Max: 211.3
Current: 13
6.3
211.3
GuruFocus has detected 3 Warning Signs with Mastercard Inc $MA.
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» MA's 30-Y Financials

Financials (Next Earnings Date: 2017-10-27 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

MA Guru Trades in Q3 2016

Louis Moore Bacon 245,184 sh (New)
Paul Tudor Jones 279,600 sh (+4113.38%)
Ray Dalio 11,109 sh (+101.98%)
Jeremy Grantham 1,102,484 sh (+67.53%)
Joel Greenblatt 109,499 sh (+61.37%)
Ken Fisher 295,924 sh (+23.08%)
Andreas Halvorsen 7,684,256 sh (+19.46%)
Wallace Weitz 797,039 sh (+9.47%)
Pioneer Investments 4,020,543 sh (+7.28%)
Ruane Cunniff 5,233,499 sh (+5.09%)
Jim Simons 5,644,100 sh (+4.82%)
Chase Coleman 1,904,444 sh (+1.61%)
Tom Russo 9,775,132 sh (+0.37%)
Chuck Akre 4,707,088 sh (+0.15%)
John Griffin 1,679,100 sh (+0.09%)
Warren Buffett 4,934,756 sh (unchged)
Tom Gayner 150,600 sh (unchged)
Lee Ainslie 6,390 sh (unchged)
Steve Mandel Sold Out
First Eagle Investment 1,690,995 sh (-0.40%)
Tweedy Browne 267,170 sh (-0.60%)
Murray Stahl 84,513 sh (-1.42%)
Jeff Auxier 68,360 sh (-1.51%)
Ron Baron 132,652 sh (-1.72%)
Robert Olstein 54,000 sh (-3.57%)
Bill Nygren 3,870,000 sh (-4.91%)
Manning & Napier Advisors, Inc 4,197,937 sh (-6.38%)
Charles de Vaulx 1,075,065 sh (-6.79%)
Mario Gabelli 106,877 sh (-21.92%)
Steven Cohen 476,600 sh (-30.50%)
PRIMECAP Management 54,100 sh (-91.08%)
Spiros Segalas 6,841,357 sh (-21.90%)
» More
Q4 2016

MA Guru Trades in Q4 2016

PRIMECAP Management 129,800 sh (+139.93%)
Ken Fisher 305,894 sh (+3.37%)
Ron Baron 133,672 sh (+0.77%)
Tom Gayner 151,100 sh (+0.33%)
Pioneer Investments 4,028,973 sh (+0.21%)
First Eagle Investment 1,691,928 sh (+0.06%)
Warren Buffett 4,934,756 sh (unchged)
Jeff Auxier 68,360 sh (unchged)
Eric Mindich 460,000 sh (unchged)
Ray Dalio Sold Out
John Griffin 1,678,200 sh (-0.05%)
Jim Simons 5,641,400 sh (-0.05%)
Chuck Akre 4,701,391 sh (-0.12%)
Tweedy Browne 266,340 sh (-0.31%)
Wallace Weitz 790,938 sh (-0.77%)
Tom Russo 9,603,214 sh (-1.76%)
Bill Nygren 3,770,000 sh (-2.58%)
Lee Ainslie 6,170 sh (-3.44%)
Jeremy Grantham 1,063,577 sh (-3.53%)
Murray Stahl 80,043 sh (-5.29%)
Ruane Cunniff 4,932,805 sh (-5.75%)
Charles de Vaulx 1,006,921 sh (-6.34%)
Manning & Napier Advisors, Inc 3,928,450 sh (-6.42%)
Mario Gabelli 99,417 sh (-6.98%)
Robert Olstein 49,000 sh (-9.26%)
Steven Cohen 427,600 sh (-10.28%)
Andreas Halvorsen 4,304,695 sh (-43.98%)
Joel Greenblatt 61,030 sh (-44.26%)
Chase Coleman 1,053,341 sh (-44.69%)
Paul Tudor Jones 6,016 sh (-97.85%)
Spiros Segalas 6,509,610 sh (-4.85%)
» More
Q1 2017

