Business Description
Laxmi India Finance Ltd
ISIN : INE06WU01026
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LAXMIINDIA.India IPO Date
2025-08-05Description
Laxmi India Finance Ltd is a non-deposit taking non-banking financial company focused on serving the financial needs of underserved customers in Indias lending market. Its operational network spans across approximately 158 branches in rural, semi-urban and urban areas in the states of Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh and Uttar Pradesh. Its product portfolio includes MSME loans, vehicle loans, construction loans and other lending products catering to the diverse financial needs of its customers. The company's MSME lending fuels economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of its MSME loans qualifying as Priority Sector Lending under RBI guidelines.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.12 | |||||
Equity-to-Asset | 0.26 | |||||
Debt-to-Equity | 2.87 | |||||
Debt-to-EBITDA | 15.54 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 0.77 | |||||
Beneish M-Score | -2.04 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 36.2 | |||||
3-Year EBITDA Growth Rate | 46.9 | |||||
3-Year EPS without NRI Growth Rate | 54.7 | |||||
3-Year FCF Growth Rate | -20.7 | |||||
3-Year Book Growth Rate | 45 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 46.08 | |||||
9-Day RSI | 46.83 | |||||
14-Day RSI | 49.4 | |||||
3-1 Month Momentum % | 11.09 | |||||
6-1 Month Momentum % | 33.09 | |||||
12-1 Month Momentum % | -5.17 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.14 | |||||
Quick Ratio | 1.14 | |||||
Cash Ratio | 0.29 | |||||
Days Sales Outstanding | 0.15 | |||||
Days Payable | 2.55 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 34.29 | |||||
Operating Margin % | 24.88 | |||||
Net Margin % | 16.83 | |||||
EBITDA Margin % | 25.6 | |||||
FCF Margin % | -85.24 | |||||
OCF Margin % | -83.31 | |||||
ROE % | 14.64 | |||||
ROA % | 3.54 | |||||
ROIC % | 4.36 | |||||
3-Year ROIIC % | 3.38 | |||||
ROC (Joel Greenblatt) % | 549.95 | |||||
ROCE % | 6.59 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.47 | |||||
PE Ratio without NRI | 10.01 | |||||
PS Ratio | 1.93 | |||||
PB Ratio | 1.42 | |||||
Price-to-Tangible-Book | 1.42 | |||||
EV-to-EBIT | 21.95 | |||||
EV-to-EBITDA | 21.33 | |||||
EV-to-Revenue | 5.46 | |||||
EV-to-FCF | -6.41 | |||||
Price-to-Graham-Number | 0.83 | |||||
Earnings Yield (Greenblatt) % | 4.56 | |||||
FCF Yield % | -43.3 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Laxmi India Finance Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 3,360.874 | ||
| EPS (TTM) (₹) | 11.01 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 49.4 | ||
| 14-Day ATR (₹) | 6.946607 | ||
| 20-Day SMA (₹) | 130.8705 | ||
| 12-1 Month Momentum % | -5.17 | ||
| 52-Week Range (₹) | 71.06 - 180.9 | ||
| Shares Outstanding (Mil) | 52.39 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Laxmi India Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Laxmi India Finance Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Laxmi India Finance Ltd Frequently Asked Questions
What is Laxmi India Finance Ltd(NSE:LAXMIINDIA)'s stock price today?
The current price of NSE:LAXMIINDIA is ₹126.29. The 52 week high of NSE:LAXMIINDIA is ₹180.90 and 52 week low is ₹71.06.
When is next earnings date of Laxmi India Finance Ltd(NSE:LAXMIINDIA)?
The next earnings date of Laxmi India Finance Ltd(NSE:LAXMIINDIA) is .
Does Laxmi India Finance Ltd(NSE:LAXMIINDIA) pay dividends? If so, how much?
Laxmi India Finance Ltd(NSE:LAXMIINDIA) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Laxmi India Finance Ltd
No articles.
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