SBI Cards and Payment Services's quarterly market cap
declined
from Sep. 2025 (₹834,460 Mil) to Dec. 2025 (₹819,974 Mil) and
declined
from Dec. 2025 (₹819,974 Mil) to Mar. 2026 (₹604,694 Mil).
SBI Cards and Payment Services's annual market cap
increased
from Mar. 2024 (₹649,084 Mil) to Mar. 2025 (₹838,241 Mil) but then
declined
from Mar. 2025 (₹838,241 Mil) to Mar. 2026 (₹604,694 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. SBI Cards and Payment Services's Enterprise Value for Today is ₹991,406 Mil.
SBI Cards and Payment Services (NSE:SBICARD) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
SBI Cards and Payment Services Market Cap Related Terms
SBI Cards and Payment Services Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SBI Cards and Payment Services's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Cards and Payment Services Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SBI Cards and Payment Services's Market Cap distribution charts can be found below:
* The bar in red indicates where SBI Cards and Payment Services's Market Cap falls into.
SBI Cards and Payment Services Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Cards and Payment Services (NSE:SBICARD) has a Market Cap of ₹573,966 Mil as of Jul. 07, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SBI Cards and Payment Services and its competitors. According to the industry distribution chart, SBI Cards and Payment Services ranks #29 out of 552 companies in the Credit Services industry, placing it in the top 5.3%.
Is SBI Cards and Payment Services' Market Cap too high?
SBI Cards and Payment Services' current Market Cap is ₹573,966 Mil. Based on the distribution chart, SBI Cards and Payment Services ranks #29 out of 552 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Cards and Payment Services has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Cards and Payment Services' Market Cap compare to V and MA?
According to the Credit Services industry distribution chart, SBI Cards and Payment Services ranks #29 out of 552 companies for Market Cap. This places SBI Cards and Payment Services in the top 5% of its industry — outperforming the majority of peers. The industry median Market Cap is 44.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 44.66, based on 552 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SBI Cards and Payment Services and its competitors. For the Credit Services industry, the median Market Cap is 44.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Cards and Payment Services's current Market Cap is ₹573,966 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Cards and Payment Services stock overvalued right now?
Based on GuruFocus' analysis, SBI Cards and Payment Services (NSE:SBICARD) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,017.95, compared to a current price of ₹603.50 — trading 40.7% below its estimated fair value. The current Market Cap is ₹573,966 Mil. SBI Cards and Payment Services' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For SBI Cards and Payment Services (NSE:SBICARD), the current Market Cap is ₹573,966 Mil as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Cards and Payment Services (NSE:SBICARD) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Cards and Payment Services stock appears to be undervalued.
The current stock price of ₹603.50 is trading 40.7% below its estimated GF Value™ of ₹1,017.95.
GuruFocus considers SBI Cards and Payment Services to be Significantly Undervalued.
Key valuation signals for NSE:SBICARD:
Market Cap: ₹573,966 Mil
GF Value™: ₹1,017.95 vs. price of ₹603.50 (40.7% below fair value)
No single metric tells the full story. See the NSE:SBICARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Cards and Payment Services Business Description
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
63GF Score
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