NYSE:HTH (USA) Also trade in: Germany

Hilltop Holdings Inc

$ 20.21 -0.19 (-0.93%)
Volume: 425,085 Avg Vol (1m): 526,958
Market Cap $: 1.90 Bil Enterprise Value $: 1.09 Bil
P/E (TTM): 14.03 P/B: 0.95
Earnings Power Value 5.36
Net Current Asset Value 0
Tangible Book 17.77
Projected FCF 19.79
Median P/S Value 28.88
Graham Number 23.99
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
YTD (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.61
Cash-To-Debt ranked lower than
70.44% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
HTH: 0.61
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.02, Med: 1, Max: 10000
Current: 0.61
0.02
10000
Equity-to-Asset 0.15
Equity-to-Asset ranked higher than
81.01% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
HTH: 0.15
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.13, Med: 0.27, Max: 0.77
Current: 0.15
0.13
0.77
Debt-to-Equity 0.26
Debt-to-Equity ranked higher than
60.01% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
HTH: 0.26
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.17, Med: 0.4, Max: 2.92
Current: 0.26
0.17
2.92
Debt-to-EBITDA 0.36
Debt-to-EBITDA ranked higher than
69.14% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
HTH: 0.36
Ranked among companies with meaningful Debt-to-EBITDA only.
N/A
Beneish M-Score -1.97
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 8.49%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 9.48
Net Margin ranked lower than
87.00% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
HTH: 9.48
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -6.31, Med: 8.57, Max: 14.06
Current: 9.48
-6.31
14.06
ROE % 6.99
ROE ranked lower than
73.20% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
HTH: 6.99
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -1.88, Med: 6.65, Max: 13.02
Current: 6.99
-1.88
13.02
ROA % 1.00
ROA ranked lower than
58.12% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
HTH: 1
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.7, Med: 0.96, Max: 2
Current: 1
-0.7
2
3-Year Total Revenue Growth Rate -2.10
3-Year Revenue Growth Rate ranked higher than
69.86% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
HTH: -0.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -81.6, Med: 10.9, Max: 291
Current: -0.4
-81.6
291
3-Year EPS w/o NRI Growth Rate -15.10
3-Year EPS w/o NRI Growth Rate ranked lower than
50.55% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
HTH: -15.1
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
N/A

» HTH's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:LTXB NAS:EGBN NAS:TOWN NYSE:GWB NAS:BANR NAS:PPBI NAS:BANF NAS:FRME NAS:SFBS NAS:RNST NAS:CLBK NAS:HOPE NAS:ABCB NAS:WABC NAS:WSBC NAS:NBTB NAS:UCBI AMEX:PRK NAS:HTLF NAS:FMBI
Traded in other countries WXF.Germany
Address 2323 Victory Avenue, Suite 1400, Dallas, TX, USA, 75219
Hilltop Holdings Inc operates a small insurance holding company, NLASCO, that sells fire and homeowners' insurance through two subsidiaries, National Lloyds Insurance and American Summit Insurance. It targets mobile-home owners in the southern United States, with Texas making up 70% of sales. Hilltop was formed from what had been a realty firm specializing in manufactured housing. It acquired NLASCO in 2007, after which its other assets were sold.

Ratios

Current vs industry vs history
PE Ratio (TTM) 14.03
PE Ratio ranked lower than
68.14% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
HTH: 14.03
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 2.08, Med: 16.62, Max: 57.21
Current: 14.03
2.08
57.21
Forward PE Ratio 13.39
Forward P/E ranked lower than
71.46% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
HTH: 13.39
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 14.03
PE without NRI ranked lower than
67.56% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
HTH: 14.03
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 7.2, Med: 16.71, Max: 57.21
Current: 14.03
7.2
57.21
Price-to-Owner-Earnings 15.44
Price-to-Owner-Earnings ranked lower than
95.05% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
HTH: 15.44
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 3.17, Med: 15.58, Max: 1800
Current: 15.44
3.17
1800
PB Ratio 0.95
PB Ratio ranked higher than
62.87% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
HTH: 0.95
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.63, Med: 1.08, Max: 1.91
Current: 0.95
0.63
1.91
PS Ratio 1.33
PS Ratio ranked higher than
83.57% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
HTH: 1.33
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 1, Med: 1.91, Max: 10.33
Current: 1.33
1
10.33
Price-to-Free-Cash-Flow 4.11
Price-to-Free-Cash-Flow ranked higher than
74.72% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
HTH: 4.11
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 2.41, Med: 35.18, Max: 407.41
Current: 4.11
2.41
407.41
Price-to-Operating-Cash-Flow 3.56
Price-to-Operating-Cash-Flow ranked higher than
76.05% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
HTH: 3.56
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 2.25, Med: 19.66, Max: 136.5
Current: 3.56
2.25
136.5
EV-to-Revenue 0.76
EV-to-Revenue ranked higher than
86.04% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
HTH: 0.76
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -2, Med: 1, Max: 5.5
Current: 0.76
-2
5.5
Shiller PE Ratio 21.95
Shiller PE Ratio ranked lower than
69.20% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
HTH: 21.95
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 18.12, Med: 26.07, Max: 295.57
Current: 21.95
18.12
295.57

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.48
Trailing Dividend Yield ranked lower than
81.25% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
HTH: 1.48
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.2, Med: 1.03, Max: 1.7
Current: 1.48
0.2
1.7
Dividend Payout Ratio 0.20
Dividend Payout Ratio ranked higher than
73.38% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
HTH: 0.2
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.04, Med: 0.18, Max: 0.22
Current: 0.2
0.04
0.22
Forward Dividend Yield % 1.58
Forward Dividend Yield ranked lower than
81.33% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
HTH: 1.58
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 1.50
Yield-on-Cost (5y) ranked lower than
82.16% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
HTH: 1.5
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.2, Med: 1.03, Max: 1.7
Current: 1.5
0.2
1.7
3-Year Share Buyback Rate 1.80
3-Year Share Buyback Rate ranked higher than
50.66% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
HTH: 1.8
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -85.3, Med: -11.3, Max: 1.8
Current: 1.8
-85.3
1.8

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.14
Price-to-Tangible-Book ranked higher than
56.26% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
HTH: 1.14
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.67, Med: 1.3, Max: 2.44
Current: 1.14
0.67
2.44
Price-to-Projected-FCF 1.02
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
78.60% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
HTH: 1.02
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.84, Med: 1.2, Max: 5.49
Current: 1.02
0.84
5.49
Price-to-Median-PS-Value 0.70
Price-to-Median-PS-Value ranked higher than
87.14% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
HTH: 0.7
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.63, Med: 2.19, Max: 9.11
Current: 0.7
0.63
9.11
Price-to-Graham-Number 0.84
Price-to-Graham-Number ranked lower than
54.61% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
HTH: 0.84
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.47, Med: 1.06, Max: 1.78
Current: 0.84
0.47
1.78

More Statistics

Revenue (TTM) (Mil) $ 1,432.27
EPS (TTM) $ 1.44
Beta 0.75
Volatility % 22.67
52-Week Range $ 16.43 - 24.09
Shares Outstanding (Mil) 93.98

Analyst Estimate

Piotroski F-Score Details