NYSE:PNC (USA) Also trade in: Germany Mexico UK

PNC Financial Services Group Inc

$ 129.97 0 (0%)
Volume: 2,026,791 Avg Vol (1m): 1,720,009
Market Cap $: 58.67 Bil Enterprise Value $: 25.66 Bil
P/E (TTM): 11.92 P/B: 1.22
Earnings Power Value -26.49
Net Current Asset Value 0
Tangible Book 82.25
Projected FCF 203.37
Median P/S Value 103.16
Graham Number 142.03
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.39
Cash-To-Debt ranked lower than
76.93% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
PNC: 0.39
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.11, Med: 0.27, Max: 0.73
Current: 0.39
0.11
0.73
Equity-to-Asset 0.12
Equity-to-Asset ranked higher than
73.63% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
PNC: 0.12
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.1, Max: 0.14
Current: 0.12
0.06
0.14
Debt-to-Equity 1.08
Debt-to-Equity ranked lower than
67.91% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
PNC: 1.08
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.78, Med: 1.51, Max: 4.66
Current: 1.08
0.78
4.66
Debt-to-EBITDA 3.03
Debt-to-EBITDA ranked lower than
68.57% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
PNC: 3.03
Ranked among companies with meaningful Debt-to-EBITDA only.
N/A
Beneish M-Score -2.44
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 7.4%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 30.81
Net Margin ranked higher than
68.09% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
PNC: 30.81
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 15.08, Med: 25.99, Max: 32.69
Current: 30.81
15.08
32.69
ROE % 10.69
ROE ranked higher than
58.49% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
PNC: 10.69
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 7.24, Med: 9.2, Max: 10.84
Current: 10.69
7.24
10.84
ROA % 1.39
ROA ranked higher than
71.67% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
PNC: 1.39
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.87, Med: 1.22, Max: 1.43
Current: 1.39
0.87
1.43
3-Year Total Revenue Growth Rate 4.00
3-Year Revenue Growth Rate ranked higher than
56.11% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
PNC: 7.6
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -7.5, Med: 4.6, Max: 18
Current: 7.6
-7.5
18
3-Year EPS w/o NRI Growth Rate 13.20
3-Year EPS w/o NRI Growth Rate ranked higher than
68.06% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
PNC: 13.2
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -28.8, Med: 7.6, Max: 90.1
Current: 13.2
-28.8
90.1

» PNC's 30-Y Financials

Financials (Next Earnings Date: 2019-07-17)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6021
Compare NYSE:USB NYSE:BBT NYSE:STI NYSE:MTB NAS:FITB NYSE:FRC NYSE:KEY NYSE:CFG NYSE:RF NAS:HBAN NAS:SIVB NYSE:CMA NAS:ZION NAS:SBNY XPTY:BGFG NAS:PBCT NAS:CBSH NYSE:CFR NAS:BOKF NYSE:SNV
Traded in other countries PNP.Germany 0KEF.UK
Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial Services Group is a diversified financial services company offering retail banking, corporate and institutional banking, asset management, and residential mortgage banking. PNC has 2,600 branches in 19 states and the District of Columbia and is the sixth- largest U.S. bank by assets.

Ratios

Current vs industry vs history
PE Ratio (TTM) 11.92
PE Ratio ranked higher than
55.23% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
PNC: 11.92
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 7.08, Med: 12.11, Max: 40.95
Current: 11.92
7.08
40.95
Forward PE Ratio 11.63
Forward P/E ranked higher than
52.98% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
PNC: 11.63
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 11.92
PE without NRI ranked higher than
55.61% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
PNC: 11.92
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 6.92, Med: 12.16, Max: 64.1
Current: 11.92
6.92
64.1
Price-to-Owner-Earnings 56.66
Price-to-Owner-Earnings ranked lower than
93.73% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
PNC: 56.66
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 0, Med: 0, Max: 71.12
Current: 56.66
0
71.12
PB Ratio 1.22
PB Ratio ranked lower than
57.12% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
PNC: 1.22
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.31, Med: 1.02, Max: 1.99
Current: 1.22
0.31
1.99
PS Ratio 3.49
PS Ratio ranked lower than
59.92% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
PNC: 3.49
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.86, Med: 2.77, Max: 4.76
Current: 3.49
0.86
4.76
Price-to-Free-Cash-Flow 9.56
Price-to-Free-Cash-Flow ranked higher than
58.50% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
PNC: 9.56
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.87, Med: 7.5, Max: 18.02
Current: 9.56
0.87
18.02
Price-to-Operating-Cash-Flow 9.56
Price-to-Operating-Cash-Flow ranked higher than
52.95% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
PNC: 9.56
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.87, Med: 7.5, Max: 18.02
Current: 9.56
0.87
18.02
EV-to-Revenue 1.48
EV-to-Revenue ranked lower than
65.81% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
PNC: 1.48
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.2, Med: 4.1, Max: 7
Current: 1.48
0.2
7
Shiller PE Ratio 16.68
Shiller PE Ratio ranked higher than
51.19% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
PNC: 16.68
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 3.96, Med: 13.62, Max: 24.29
Current: 16.68
3.96
24.29

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.92
Trailing Dividend Yield ranked lower than
50.37% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
PNC: 2.92
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.57, Med: 2.14, Max: 14.26
Current: 2.92
0.57
14.26
Dividend Payout Ratio 0.33
Dividend Payout Ratio ranked higher than
51.27% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
PNC: 0.33
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.08, Med: 0.25, Max: 0.32
Current: 0.33
0.08
0.32
3-Year Dividend Growth Rate (Per Share) 19.20
3-Year Dividend Growth Rate ranked higher than
67.39% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
PNC: 19.2
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: -45.3, Med: 6.5, Max: 62.6
Current: 19.2
-45.3
62.6
Forward Dividend Yield % 2.88
Forward Dividend Yield ranked lower than
52.72% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
PNC: 2.88
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 5.50
Yield-on-Cost (5y) ranked higher than
61.73% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
PNC: 5.5
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.07, Med: 4.03, Max: 26.86
Current: 5.5
1.07
26.86
3-Year Share Buyback Rate 3.20
3-Year Share Buyback Rate ranked higher than
96.04% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
PNC: 3.2
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -16.4, Med: -0.9, Max: 3.5
Current: 3.2
-16.4
3.5

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.58
Price-to-Tangible-Book ranked lower than
68.96% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
PNC: 1.58
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.76, Med: 1.77, Max: 7.59
Current: 1.58
0.76
7.59
Price-to-Projected-FCF 0.64
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
61.27% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
PNC: 0.64
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.32, Med: 0.62, Max: 2.13
Current: 0.64
0.32
2.13
Price-to-Median-PS-Value 1.26
Price-to-Median-PS-Value ranked lower than
73.10% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
PNC: 1.26
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.36, Med: 0.99, Max: 3.47
Current: 1.26
0.36
3.47
Price-to-Graham-Number 0.91
Price-to-Graham-Number ranked higher than
51.02% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
PNC: 0.91
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.55, Med: 1.1, Max: 3.14
Current: 0.91
0.55
3.14

More Statistics

Revenue (TTM) (Mil) $ 17,307
EPS (TTM) $ 10.9
Beta 1.22
Volatility % 25.08
52-Week Range $ 108.45 - 151.07
Shares Outstanding (Mil) 457

Analyst Estimate

Piotroski F-Score Details