NSE:SBICARD (India)
Â
Ordinary Shares
₹
634.95
+14.2 (+2.23%)
Sep 22
Business Description
SBI Cards and Payment Services Ltd
SIC : 6141
ISIN : INE018E01016
Share Class Description:
NSE:SBICARD: Ordinary SharesTotal Employee Number:
4,098Compare
Compare
Traded in other countries / regions
543066.India Index Membership
NIFTY 500 IPO Date
2020-03-16Description
SBI Cards and Payment Services Ltd is an Indian non-banking financial company that issues credit cards and operates payment services. It is majority-owned by State Bank of India, with a minority stake held by The Carlyle Group. The company offers a range of SBI Card-branded credit cards, including SimplySave, SimplyClick, Prime, and Elite, along with co-branded cards such as BPCL SBI Card, IRCTC SBI Card, and lifestyle, travel, fuel, and shopping cards. It serves individual cardholders across income segments and corporate clients with corporate cards. Revenue comes primarily from interest income on card receivables, membership and renewal fees, interchange and transaction fees, and other service charges. The company operates across India through a large distribution network of branches, agents, and digital channels, and it also offers card-related insurance and EMI products.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.05 | |||||
Equity-to-Asset | 0.24 | |||||
Debt-to-Equity | 2.81 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.28 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 13.4 | |||||
3-Year EPS without NRI Growth Rate | -1.5 | |||||
3-Year Book Growth Rate | 16.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 22.59 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 7.29 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 44.18 | |||||
9-Day RSI | 45.42 | |||||
14-Day RSI | 46.94 | |||||
3-1 Month Momentum % | -1.59 | |||||
6-1 Month Momentum % | -14.05 | |||||
12-1 Month Momentum % | -31.03 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.38 | |||||
Dividend Payout Ratio | 0.1 | |||||
Forward Dividend Yield % | 0.38 | |||||
5-Year Yield-on-Cost % | 0.73 | |||||
3-Year Average Share Buyback Ratio | -0.2 | |||||
Shareholder Yield % | -3.68 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 13.83 | |||||
FCF Margin % | 33.67 | |||||
OCF Margin % | 33.84 | |||||
ROE % | 15.41 | |||||
ROA % | 3.38 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 27.29 | |||||
Forward PE Ratio | 21.64 | |||||
PE Ratio without NRI | 27.29 | |||||
Shiller PE Ratio | 37.04 | |||||
PS Ratio | 3.78 | |||||
PB Ratio | 3.95 | |||||
Price-to-Tangible-Book | 3.88 | |||||
Price-to-Free-Cash-Flow | 135.05 | |||||
Price-to-Operating-Cash-Flow | 125.84 | |||||
EV-to-Revenue | 6.24 | |||||
EV-to-Forward-Revenue | 7.06 | |||||
EV-to-FCF | 227.54 | |||||
Price-to-GF-Value | 0.72 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.39 | |||||
Price-to-Graham-Number | 2.2 | |||||
FCF Yield % | 0.76 | |||||
Forward Rate of Return (Yacktman) % | 15.16 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
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Bar
Annualized Return % Â
Total Annual Return % Â
SBI Cards and Payment Services Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 208,823 | ||
| EPS (TTM) (₹) | 23.909 | ||
| Beta | 0.9083 | ||
| 3-Year Sharpe Ratio | -0.47 | ||
| 3-Year Sortino Ratio | -0.59 | ||
| Volatility % | 27.76 | ||
| 14-Day RSI | 46.94 | ||
| 14-Day ATR (₹) | 19.620708 | ||
| 20-Day SMA (₹) | 648.6675 | ||
| 12-1 Month Momentum % | -31.03 | ||
| 52-Week Range (₹) | 565.45 - 965 | ||
| Shares Outstanding (Mil) | 951.64 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
SBI Cards and Payment Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
SBI Cards and Payment Services Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2027 | 2027-01-28 19:00 | In 130 days | ||
| Third quarter earnings results for 2027 | 2027-01-28 | In 128 days | ||
| Second quarter earnings conference call for 2027 | 2026-10-23 18:30 | In 32 days | ||
| Second quarter earnings results for 2027 | 2026-10-23 | In 31 days | ||
| General meeting for 2026 | 2026-08-31 11:00 | 641.05 (-0.61%) | ||
| Analyst meeting for 2026 | 2026-08-28 11:00 | 645.00 (-2.89%) | ||
| Annual report for 2026 | 2026-08-03 | 660.15 (-0.13%) | ||
| First quarter earnings conference call for 2027 | 2026-07-24 17:00 | 622.05 (-0.77%) | ||
| First quarter earnings results for 2027 | 2026-07-24 | 622.05 (-0.77%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-04-27 15:30 | 670.30 (-1.61%) |
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SBI Cards and Payment Services Ltd Frequently Asked Questions
What is SBI Cards and Payment Services Ltd(NSE:SBICARD)'s stock price today?
The current price of NSE:SBICARD is ₹634.95. The 52 week high of NSE:SBICARD is ₹965.00 and 52 week low is ₹565.45.
When is next earnings date of SBI Cards and Payment Services Ltd(NSE:SBICARD)?
The next earnings date of SBI Cards and Payment Services Ltd(NSE:SBICARD) is 2026-10-23 Est..
Does SBI Cards and Payment Services Ltd(NSE:SBICARD) pay dividends? If so, how much?
The Dividend Yield %  of SBI Cards and Payment Services Ltd(NSE:SBICARD) is 0.38% (As of Today), Highest Dividend Payout Ratio of SBI Cards and Payment Services Ltd(NSE:SBICARD) was 0.15. The lowest was 0.1. And the median was 0.11. The  Forward Dividend Yield % of SBI Cards and Payment Services Ltd(NSE:SBICARD) is 0.38%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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