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Heritage Insurance Holdings's quarterly market cap
declined
from Dec. 2025 ($902.2 Mil) to Mar. 2026 ($796.3 Mil) and
declined
from Mar. 2026 ($796.3 Mil) to Jun. 2026 ($775.4 Mil).
Heritage Insurance Holdings's annual market cap
increased
from Dec. 2023 ($197.0 Mil) to Dec. 2024 ($370.3 Mil) and
increased
from Dec. 2024 ($370.3 Mil) to Dec. 2025 ($902.2 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Heritage Insurance Holdings's Enterprise Value for Today is $495.2 Mil.
Heritage Insurance Holdings (NYSE:HRTG) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Heritage Insurance Holdings Market Cap Related Terms
Heritage Insurance Holdings Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Heritage Insurance Holdings's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Heritage Insurance Holdings Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, Heritage Insurance Holdings's Market Cap distribution charts can be found below:
* The bar in red indicates where Heritage Insurance Holdings's Market Cap falls into.
Heritage Insurance Holdings Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Heritage Insurance Holdings (HRTG) has a Market Cap of $991.0 Mil as of Aug. 19, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Heritage Insurance Holdings and its competitors. According to the industry distribution chart, Heritage Insurance Holdings ranks #236 out of 518 companies in the Insurance industry, placing it in the top 45.6%.
Is Heritage Insurance Holdings' Market Cap too high?
Heritage Insurance Holdings' current Market Cap is $991.0 Mil. The Insurance industry median Market Cap is 656.25. Heritage Insurance Holdings' value of $991.0 Mil is 51% above this industry median. Based on the distribution chart, Heritage Insurance Holdings ranks #236 out of 518 companies in the Insurance industry, which is above the industry midpoint. Overall, Heritage Insurance Holdings has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heritage Insurance Holdings' Market Cap compare to ROOT and HIPO?
According to the Insurance industry distribution chart, Heritage Insurance Holdings ranks #236 out of 518 companies for Market Cap. This puts Heritage Insurance Holdings in the upper half of its industry. The industry median Market Cap is 656.25. Heritage Insurance Holdings' value of $991.0 Mil is 51% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 656.25, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Heritage Insurance Holdings's current Market Cap of $991.0 Mil is 51% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Heritage Insurance Holdings and its competitors. For the Insurance industry, the median Market Cap is 656.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heritage Insurance Holdings's current Market Cap is $991.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heritage Insurance Holdings (HRTG) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.87, compared to a current price of $33.33 — trading 24% above its estimated fair value. The current Market Cap is $991.0 Mil and 51% above the Insurance industry median of 656.25. Heritage Insurance Holdings' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Heritage Insurance Holdings (HRTG), the current Market Cap is $991.0 Mil as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Heritage Insurance Holdings (HRTG) Overvalued in 2026?
Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued.
The current stock price of $33.33 is trading 24% above its estimated GF Value™ of $26.87.
GuruFocus considers Heritage Insurance Holdings to be Modestly Overvalued.
Key valuation signals for HRTG:
Market Cap: $991.0 Mil
GF Value™: $26.87 vs. price of $33.33 (24% above fair value)
Industry Position: 51% above the Insurance median (#236 of 518)
No single metric tells the full story. See the HRTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
63GF Score
Get the complete analysis for HRTG
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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