Business Description
CSL Finance Ltd
ISIN : INE718F01018
Total Employee Number:
437Compare
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Traded in other countries / regions
530067.India IPO Date
2022-07-21Description
CSL Finance Ltd operates as a non-banking financial institution. The business activity of the company is to offer secured and unsecured lending to small and medium-size business units to fulfil their financial needs. The company's business is classified into two broader segments of SME business and Wholesale business. SME business is mainly focused on micro and small business loans to various business entities, which is secured mostly against self-occupied Residential or Commercial properties. Wholesale business is focused on big ticket size loans for the working capital requirement of businesses. The primary revenue source of the company is interest income. The company operates within India.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.11 | |||||
Equity-to-Asset | 0.42 | |||||
Debt-to-Equity | 1.38 | |||||
Debt-to-EBITDA | 7.11 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 1.96 | |||||
Beneish M-Score | -0.54 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 26.8 | |||||
3-Year EBITDA Growth Rate | 21.2 | |||||
3-Year EPS without NRI Growth Rate | 22.1 | |||||
3-Year FCF Growth Rate | 31.5 | |||||
3-Year Book Growth Rate | 16.3 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 57.02 | |||||
9-Day RSI | 52.47 | |||||
14-Day RSI | 50.38 | |||||
3-1 Month Momentum % | -7.87 | |||||
6-1 Month Momentum % | -23.9 | |||||
12-1 Month Momentum % | -29.14 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 575.92 | |||||
Quick Ratio | 575.92 | |||||
Cash Ratio | 36.27 | |||||
Days Payable | 7.11 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.32 | |||||
Dividend Payout Ratio | 0.08 | |||||
3-Year Dividend Growth Rate | 6.3 | |||||
Forward Dividend Yield % | 1.32 | |||||
5-Year Yield-on-Cost % | 3.23 | |||||
3-Year Average Share Buyback Ratio | -2.9 | |||||
Shareholder Yield % | -35.98 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 53.55 | |||||
Operating Margin % | 46.98 | |||||
Net Margin % | 34.22 | |||||
EBITDA Margin % | 47.82 | |||||
FCF Margin % | -23.2 | |||||
OCF Margin % | -22.51 | |||||
ROE % | 14.81 | |||||
ROA % | 6.27 | |||||
ROIC % | 7.04 | |||||
3-Year ROIIC % | 6.75 | |||||
ROC (Joel Greenblatt) % | 856.64 | |||||
ROCE % | 9.52 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 5.7 | |||||
PE Ratio without NRI | 5.36 | |||||
Shiller PE Ratio | 9.56 | |||||
PEG Ratio | 0.26 | |||||
PS Ratio | 1.95 | |||||
PB Ratio | 0.78 | |||||
Price-to-Tangible-Book | 0.82 | |||||
EV-to-EBIT | 10.78 | |||||
EV-to-EBITDA | 10.61 | |||||
EV-to-Revenue | 5.07 | |||||
EV-to-FCF | -21.78 | |||||
Price-to-GF-Value | 0.51 | |||||
Price-to-Median-PS-Value | 0.56 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.26 | |||||
Price-to-Graham-Number | 0.46 | |||||
| Price-to-Net-Current-Asset-Value | 0.84 | |||||
Earnings Yield (Greenblatt) % | 9.27 | |||||
FCF Yield % | -11.39 | |||||
Forward Rate of Return (Yacktman) % | -0.73 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
CSL Finance Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 2,516.711 | ||
| EPS (TTM) (₹) | 37.57 | ||
| Beta | 1.5001 | ||
| 3-Year Sharpe Ratio | -0.36 | ||
| 3-Year Sortino Ratio | -0.5 | ||
| Volatility % | 22.49 | ||
| 14-Day RSI | 50.38 | ||
| 14-Day ATR (₹) | 8.805801 | ||
| 20-Day SMA (₹) | 226.35 | ||
| 12-1 Month Momentum % | -29.14 | ||
| 52-Week Range (₹) | 213.22 - 330.5 | ||
| Shares Outstanding (Mil) | 22.49 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
CSL Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
CSL Finance Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| INR 3.000000 Cash Dividend | 2025-09-12 | 295.25 (-1.58%) | ||
| INR 2.500000 Cash Dividend | 2024-09-13 | 443.25 (-2.63%) |
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CSL Finance Ltd Frequently Asked Questions
What is CSL Finance Ltd(NSE:CSLFINANCE)'s stock price today?
The current price of NSE:CSLFINANCE is ₹226.71. The 52 week high of NSE:CSLFINANCE is ₹330.50 and 52 week low is ₹213.22.
When is next earnings date of CSL Finance Ltd(NSE:CSLFINANCE)?
The next earnings date of CSL Finance Ltd(NSE:CSLFINANCE) is .
Does CSL Finance Ltd(NSE:CSLFINANCE) pay dividends? If so, how much?
The Dividend Yield %  of CSL Finance Ltd(NSE:CSLFINANCE) is 1.32% (As of Today), Highest Dividend Payout Ratio of CSL Finance Ltd(NSE:CSLFINANCE) was 0.16. The lowest was 0.03. And the median was 0.07. The  Forward Dividend Yield % of CSL Finance Ltd(NSE:CSLFINANCE) is 1.32%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on CSL Finance Ltd
No articles.
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