Business Description
Usha Financial Services Ltd
ISIN : INE0LS001014
Total Employee Number:
40Compare
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Traded in other countries / regions
USHAFIN.India IPO Date
2024-10-31Description
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.04 | |||||
Equity-to-Asset | 0.54 | |||||
Debt-to-Equity | 0.77 | |||||
Debt-to-EBITDA | 6.39 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 1.89 | |||||
Beneish M-Score | -2.46 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 15.6 | |||||
3-Year EBITDA Growth Rate | 32 | |||||
3-Year EPS without NRI Growth Rate | 33.2 | |||||
3-Year Book Growth Rate | 41 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 53.09 | |||||
9-Day RSI | 50.97 | |||||
14-Day RSI | 50.9 | |||||
3-1 Month Momentum % | 8.22 | |||||
6-1 Month Momentum % | -12.75 | |||||
12-1 Month Momentum % | -22.49 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 419.29 | |||||
Quick Ratio | 419.29 | |||||
Cash Ratio | 6.5 | |||||
Days Sales Outstanding | 0.13 | |||||
Days Payable | 10.33 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Shareholder Yield % | 8.23 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 57.83 | |||||
Operating Margin % | 49.39 | |||||
Net Margin % | 32.14 | |||||
EBITDA Margin % | 51.64 | |||||
FCF Margin % | 25.05 | |||||
OCF Margin % | 28.8 | |||||
ROE % | 7.81 | |||||
ROA % | 3.98 | |||||
ROIC % | 4.57 | |||||
3-Year ROIIC % | 24.83 | |||||
ROC (Joel Greenblatt) % | 130.7 | |||||
ROCE % | 6.8 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.72 | |||||
PE Ratio without NRI | 7.72 | |||||
Price-to-Owner-Earnings | 23.43 | |||||
PS Ratio | 2.8 | |||||
PB Ratio | 0.65 | |||||
Price-to-Tangible-Book | 0.65 | |||||
Price-to-Free-Cash-Flow | 11.18 | |||||
Price-to-Operating-Cash-Flow | 9.73 | |||||
EV-to-EBIT | 12.13 | |||||
EV-to-EBITDA | 11.6 | |||||
EV-to-Revenue | 5.98 | |||||
EV-to-FCF | 23.53 | |||||
Price-to-Graham-Number | 0.42 | |||||
| Price-to-Net-Current-Asset-Value | 0.76 | |||||
Earnings Yield (Greenblatt) % | 8.25 | |||||
FCF Yield % | 8.93 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Usha Financial Services Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 532.539 | ||
| EPS (TTM) (₹) | 3.94 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 37.84 | ||
| 14-Day RSI | 50.9 | ||
| 14-Day ATR (₹) | 1.498869 | ||
| 20-Day SMA (₹) | 34.3575 | ||
| 12-1 Month Momentum % | -22.49 | ||
| 52-Week Range (₹) | 26.75 - 53.825 | ||
| Shares Outstanding (Mil) | 43.48 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Usha Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Usha Financial Services Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| 2:1 Stock Split | 2025-08-19 | 45.90 (-4.38%) |
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Usha Financial Services Ltd Frequently Asked Questions
What is Usha Financial Services Ltd(NSE:USHAFIN)'s stock price today?
The current price of NSE:USHAFIN is ₹34.35. The 52 week high of NSE:USHAFIN is ₹53.83 and 52 week low is ₹26.75.
When is next earnings date of Usha Financial Services Ltd(NSE:USHAFIN)?
The next earnings date of Usha Financial Services Ltd(NSE:USHAFIN) is .
Does Usha Financial Services Ltd(NSE:USHAFIN) pay dividends? If so, how much?
Usha Financial Services Ltd(NSE:USHAFIN) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Usha Financial Services Ltd
No articles.
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