MA Guru Trades in Q1 2017

George Soros 9,500 sh (New)
Steven Cohen 1,181,718 sh (+176.36%)
PRIMECAP Management 314,800 sh (+142.53%)
Chuck Akre 5,329,183 sh (+13.35%)
Tom Gayner 159,100 sh (+5.29%)
Pioneer Investments 4,128,538 sh (+2.47%)
First Eagle Investment 1,718,197 sh (+1.55%)
Ken Fisher 310,103 sh (+1.38%)
John Griffin 1,681,000 sh (+0.17%)
Spiros Segalas 7,483,946 sh (+14.97%)
Bill Nygren 3,770,000 sh (unchged)
Warren Buffett 4,934,756 sh (unchged)
Robert Olstein 49,000 sh (unchged)
Chase Coleman 1,053,341 sh (unchged)
Charles de Vaulx 1,006,921 sh (unchged)
Paul Tudor Jones Sold Out
Tweedy Browne 265,232 sh (-0.42%)
Tom Russo 9,525,546 sh (-0.81%)
Ron Baron 132,299 sh (-1.03%)
Ruane Cunniff 4,835,576 sh (-1.97%)
Jeremy Grantham 1,033,879 sh (-2.79%)
Lee Ainslie 5,990 sh (-2.92%)
Murray Stahl 75,641 sh (-5.50%)
Mario Gabelli 93,757 sh (-5.69%)
Wallace Weitz 745,144 sh (-5.79%)
Jim Simons 5,252,700 sh (-6.89%)
Jeff Auxier 61,260 sh (-10.39%)
Manning & Napier Advisors, Inc 3,224,204 sh (-17.93%)
Louis Moore Bacon 100,000 sh (-59.21%)
Andreas Halvorsen 573,321 sh (-86.68%)
Joel Greenblatt 3,806 sh (-93.76%)
» More
Q2 2017

MA Guru Trades in Q2 2017

Paul Tudor Jones 2,316 sh (New)
Stanley Druckenmiller 165,200 sh (New)
John Rogers 7,461 sh (New)
Caxton Associates 5,300 sh (New)
Steve Mandel 4,641,369 sh (New)
Joel Greenblatt 11,932 sh (+213.50%)
Lee Ainslie 14,170 sh (+136.56%)
PRIMECAP Management 743,800 sh (+136.28%)
Louis Moore Bacon 200,000 sh (+100.00%)
First Eagle Investment 2,164,957 sh (+26.00%)
Tom Gayner 172,100 sh (+8.17%)
Pioneer Investments 4,268,477 sh (+3.39%)
Jeremy Grantham 1,061,408 sh (+2.66%)
Ken Fisher 313,975 sh (+1.25%)
Tom Russo 9,558,705 sh (+0.35%)
Chuck Akre 5,345,399 sh (+0.30%)
Robert Olstein 49,000 sh (unchged)
Chase Coleman 1,053,341 sh (unchged)
Warren Buffett 4,934,756 sh (unchged)
Jeff Auxier 61,260 sh (unchged)
Charles de Vaulx 1,006,921 sh (unchged)
George Soros Sold Out
Ron Baron 132,067 sh (-0.18%)
Wallace Weitz 743,634 sh (-0.20%)
Mario Gabelli 93,530 sh (-0.24%)
Tweedy Browne 263,287 sh (-0.73%)
Ruane Cunniff 4,779,519 sh (-1.16%)
Murray Stahl 74,614 sh (-1.36%)
Steven Cohen 1,155,847 sh (-2.19%)
Bill Nygren 3,320,000 sh (-11.94%)
Jim Simons 4,403,900 sh (-16.16%)
John Griffin 882,600 sh (-47.50%)
Manning & Napier Advisors, Inc 1,610,506 sh (-50.05%)
Andreas Halvorsen 208,496 sh (-63.63%)
Spiros Segalas 6,811,054 sh (-8.99%)
» More
» Details

