Laxmi India Finance (NSE:LAXMIINDIA) ROCE %: 6.51% (As of Mar. 2026)

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NSE:LAXMIINDIA Laxmi India Finance Ltd NSE:LAXMIINDIA
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What is Laxmi India Finance ROCE %?

Laxmi India Finance NSE:LAXMIINDIA -0.37% 10 ROCE % is 6.51% as of Mar. 2026. GuruFocus rates NSE:LAXMIINDIA with a GF Score™ of 10/100. The stock has 4 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Laxmi India Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was 6.51%.

Laxmi India Finance  (NSE:LAXMIINDIA) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Laxmi India Finance ROCE % Related Terms

Laxmi India Finance ROCE % Historical Data

* Premium members only.

The historical data trend for Laxmi India Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi India Finance ROCE % Chart

Laxmi India Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
5.22 4.97 4.80 6.52 5.36

Laxmi India Finance Quarterly Data
Mar22 Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 9.60 4.78 4.11 6.51
NSE:LAXMIINDIA
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Laxmi India Finance Ltd NSE:LAXMIINDIA
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Laxmi India Finance ROCE % Calculation

Laxmi India Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=751.639/( ( (14125.21 - 4232.07) + (18177.796 - 32.153) )/ 2 )
=751.639/( (9893.14+18145.643)/ 2 )
=751.639/14019.3915
=5.36 %

Laxmi India Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=1180.964/( ( (0 - 0) + (18177.796 - 32.153) )/ 1 )
=1180.964/( ( 0 + 18145.643 )/ 1 )
=1180.964/18145.643
=6.51 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 6.51% mean?
Laxmi India Finance (NSE:LAXMIINDIA) has a ROCE % of 6.51% as of Mar. 2026.
Is Laxmi India Finance's ROCE % too high?
Laxmi India Finance's current ROCE % is 6.51%. The Credit Services industry median ROCE % is 3.66. Laxmi India Finance's value of 6.51% is 77.9% above this industry median. Overall, Laxmi India Finance has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi India Finance's ROCE % compare to V and MA?
Laxmi India Finance's ROCE % of 6.51% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.66. Laxmi India Finance's value of 6.51% is 77.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.66, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi India Finance's current ROCE % of 6.51% is 77.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi India Finance's current ROCE % is 6.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi India Finance stock overvalued right now?
Laxmi India Finance (NSE:LAXMIINDIA) has a current ROCE % of 6.51%. The current ROCE % is 6.51% and 77.9% above the Credit Services industry median of 3.66. Laxmi India Finance's overall GF Score™ is 10/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Laxmi India Finance (NSE:LAXMIINDIA), the current ROCE % is 6.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Laxmi India Finance Business Description

Other Exchanges 544465:India
Address Gopinath Marg, MI Road, 2 DFL, Jaipur, RJ, IND, 302001
Laxmi India Finance Ltd is a non-deposit taking non-banking financial company focused on serving the financial needs of underserved customers in India's lending market. Its operational network spans across approximately 158 branches in rural, semi-urban and urban areas in the states of Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh and Uttar Pradesh. Its product portfolio includes MSME loans, vehicle loans, construction loans and other lending products catering to the diverse financial needs of its customers. The company's MSME lending fuels economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of its MSME loans qualifying as Priority Sector Lending under RBI guidelines.
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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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