SBI Cards and Payment Services Ltd (NSE:SBICARD)
₹ 728.35 1.3 (0.18%) Market Cap: 692.45 Bil Enterprise Value: 1.06 Til PE Ratio: 28.70 PB Ratio: 5.73 GF Score: 66/100
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Q4 2023 SBI Cards and Payment Services Ltd Earnings Call Transcript

Apr 28, 2023 / 01:30PM GMT
Release Date Price: ₹772.25 (-1.52%)
Operator

Ladies and gentlemen, good day, and welcome to SBI Cards and Payment Services Limited Q4 FY '2023 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Mr. Rama Mohan Rao Amara, MD and CEO, SBI Card. Thank you, and over to you, sir.

Rama Mohan Rao Amara
SBI Cards and Payment Services Limited - MD, CEO & Director

Thank you, (inaudible). Good evening, everyone. I am pleased to welcome you to the Q4 and the FY '23 earnings call. I really appreciate your presence today. As you would know, while global economy remains uncertain due to many factors including geopolitical one still persisting, it seems to be inching towards improving with IMF predicting the growth rate bottoming out in 2023 to 2.8% before rising to 3% in [2024]. Amid this, economic activity in India remains resilient. The real GDP growth is expected to be 7% in ['23 '24] (inaudible). Both EMI manufacturing and EMI services remained robust in March '23 at 56.4% and 57.8%, respectively. Aggregate demand

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