Insider Trades

Latest Guru Trades with MA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Chuck Akre 2017-06-30 Add 0.30%0.03%$111.22 - $125.9 $ 138.5717%5,345,399
Ruane Cunniff 2017-06-30 Reduce -1.16%0.06%$111.22 - $125.9 $ 138.5717%4,779,519
Steve Mandel 2017-06-30 New Buy2.87%$111.22 - $125.9 $ 138.5717%4,641,369
Bill Nygren 2017-06-30 Reduce -11.94%0.31%$111.22 - $125.9 $ 138.5717%3,320,000
First Eagle Investment 2017-06-30 Add 26.00%0.13%$111.22 - $125.9 $ 138.5717%2,164,957
Wallace Weitz 2017-06-30 Reduce -0.20%0.01%$111.22 - $125.9 $ 138.5717%743,634
Ken Fisher 2017-06-30 Add 1.25%$111.22 - $125.9 $ 138.5717%313,975
Tweedy Browne 2017-06-30 Reduce -0.73%0.01%$111.22 - $125.9 $ 138.5717%263,287
Tom Gayner 2017-06-30 Add 8.17%0.03%$111.22 - $125.9 $ 138.5717%172,100
Ron Baron 2017-06-30 Reduce -0.18%$111.22 - $125.9 $ 138.5717%132,067
Mario Gabelli 2017-06-30 Reduce -0.24%$111.22 - $125.9 $ 138.5717%93,530
Joel Greenblatt 2017-06-30 Add 213.50%0.01%$111.22 - $125.9 $ 138.5717%11,932
John Rogers 2017-06-30 New Buy0.01%$111.22 - $125.9 $ 138.5717%7,461
George Soros 2017-06-30 Sold Out 0.03%$111.22 - $125.9 $ 138.5717%0
Chuck Akre 2017-03-31 Add 13.35%1.16%$105 - $112.83 $ 138.5726%5,329,183
Ruane Cunniff 2017-03-31 Reduce -1.97%0.09%$105 - $112.83 $ 138.5726%4,835,576
First Eagle Investment 2017-03-31 Add 1.55%0.01%$105 - $112.83 $ 138.5726%1,718,197
Wallace Weitz 2017-03-31 Reduce -5.79%0.19%$105 - $112.83 $ 138.5726%745,144
Ken Fisher 2017-03-31 Add 1.38%$105 - $112.83 $ 138.5726%310,103
Tweedy Browne 2017-03-31 Reduce -0.42%$105 - $112.83 $ 138.5726%265,232
Tom Gayner 2017-03-31 Add 5.29%0.02%$105 - $112.83 $ 138.5726%159,100
Ron Baron 2017-03-31 Reduce -1.03%$105 - $112.83 $ 138.5726%132,299
Mario Gabelli 2017-03-31 Reduce -5.69%$105 - $112.83 $ 138.5726%93,757
George Soros 2017-03-31 New Buy0.03%$105 - $112.83 $ 138.5726%9,500
Joel Greenblatt 2017-03-31 Reduce -93.76%0.08%$105 - $112.83 $ 138.5726%3,806
Ruane Cunniff 2016-12-31 Reduce -5.75%0.29%$100.18 - $107.02 $ 138.5734%4,932,805
Chuck Akre 2016-12-31 Reduce -0.12%0.01%$100.18 - $107.02 $ 138.5734%4,701,391
Bill Nygren 2016-12-31 Reduce -2.58%0.07%$100.18 - $107.02 $ 138.5734%3,770,000
First Eagle Investment 2016-12-31 Add 0.06%$100.18 - $107.02 $ 138.5734%1,691,928
Wallace Weitz 2016-12-31 Reduce -0.77%0.02%$100.18 - $107.02 $ 138.5734%790,938
Ken Fisher 2016-12-31 Add 3.37%$100.18 - $107.02 $ 138.5734%305,894
Tweedy Browne 2016-12-31 Reduce -0.31%$100.18 - $107.02 $ 138.5734%266,340
Tom Gayner 2016-12-31 Add 0.33%$100.18 - $107.02 $ 138.5734%151,100
Ron Baron 2016-12-31 Add 0.77%$100.18 - $107.02 $ 138.5734%133,672
Mario Gabelli 2016-12-31 Reduce -6.98%$100.18 - $107.02 $ 138.5734%99,417
Joel Greenblatt 2016-12-31 Reduce -44.26%0.07%$100.18 - $107.02 $ 138.5734%61,030
Robert Olstein 2016-12-31 Reduce -9.26%0.07%$100.18 - $107.02 $ 138.5734%49,000
Ruane Cunniff 2016-09-30 Add 5.09%0.24%$86.83 - $102.12 $ 138.5745%5,233,499
Chuck Akre 2016-09-30 Add 0.15%0.01%$86.83 - $102.12 $ 138.5745%4,707,088
Bill Nygren 2016-09-30 Reduce -4.91%0.12%$86.83 - $102.12 $ 138.5745%3,870,000
First Eagle Investment 2016-09-30 Reduce -0.40%$86.83 - $102.12 $ 138.5745%1,690,995
Wallace Weitz 2016-09-30 Add 9.47%0.27%$86.83 - $102.12 $ 138.5745%797,039
Ken Fisher 2016-09-30 Add 23.08%0.01%$86.83 - $102.12 $ 138.5745%295,924
Tweedy Browne 2016-09-30 Reduce -0.60%$86.83 - $102.12 $ 138.5745%267,170
Ron Baron 2016-09-30 Reduce -1.72%$86.83 - $102.12 $ 138.5745%132,652
Joel Greenblatt 2016-09-30 Add 61.37%0.06%$86.83 - $102.12 $ 138.5745%109,499
Mario Gabelli 2016-09-30 Reduce -21.92%0.02%$86.83 - $102.12 $ 138.5745%106,877
Robert Olstein 2016-09-30 Reduce -3.57%0.02%$86.83 - $102.12 $ 138.5745%54,000
Steve Mandel 2016-09-30 Sold Out 2.02%$86.83 - $102.12 $ 138.5745%0
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Business Description

