Klarna Group PLC

NEW
NYSE:KLAR (UK)  
$ 13.94 -0.060 (-0.43%) 10:08 PM EST
At Loss
P/B:
2.14
Market Cap:
$ 5.29B
Enterprise V:
$ 2.82B
Volume:
3.68M
Avg Vol (2M):
6.03M
Trade In:
Volume:
3.68M
At Loss
Avg Vol (2M):
6.03M

Business Description

Klarna Group PLC
NAICS : 522320 SIC : 7389
ISIN : GB00BMHVL512

Total Employee Number:

2,831
Description
Klarna is the largest pure-play in the buy now, pay later space. The company operates a two-sided network with a payment method at its core, but it is ultimately a lender. Merchants sign up with Klarna to increase turnover in their stores. Primarily, Klarna can provide merchants with higher conversion rates and average order values relative to other payment methods. Some merchants enter a symbiotic relationship with Klarna, advertising its brand on the product page to drive conversion and to benefit from Klarna's brand value in the merchant's sales funnel. Customers use Klarna for its ease of use, quick access to credit, zero-interest financing, and lower reminder fees.
Name Current Vs Industry Vs History
Cash-To-Debt
2.94
Equity-to-Asset
0.14
Debt-to-Equity
0.55
Debt-to-EBITDA
1.94
Interest Coverage
0.81
Piotroski F-Score
N/A/9
0
1
2
3
4
5
6
7
8
9
Altman Z-Score
0.73
Distress
Grey
Safe
Beneish M-Score
-1.45
Manipulator
Not Manipulator
WACC vs ROIC
WACC
ROIC

Growth Rank

Name Current Vs Industry Vs History
3-Year Revenue Growth Rate
23.3
3-Year EPS without NRI Growth Rate
34
Future 3-5Y Total Revenue Growth Rate Estimate
15.98

Momentum Rank

Name Current Vs Industry Vs History
5-Day RSI
37.77
9-Day RSI
35.37
14-Day RSI
35.49
3-1 Month Momentum %
9.24
6-1 Month Momentum %
31.82
12-1 Month Momentum %
-56.99

Liquidity Ratio

Name Current Vs Industry Vs History
Current Ratio
1.03
Quick Ratio
1.03
Cash Ratio
0.29
Days Sales Outstanding
58.61
Days Payable
284.85

Dividend & Buy Back

Name Current Vs Industry Vs History
Shareholder Yield %
-18.58
Name Current Vs Industry Vs History
Gross Margin %
50.82
Operating Margin %
15.34
Net Margin %
-5.21
EBITDA Margin %
18.4
FCF Margin %
-93.61
OCF Margin %
-93.56
ROE %
-8.35
ROA %
-1.08
ROIC %
3.6
ROC (Joel Greenblatt) %
897.55
ROCE %
14.45
Years of Profitability over Past 10-Year
1
Moat Score
5

GF Value Rank

Name Current Vs Industry Vs History
Forward PE Ratio
26.25
PS Ratio
1.39
PB Ratio
2.14
Price-to-Tangible-Book
3.69
EV-to-EBIT
-45.56
EV-to-Forward-EBIT
5.57
EV-to-EBITDA
94.15
EV-to-Forward-EBITDA
4.16
EV-to-Revenue
0.7
EV-to-Forward-Revenue
0.5
EV-to-FCF
-0.75
Earnings Yield (Greenblatt) %
-2.19
FCF Yield %
-71.54

Financials (Next Earnings Date:2026-11-18 Est.)

