FCF Margin % is calculated as Free Cash Flow divided by its Revenue. CSL Finance's Free Cash Flow for the
three
months ended in Mar. 2026 was ₹0 Mil. CSL Finance's Revenue for the
three
months ended in Mar. 2026 was ₹683 Mil. Therefore, CSL Finance's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for CSL Finance's FCF Margin % or its related term are showing as below:
NSE:CSLFINANCE'
s FCF Margin % Range Over the Past 10 Years
Min: -263.74 Med: -41.5 Max: 54.13
Current: -23.2
During the past 13 years, the highest FCF Margin % of CSL Finance was 54.13%. The lowest was -263.74%. And the median was -41.50%.
NSE:CSLFINANCE's FCF Margin % is ranked worse than 66.48% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs NSE:CSLFINANCE: -23.20
CSL Finance FCF Margin % Related Terms
CSL Finance FCF Margin % Historical Data
* Premium members only.
The historical data trend for CSL Finance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:CSLFINANCE vs V, MA, AXP: FCF Margin % Comparison
For the Credit Services subindustry, CSL Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSL Finance FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CSL Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CSL Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSL Finance (NSE:CSLFINANCE) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CSL Finance and its competitors. According to the industry distribution chart, CSL Finance ranks #353 out of 531 companies in the Credit Services industry, placing it in the top 66.5%.
Is CSL Finance's FCF Margin % too high?
CSL Finance's current FCF Margin % is 0.00%. Based on the distribution chart, CSL Finance ranks #353 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, CSL Finance has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CSL Finance's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, CSL Finance ranks #353 out of 531 companies for FCF Margin %. This places CSL Finance in the lower half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CSL Finance and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSL Finance's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSL Finance stock overvalued right now?
Based on GuruFocus' analysis, CSL Finance (NSE:CSLFINANCE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹440.07, compared to a current price of ₹225.97 — trading 48.7% below its estimated fair value. The current FCF Margin % is 0.00%. CSL Finance's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CSL Finance (NSE:CSLFINANCE), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSL Finance (NSE:CSLFINANCE) Overvalued in 2026?
Based on GuruFocus' analysis, CSL Finance stock appears to be undervalued.
The current stock price of ₹225.97 is trading 48.7% below its estimated GF Value™ of ₹440.07.
GuruFocus considers CSL Finance to be Possible Value Trap.
Key valuation signals for NSE:CSLFINANCE:
FCF Margin %: 0.00%
GF Value™: ₹440.07 vs. price of ₹225.97 (48.7% below fair value)
No single metric tells the full story. See the NSE:CSLFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSL Finance Ltd operates as a non-banking financial institution. The business activity of the company is to offer secured and unsecured lending to small and medium-size business units to fulfil their financial needs. The company's business is classified into two broader segments of SME business and Wholesale business. SME business is mainly focused on micro and small business loans to various business entities, which is secured mostly against self-occupied Residential or Commercial properties. Wholesale business is focused on big ticket size loans for the working capital requirement of businesses. The primary revenue source of the company is interest income. The company operates within India.
76GF Score
Get the complete analysis for NSE:CSLFINANCE
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:CSLFINANCE has been successfully added to your 