Industry: Credit Services » Credit Services    NAICS: 522320    SIC: 7389
Compare:NAS:PYPL, NYSE:AXP, NYSE:V, NYSE:COF, NYSE:SYF, NYSE:DFS, NYSE:TSS, NYSE:ADS, NYSE:WU, NAS:CACC, NAS:SLM, NAS:NAVI, NYSE:OMF, NYSE:FCFS, NYSE:LC, NAS:HAWK, NYSE:GDOT, NYSE:NNI, NAS:PRAA, NAS:MGI » details
Traded in other countries:MSCD34.Brazil, M4I.Germany, MA.Mexico, MA.Switzerland, 0R2Z.UK,
Headquarter Location:USA
Mastercard Inc is a technology company that generates revenue by charging fees to its customers based on both the dollar volume of card activity and the number of transactions processed through the network.

Mastercard manages several payment brands and an "open loop" global payment network, which allows it to provide authorization, clearing, and settlement of electronic payment transactions. Mastercard generates revenue by charging fees to its customers (issuers and acquirers) based on both the dollar volume of card activity and the number of transactions processed through the network.

Guru Investment Theses on Mastercard Inc

Jeff Auxier Comments on Mastercard - Aug 03, 2017

Mastercard (NYSE:MA) delivered net revenue gains of 12% as the labor markets continued to improve domestically and global retail spending improved as well. Mastercard is investing $170 million towards their E-wallet service Masterpass and partnering with PayPal Holdings to boost their mobile payment initiatives. Mastercard has delivered exceptional returns since our purchase at $22.14, compared to the current market of $128.



From Jeff Auxier (Trades, Portfolio)'s second-quarter 2017 shareholder letter.

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Weitz Funds Comments on Mastercard - Nov 11, 2016

Mastercard (NYSE:MA) operates the world’s second-largest payment network and one of the best known global brands. During the quarter, shares rose as investors applauded continued payment volume growth and a slightly improved economic global outlook. Mastercard is among the most attractive businesses we own. Its network is well entrenched within the plumbing of payment systems across the globe. The transition from cash to digital forms of payment provide growth opportunities, while the core business produces healthy doses of excess cash flow with modest reinvestment requirements.



  • From Weitz Balanced Fund third quarter 2016 commentary.


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Tom Russo Comments on MasterCard - Sep 26, 2016

MasterCard (NYSE:MA) shares have suffered during the first half of 2016 in part as a reaction against all the global disruption ongoing in financial markets and global political corridors. Terrorist bombings throughout Europe slow travel and slow cross-border transactions, the growth of which had over the past decades fueled growth in interconnect revenues. Decline in consumer confidence also pressures revenues and growth in gross dollar volumes billed.



Finally, MasterCard and other domestic payment networks suffer from concern over the overturning of an agreed settlement with retailers over alleged anticompetitive pricing activities. The repeal of the settlement in the United States coupled with a judicial loss in the United Kingdom in a law suit alleging anticompetitive pricing has triggered concerns over regulatory and legal environment, now weighing on MasterCard’s share price.



