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IDFC First BankNSE:IDFCFIRSTB -0.47%73 Equity-to-Asset is 0.12 as of Jun. 2026, which is 9% above its 10-year median of 0.11. GuruFocus rates NSE:IDFCFIRSTB with a GF Score™ of 73/100 and a GF Value™ of ₹78.53 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, IDFC First Bank ranks better than 71.85% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. IDFC First Bank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₹487,760 Mil. IDFC First Bank's Total Assets for the quarter that ended in Jun. 2026 was ₹4,207,898 Mil.
Therefore, IDFC First Bank's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for IDFC First Bank's Equity-to-Asset or its related term are showing as below:
NSE:IDFCFIRSTB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.11 Max: 0.13
Current: 0.12
During the past 12 years, the highest Equity to Asset Ratio of IDFC First Bank was 0.13. The lowest was 0.10. And the median was 0.11.
NSE:IDFCFIRSTB's Equity-to-Asset is ranked better than 71.85% of 1517
companies
in the Banks industry
Industry Median: 0.1
vs NSE:IDFCFIRSTB: 0.12
IDFC First Bank (NSE:IDFCFIRSTB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
IDFC First Bank Equity-to-Asset Related Terms
IDFC First Bank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for IDFC First Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDFC First Bank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, IDFC First Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDFC First Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, IDFC First Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where IDFC First Bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
IDFC First Bank's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDFC First Bank (NSE:IDFCFIRSTB) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on IDFC First Bank and its competitors. This is near median its historical median of 0.11. Over the past decade, IDFC First Bank's Equity-to-Asset has ranged from 0.10 to 0.13. According to the industry distribution chart, IDFC First Bank ranks #427 out of 1517 companies in the Banks industry, placing it in the top 28.1%.
Is IDFC First Bank's Equity-to-Asset too high?
IDFC First Bank's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. IDFC First Bank's value of 0.12 is 20% above this industry median. Based on the distribution chart, IDFC First Bank ranks #427 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, IDFC First Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDFC First Bank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, IDFC First Bank ranks #427 out of 1517 companies for Equity-to-Asset. This puts IDFC First Bank in the upper half of its industry. The industry median Equity-to-Asset is 0.10. IDFC First Bank's value of 0.12 is 20% above this benchmark. Historically, IDFC First Bank's own Equity-to-Asset has ranged from 0.10 to 0.13 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, IDFC First Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDFC First Bank's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on IDFC First Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDFC First Bank's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDFC First Bank stock overvalued right now?
Based on GuruFocus' analysis, IDFC First Bank (NSE:IDFCFIRSTB) is currently considered Fairly Valued. The stock's GF Value™ is ₹78.53, compared to a current price of ₹85.80 — trading 9.3% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. IDFC First Bank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For IDFC First Bank (NSE:IDFCFIRSTB), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDFC First Bank (NSE:IDFCFIRSTB) Overvalued in 2026?
Based on GuruFocus' analysis, IDFC First Bank stock appears to be overvalued.
The current stock price of ₹85.80 is trading 9.3% above its estimated GF Value™ of ₹78.53.
GuruFocus considers IDFC First Bank to be Fairly Valued.
Key valuation signals for NSE:IDFCFIRSTB:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: ₹78.53 vs. price of ₹85.80 (9.3% above fair value)
Industry Position: 20% above the Banks median (#427 of 1517)
No single metric tells the full story. See the NSE:IDFCFIRSTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
73GF Score
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