Business Description
Heritage Insurance Holdings Inc
NAICS : 524126
SIC : 6331
ISIN : US42727J1025
Total Employee Number:
542Compare
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Traded in other countries / regions
HRTG.USA11H.Germany Index Membership
Russell 2000Russell 3000Russell 2000 IPO Date
2014-05-23Description
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 5.22 | |||||
Equity-to-Asset | 0.26 | |||||
Debt-to-Equity | 0.19 | |||||
Debt-to-EBITDA | 0.34 | |||||
Interest Coverage | 38.06 | |||||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.92 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.2 | |||||
3-Year Book Growth Rate | 47.3 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 74.68 | |||||
9-Day RSI | 73.15 | |||||
14-Day RSI | 67.76 | |||||
3-1 Month Momentum % | -16.57 | |||||
6-1 Month Momentum % | -16.22 | |||||
12-1 Month Momentum % | -4.32 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -6.5 | |||||
Shareholder Yield % | 5.35 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 25.51 | |||||
EBITDA Margin % | 36.51 | |||||
FCF Margin % | 25.12 | |||||
OCF Margin % | 26.1 | |||||
ROE % | 46.34 | |||||
ROA % | 8.89 | |||||
ROIC % | 14.13 | |||||
3-Year ROIIC % | -68.44 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 4.17 | |||||
Forward PE Ratio | 6.3 | |||||
PE Ratio without NRI | 4.17 | |||||
Shiller PE Ratio | 45.16 | |||||
Price-to-Owner-Earnings | 4.2 | |||||
PS Ratio | 1.07 | |||||
PB Ratio | 1.59 | |||||
Price-to-Tangible-Book | 1.68 | |||||
Price-to-Free-Cash-Flow | 4.25 | |||||
Price-to-Operating-Cash-Flow | 4.09 | |||||
EV-to-EBIT | 1.47 | |||||
EV-to-EBITDA | 1.41 | |||||
EV-to-Revenue | 0.51 | |||||
EV-to-FCF | 2.04 | |||||
Price-to-GF-Value | 1.09 | |||||
Price-to-Projected-FCF | 0.69 | |||||
Price-to-Median-PS-Value | 1.54 | |||||
Price-to-Graham-Number | 0.56 | |||||
Earnings Yield (Greenblatt) % | 68.03 | |||||
FCF Yield % | 24.1 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Heritage Insurance Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 790.17 | ||
| EPS (TTM) ($) | 6.52 | ||
| Beta | 0.2901 | ||
| 3-Year Sharpe Ratio | 1.04 | ||
| 3-Year Sortino Ratio | 2.66 | ||
| Volatility % | 50.99 | ||
| 14-Day RSI | 67.76 | ||
| 14-Day ATR ($) | 1.037095 | ||
| 20-Day SMA ($) | 24.367 | ||
| 12-1 Month Momentum % | -4.32 | ||
| 52-Week Range ($) | 16.825 - 31.98 | ||
| Shares Outstanding (Mil) | 30.27 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Heritage Insurance Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Heritage Insurance Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-06 09:00 | In 122 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 120 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 09:00 | In 30 days | ||
| Second quarter earnings results for 2026 | 2026-08-05 | In 28 days | ||
| Sidoti Small-Cap Virtual Investor Conference | 2026-06-11 13:00 | 22.20 (+1.56%) | ||
| General meeting for 2026 | 2026-06-10 10:00 | 21.62 (-0.60%) | ||
| First quarter earnings conference call for 2026 | 2026-05-08 09:00 | 28.03 (-1.37%) | ||
| First quarter earnings results for 2026 | 2026-05-07 | 28.72 (-2.35%) | ||
| Sidoti Small Cap Virtual Conference | 2026-03-18 15:15 | 28.07 (-1.78%) | ||
| Annual report for 2025 | 2026-03-12 | 26.80 (+1.42%) |
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Heritage Insurance Holdings Inc Frequently Asked Questions
What is Heritage Insurance Holdings Inc(HRTG)'s stock price today?
The current price of HRTG is $27.20. The 52 week high of HRTG is $31.98 and 52 week low is $16.83.
When is next earnings date of Heritage Insurance Holdings Inc(HRTG)?
The next earnings date of Heritage Insurance Holdings Inc(HRTG) is 2026-08-05 Est..
Does Heritage Insurance Holdings Inc(HRTG) pay dividends? If so, how much?
Heritage Insurance Holdings Inc(HRTG) does not pay dividend.
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