I believe that current turbulence impacting MasterCard’s share price will abate as travel patterns return, consumer confidence restores, and payment networks reach reasonable ways in which to be paid for the benefits that payment systems offer merchants. The growth of mobile platforms will only further drive the migration globally from cash payment (cash payments represent currently over 80 percent of commerce throughout the world beyond the United States) to digital payment. MasterCard has massive capacity to reinvest mature industry cash flows to exploit new marketing opportunities for using credit, for increased consumer spending, for assisting government distribution of social benefits in secure manner, etc.



From Tom Russo (Trades, Portfolio)'s Semper Vic Partners second quarter 2016 shareholder letter.



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Wallace Weitz Comments on MasterCard - Apr 22, 2016

MasterCard (NYSE:MA) is the world’s second-largest payment network and one of the best known global brands. MasterCard is among the most attractive businesses we own. Its network is well entrenched within the plumbing of payment systems across the global. The transition from cash to digital forms of payment provides growth opportunities over and above underlying economic expansion, and its core business produces healthy doses of excess cash flow with modest reinvestment requirements.

From Wallace Weitz (Trades, Portfolio)'s Weitz Partners Value Fund 1st quarter 2016 commentary.

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Wallace Weitz Comments on MasterCard - Apr 14, 2016

MasterCard (NYSE:MA) ($95 per share) is basically a royalty on global consumer spending. Regardless of near-term economic growth rates, MasterCard is likely to be able to produce 10-15% annual earnings per share growth over the next several years. Its stock price is also near our appraised value, but if earnings grow at 10-15% per year, they will double in 5-7 years. Even if the P/E paid by investors shrinks a bit, our total return should be very attractive.

From Wallace Weitz (Trades, Portfolio)'s First Quarter Value Matters.

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GAMCO Global Growth Fund Comments on MasterCard Inc. - Feb 22, 2016

MasterCard Inc. (NYSE:MA) (1.9%) (MA – $97.36 – NYSE) is a technology company in the global payments industry that operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.



From the GAMCO Global Growth Fund fourth quarter 2015 commentary.



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Weitz Funds Comments on MasterCard - Nov 16, 2015

MasterCard (NYSE:MA) is the world’s second largest payment network and one of the best known global brands, needing little introduction. The Fund began building a position below $85 during the broader market swoon in August at a nice discount to our base case estimate of intrinsic value. MasterCard is among the most attractive businesses we own. Its network is well entrenched within the plumbing of payment systems across the globe, the transition from cash to digital forms of payment provides growth opportunities over and above underlying economic expansion, and its core business produces healthy doses of excess cash flow with modest reinvestment requirements. We would welcome additional opportunities to add to the Fund’s position.





From Weitz Funds' Balanced Fund third quarter 2015 commentary.



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Baron Funds Comments on MasterCard Inc. - Nov 10, 2015

MasterCard, Inc. (NYSE:MA) is the world’s second-largest payments technology company that connects consumers, businesses, banks and governments, enabling them to use electronic forms of payment instead of cash and checks. There are over two billion MasterCard- and Maestro-branded cards outstanding with acceptance at 36 million locations in more than 210 countries and territories. Broad merchant acceptance and consumer adoption of MasterCard-branded cards create strong network effects. 85% of all payment transactions are made with cash or checks today, while only 15% are made with electronic forms of payment, providing substantial room for further growth. We added to our position in MasterCard in the quarter.



From Baron Opportunity Fund's third quarter 2015 letter.



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GAMCO Investors Comments on Mastercard Inc. - Oct 19, 2015

Mastercard Inc. (NYSE:MA)(3.2%) (MA – $90.12 – NYSE) is a technology company in the global payments industry that operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.





From GAMCO's Growth Fund third quarter 2015 commentary.



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The GuruFocus All-in-One Screener can be used to find insider trades from the past week. Under the Insiders tab, change the settings for All Insider Buying to “$200,000+,” the duration to “August 2017” and All Insider Sales to “$5,000,000+.” Read more...
Jeff Auxier Comments on Mastercard Guru stock highlight
Mastercard (NYSE:MA) delivered net revenue gains of 12% as the labor markets continued to improve domestically and global retail spending improved as well. Mastercard is investing $170 million towards their E-wallet service Masterpass and partnering with PayPal Holdings to boost their mobile payment initiatives. Mastercard has delivered exceptional returns since our purchase at $22.14, compared to the current market of $128.


