Q4 2025 SBI Cards and Payment Services Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to SBI Cards and Payment Services Limited Q4 FY25 earnings conference call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Salila Pande, Managing Director and CEO, SBI Cards and Payment Services Limited. Thank you, and over to you, Ms. Pande.
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Thank you, Ranju. A very good evening to all. On behalf of the Board members and the management of SBI Cards, I extend a very warm welcome to you. At the outset, on behalf of SBI Cards, I would like to place on record our gratitude to all the stakeholders for their continued support and confidence in the company as we navigated through uncertain times in the financial year '24-'25. I'm pleased to share that SBI Card continues to contribute towards India's growing digital payments ecosystem.
Looking at the digital payments ecosystem, India's digital economy is a
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