KLAR's 30-Y Financials
Income Statement Breakdown FY
Not Enough Data
Balance Sheet Breakdown
Not Enough Data
Cashflow Statement Breakdown
Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Historical Operating Revenue by Geographic Region

5-Step DuPont Analysis as of
Not Enough Data

Guru Trades

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Gurus Latest Trades with NYSE:KLAR

No Available Data

Peter Lynch Chart

Y-axis scale:
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Performance

Dividend
Log
Bar
To

Annualized Return %  

Symbol
1 Week
1 Month
3 Months
6 Months
YTD
1 Year
3 Years
5 Years
10 Years

Total Annual Return %  

Symbol
2026
2025
2024
2023
2022
2021
2020
2019
2018
2017

Klarna Group PLC Executives

Details

GF Valueâ„¢

Valuation Chart

Year:

Analyst Estimate

Key Statistics

Name Value
Revenue (TTM) (Mil $) 4,039
EPS (TTM) ($) -0.383
Beta -
3-Year Sharpe Ratio -
3-Year Sortino Ratio -
Volatility % -
14-Day RSI 35.49
14-Day ATR ($) 0.634045
20-Day SMA ($) 14.175
12-1 Month Momentum % -56.99
52-Week Range ($) 12.06 - 45.98
Shares Outstanding (Mil) 379.16

Piotroski F-Score Details

Year:
Component Result
Piotroski F-Score 9999
Positive ROA
Positive CFROA
Higher ROA yoy
CFROA > ROA
Lower Leverage yoy
Higher Current Ratio yoy
Less Shares Outstanding yoy
Higher Gross Margin yoy
Higher Asset Turnover yoy

Klarna Group PLC Filings

Filing Date Document Date Form
No Filing Data

Klarna Group PLC Stock Events

Financials Calendars
Event Date Price ($)
Annual report for 2026 2027-02-26 In 161 days
Fourth quarter earnings conference call for 2026 2027-02-19 08:30 In 155 days
Fourth quarter earnings results for 2026 2027-02-19 In 154 days
Third quarter earnings conference call for 2026 2026-11-18 08:30 In 62 days
Third quarter earnings results for 2026 2026-11-18 In 61 days
Goldman Sachs Communacopia + Technology Conference 2026-09-09 15:05 14.26 (-0.42%)
Second quarter earnings conference call for 2026 2026-08-18 08:30 19.51 (-5.61%)
Second quarter earnings results for 2026 2026-08-18 19.51 (-5.61%)
General meeting for 2026 2026-08-04 10:00 19.80 (+2.86%)
Bernstein Strategic Decisions Conference 2026-05-28 09:00 17.25 (+1.59%)
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Klarna Group PLC Frequently Asked Questions

What is Klarna Group PLC(KLAR)'s stock price today?
The current price of KLAR is $13.94. The 52 week high of KLAR is $45.98 and 52 week low is $12.06.
When is next earnings date of Klarna Group PLC(KLAR)?
The next earnings date of Klarna Group PLC(KLAR) is 2026-11-18 Est..
Does Klarna Group PLC(KLAR) pay dividends? If so, how much?
Klarna Group PLC(KLAR) does not pay dividend.

Guru Commentaries on NYSE:KLAR

2026 Q1
2024 2nd quarter commentary narrow path different not new
What the manager wrote

Klarna, an online e-commerce platform, is leveraging artificial intelligence to enhance its operations significantly. The company reported that AI is performing two-thirds of its customer service chats with accuracy comparable to humans, effectively replacing the work of 700 full-time employees. This demonstrates Klarna's innovative approach and operational efficiency, positioning it well in the competitive landscape. The integration of AI not only improves customer service but also suggests a strong potential for future growth and profitability.

2026 Q1
Meridian Contrarian Fund Retail Commentary March 2026
What the manager wrote

Klarna Group PLC is the global leader in the buy-now-pay-later (BNPL) payments platform. The fund started our position this quarter, and shares sold off after management issued cautious guidance that showed Klarna’s growth was above expectations, but in a newer US credit product that delays the profitability path. Despite regulatory pressures in both the U.S. and EU around tighter consumer-lending rules, we remain constructive on Klarna’s long-term opportunity to monetize its large user base and expand into broader payment and shopping services.

2025 Q3
What the manager wrote

Klarna is mentioned as part of the Trust's portfolio, but there is no specific argument or directional stance provided regarding its future performance or valuation.

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