Read more...
Visa on a Roll as Fiscal 2017 Promises Impressive Growth Digital payment volumes are rising across the board, and the company and its peers are the biggest beneficiaries
Visa Inc. (NYSE:V), the global leader in terms of payment volume, recorded yet another quarter of solid revenue growth as the company beat Wall Street estimates on the top as well as bottom line for the third quarter. The continued digitization of financial services around the world has been helping payments processing companies like Visa, Mastercard (NYSE:MA) and PayPal (NASDAQ:PYPL) enjoy steady increases in volume over the past several years. And going by this quarter’s Visa numbers, that growth is still many quarters away from running out of steam. Read more...
Chase Coleman Adds to Apollo Global Stake The guru has consistently increased the position since March
Tiger Global Management founder Chase Coleman (Trades, Portfolio) increased his Apollo Global Management LLC (NYSE:APO) stake by 0.76% on July 20. Read more...
iguama.com Partners With Mastercard To Provide U.S.A. To Latin America Cross-Border E-Commerce
TGI Fridays becomes first UK bar to implement Bar Tab from Mastercard and Oracle

Ratios

vs
industry
vs
history
PE Ratio 34.35
MA's PE Ratio is ranked lower than
73% of the 335 Companies
in the Global Credit Services industry.

( Industry Median: 15.55 vs. MA: 34.35 )
Ranked among companies with meaningful PE Ratio only.
MA' s PE Ratio Range Over the Past 10 Years
Min: 15.09  Med: 27.02 Max: 308.33
Current: 34.35
15.09
308.33
Forward PE Ratio 27.32
MA's Forward PE Ratio is ranked lower than
92% of the 50 Companies
in the Global Credit Services industry.

( Industry Median: 13.76 vs. MA: 27.32 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 34.35
MA's PE Ratio without NRI is ranked lower than
72% of the 335 Companies
in the Global Credit Services industry.

( Industry Median: 15.63 vs. MA: 34.35 )
Ranked among companies with meaningful PE Ratio without NRI only.
MA' s PE Ratio without NRI Range Over the Past 10 Years
Min: 15.12  Med: 26.91 Max: 370
Current: 34.35
15.12
370
Price-to-Owner-Earnings 50.53
MA's Price-to-Owner-Earnings is ranked lower than
84% of the 98 Companies
in the Global Credit Services industry.

( Industry Median: 13.67 vs. MA: 50.53 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
MA' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 13.69  Med: 30.28 Max: 163.24
Current: 50.53
13.69
163.24
PB Ratio 25.29
MA's PB Ratio is ranked lower than
98% of the 312 Companies
in the Global Credit Services industry.

( Industry Median: 1.30 vs. MA: 25.29 )
Ranked among companies with meaningful PB Ratio only.
MA' s PB Ratio Range Over the Past 10 Years
Min: 4.08  Med: 9.54 Max: 25.87
Current: 25.29
4.08
25.87
PS Ratio 13.19
MA's PS Ratio is ranked lower than
80% of the 393 Companies
in the Global Credit Services industry.

( Industry Median: 3.73 vs. MA: 13.19 )
Ranked among companies with meaningful PS Ratio only.
MA' s PS Ratio Range Over the Past 10 Years
Min: 2.95  Med: 7.67 Max: 13.5
Current: 13.19
2.95
13.5
Price-to-Free-Cash-Flow 37.38
MA's Price-to-Free-Cash-Flow is ranked lower than
86% of the 83 Companies
in the Global Credit Services industry.

( Industry Median: 8.05 vs. MA: 37.38 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
MA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 16.66  Med: 26.8 Max: 88.32
Current: 37.38
16.66
88.32
Price-to-Operating-Cash-Flow 34.26
MA's Price-to-Operating-Cash-Flow is ranked lower than
84% of the 104 Companies
in the Global Credit Services industry.

( Industry Median: 8.91 vs. MA: 34.26 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
MA' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 15.61  Med: 24.25 Max: 53.6
Current: 34.26
15.61
53.6
EV-to-EBIT 23.64
MA's EV-to-EBIT is ranked lower than
55% of the 344 Companies
in the Global Credit Services industry.

