Business Description
IBL Finance Ltd
ISIN : INE0O7401018
Total Employee Number:
31Compare
Compare
Traded in other countries / regions
IBLFL.India IPO Date
2024-01-16Description
IBL Finance Ltd is a technology-driven Non-Banking Financial Company engaged in the business of Financial Institutional Lending and Digital Personal Loans. The company initially focused on serving self-employed individuals, professionals, and small business entrepreneurs. As part of its technology-led evolution, it launched a fully digital personal loan platform, enabling seamless and paperless access to credit. It expanded its lending portfolio by providing term loans to financial institutions engaged in retail and MSME lending. Its services include onward lending, personal loans, and non-convertible debentures. The company operates in a single business segment, Financing.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.06 | |||||
Equity-to-Asset | 0.47 | |||||
Debt-to-Equity | 0.95 | |||||
Debt-to-EBITDA | 15.26 | |||||
Interest Coverage | 2499.53 | |||||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 2.33 | |||||
Beneish M-Score | -1.75 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8.8 | |||||
3-Year EBITDA Growth Rate | 9.1 | |||||
3-Year EPS without NRI Growth Rate | -7.2 | |||||
3-Year FCF Growth Rate | 20.4 | |||||
3-Year Book Growth Rate | 43.5 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 87.07 | |||||
9-Day RSI | 72.7 | |||||
14-Day RSI | 65.26 | |||||
3-1 Month Momentum % | -12.37 | |||||
6-1 Month Momentum % | 21.13 | |||||
12-1 Month Momentum % | -12.5 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 12.18 | |||||
Quick Ratio | 12.18 | |||||
Cash Ratio | 0.52 | |||||
Days Payable | 1.96 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 51.02 | |||||
Operating Margin % | 24.79 | |||||
Net Margin % | 14.24 | |||||
EBITDA Margin % | 22.12 | |||||
FCF Margin % | -23.14 | |||||
OCF Margin % | -19.85 | |||||
ROE % | 4.08 | |||||
ROA % | 2.01 | |||||
ROIC % | 2.75 | |||||
3-Year ROIIC % | -0.99 | |||||
ROC (Joel Greenblatt) % | 350.99 | |||||
ROCE % | 2.76 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 61.72 | |||||
PE Ratio without NRI | 44.87 | |||||
PS Ratio | 8.82 | |||||
PB Ratio | 2.47 | |||||
Price-to-Tangible-Book | 2.52 | |||||
EV-to-EBIT | 64.53 | |||||
EV-to-EBITDA | 54.45 | |||||
EV-to-Revenue | 12.05 | |||||
EV-to-FCF | -51.68 | |||||
Price-to-Graham-Number | 2.25 | |||||
| Price-to-Net-Current-Asset-Value | 9.13 | |||||
Earnings Yield (Greenblatt) % | 1.55 | |||||
FCF Yield % | -2.61 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
IBL Finance Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 171.428 | ||
| EPS (TTM) (₹) | 0.99 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 43.99 | ||
| 14-Day RSI | 65.26 | ||
| 14-Day ATR (₹) | 0.652861 | ||
| 20-Day SMA (₹) | 60.085 | ||
| 12-1 Month Momentum % | -12.5 | ||
| 52-Week Range (₹) | 43.95 - 74 | ||
| Shares Outstanding (Mil) | 24.73 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
IBL Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
IBL Finance Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
IBL Finance Ltd Frequently Asked Questions
What is IBL Finance Ltd(NSE:IBLFL)'s stock price today?
The current price of NSE:IBLFL is ₹61.00. The 52 week high of NSE:IBLFL is ₹74.00 and 52 week low is ₹43.95.
When is next earnings date of IBL Finance Ltd(NSE:IBLFL)?
The next earnings date of IBL Finance Ltd(NSE:IBLFL) is .
Does IBL Finance Ltd(NSE:IBLFL) pay dividends? If so, how much?
IBL Finance Ltd(NSE:IBLFL) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on IBL Finance Ltd
No articles.
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