( Industry Median: 18.99 vs. MA: 23.64 )
Ranked among companies with meaningful EV-to-EBIT only.
MA' s EV-to-EBIT Range Over the Past 10 Years
Min: -94.8  Med: 16.6 Max: 75.7
Current: 23.64
-94.8
75.7
EV-to-EBITDA 22.24
MA's EV-to-EBITDA is ranked lower than
56% of the 348 Companies
in the Global Credit Services industry.

( Industry Median: 16.26 vs. MA: 22.24 )
Ranked among companies with meaningful EV-to-EBITDA only.
MA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -154.9  Med: 15.55 Max: 62.4
Current: 22.24
-154.9
62.4
EV-to-Revenue 12.78
MA's EV-to-Revenue is ranked lower than
71% of the 390 Companies
in the Global Credit Services industry.

( Industry Median: 5.88 vs. MA: 12.78 )
Ranked among companies with meaningful EV-to-Revenue only.
MA' s EV-to-Revenue Range Over the Past 10 Years
Min: 2.3  Med: 6.9 Max: 13.2
Current: 12.78
2.3
13.2
PEG Ratio 2.02
MA's PEG Ratio is ranked lower than
70% of the 125 Companies
in the Global Credit Services industry.

( Industry Median: 0.92 vs. MA: 2.02 )
Ranked among companies with meaningful PEG Ratio only.
MA' s PEG Ratio Range Over the Past 10 Years
Min: 0.62  Med: 1.48 Max: 2.33
Current: 2.02
0.62
2.33
Shiller PE Ratio 61.89
MA's Shiller PE Ratio is ranked lower than
93% of the 54 Companies
in the Global Credit Services industry.

( Industry Median: 16.34 vs. MA: 61.89 )
Ranked among companies with meaningful Shiller PE Ratio only.
MA' s Shiller PE Ratio Range Over the Past 10 Years
Min: 47.61  Med: 63.97 Max: 81.84
Current: 61.89
47.61
81.84
Current Ratio 1.65
MA's Current Ratio is ranked lower than
61% of the 317 Companies
in the Global Credit Services industry.

( Industry Median: 3.18 vs. MA: 1.65 )
Ranked among companies with meaningful Current Ratio only.
MA' s Current Ratio Range Over the Past 10 Years
Min: 1.33  Med: 1.81 Max: 2.24
Current: 1.65
1.33
2.24
Quick Ratio 1.65
MA's Quick Ratio is ranked lower than
59% of the 316 Companies
in the Global Credit Services industry.

( Industry Median: 2.91 vs. MA: 1.65 )
Ranked among companies with meaningful Quick Ratio only.
MA' s Quick Ratio Range Over the Past 10 Years
Min: 1.33  Med: 1.81 Max: 2.24
Current: 1.65
1.33
2.24
Days Sales Outstanding 54.58
MA's Days Sales Outstanding is ranked lower than
65% of the 168 Companies
in the Global Credit Services industry.

( Industry Median: 13.97 vs. MA: 54.58 )
Ranked among companies with meaningful Days Sales Outstanding only.
MA' s Days Sales Outstanding Range Over the Past 10 Years
Min: 40.74  Med: 46.74 Max: 84.29
Current: 54.58
40.74
84.29

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.61
MA's Dividend Yield % is ranked lower than
84% of the 304 Companies
in the Global Credit Services industry.

( Industry Median: 2.81 vs. MA: 0.61 )
Ranked among companies with meaningful Dividend Yield % only.
MA' s Dividend Yield % Range Over the Past 10 Years
Min: 0.09  Med: 0.32 Max: 0.82
Current: 0.61
0.09
0.82
Dividend Payout Ratio 0.21
MA's Dividend Payout Ratio is ranked higher than
67% of the 168 Companies
in the Global Credit Services industry.

( Industry Median: 0.34 vs. MA: 0.21 )
Ranked among companies with meaningful Dividend Payout Ratio only.
MA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.07 Max: 0.21
Current: 0.21
0.04
0.21
3-Year Dividend Growth Rate 39.70
MA's 3-Year Dividend Growth Rate is ranked higher than
93% of the 109 Companies
in the Global Credit Services industry.

( Industry Median: 5.60 vs. MA: 39.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
MA' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: -7.2 Max: 101.4
Current: 39.7
0
101.4
Forward Dividend Yield % 0.62
MA's Forward Dividend Yield % is ranked lower than
87% of the 296 Companies
in the Global Credit Services industry.

( Industry Median: 2.96 vs. MA: 0.62 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 8.66
MA's 5-Year Yield-on-Cost % is ranked higher than
88% of the 381 Companies
in the Global Credit Services industry.

( Industry Median: 3.29 vs. MA: 8.66 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
MA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.28  Med: 4.54 Max: 11.64
Current: 8.66
1.28
11.64
3-Year Average Share Buyback Ratio 3.30
MA's 3-Year Average Share Buyback Ratio is ranked higher than
93% of the 207 Companies
in the Global Credit Services industry.

( Industry Median: -1.20 vs. MA: 3.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
MA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.1  Med: 1.1 Max: 6.1
Current: 3.3
-16.1
6.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 75.31
MA's Price-to-Tangible-Book is ranked lower than
99% of the 305 Companies
in the Global Credit Services industry.

( Industry Median: 1.41 vs. MA: 75.31 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
MA' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 3.96  Med: 12.08 Max: 76.99
Current: 75.31
3.96
76.99
Price-to-Intrinsic-Value-Projected-FCF 2.63
MA's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
74% of the 87 Companies
in the Global Credit Services industry.

( Industry Median: 1.02 vs. MA: 2.63 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
MA' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 1.88  Med: 2.6 Max: 7.52
Current: 2.63
1.88
7.52
Price-to-Median-PS-Value 1.72
MA's Price-to-Median-PS-Value is ranked lower than
80% of the 374 Companies
in the Global Credit Services industry.

( Industry Median: 1.00 vs. MA: 1.72 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
MA' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.26  Med: 1 Max: 1.76
Current: 1.72
0.26
1.76
Price-to-Peter-Lynch-Fair-Value 2.28
MA's Price-to-Peter-Lynch-Fair-Value is ranked lower than
79% of the 77 Companies
in the Global Credit Services industry.

( Industry Median: 0.95 vs. MA: 2.28 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
MA' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.1  Med: 0.72 Max: 2.34
Current: 2.28
0.1
2.34
Price-to-Graham-Number 10.71
MA's Price-to-Graham-Number is ranked lower than
95% of the 285 Companies
in the Global Credit Services industry.

( Industry Median: 1.06 vs. MA: 10.71 )
Ranked among companies with meaningful Price-to-Graham-Number only.
MA' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 2.2  Med: 3.82 Max: 11.16
Current: 10.71
2.2
11.16
Earnings Yield (Greenblatt) % 4.22
MA's Earnings Yield (Greenblatt) % is ranked higher than
55% of the 419 Companies
in the Global Credit Services industry.

( Industry Median: 3.85 vs. MA: 4.22 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
MA' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -2.4  Med: 5.75 Max: 11.7
Current: 4.22
-2.4
11.7
Forward Rate of Return (Yacktman) % 17.23
MA's Forward Rate of Return (Yacktman) % is ranked higher than
62% of the 135 Companies
in the Global Credit Services industry.

( Industry Median: 10.33 vs. MA: 17.23 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
MA' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 1  Med: 2.5 Max: 76.8
Current: 17.23
1
76.8

More Statistics

Revenue (TTM) (Mil) $11,423.00
EPS (TTM) $ 4.04
Beta1.21
Short Percentage of Float0.99%
52-Week Range $99.51 - 143.59
Shares Outstanding (Mil)1,064.90

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 12,201 13,578 15,603
EPS ($) 4.41 5.22 6.25
EPS without NRI ($) 4.41 5.22 6.25
EPS Growth Rate
(Future 3Y To 5Y Estimate)
17.07%
Dividends per Share ($) 0.88 0.89
» More Articles for MA

Headlines

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NXT-ID Subsidiary FitPay to Power Garmin Pay on Garmin vívoactive 3 Smartwatch Aug 31 2017 
5 Companies Pushing Mobile Tech into Tomorrow Aug 29 2017 
Insiders Week: Activision Blizzard, MasterCard Aug 11 2017 
Jeff Auxier Comments on Mastercard Aug 03 2017 
Visa on a Roll as Fiscal 2017 Promises Impressive Growth Jul 25 2017 
Chase Coleman Adds to Apollo Global Stake Jul 24 2017 

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