PNC Financial Services GroupPNC +0.52%78 Median PS Value is $220.18 as of Jun. 25, 2026, which is 19214% above its 10-year median of 1.14. GuruFocus rates PNC with a GF Score™ of 78/100 and a GF Value™ of $202.86 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,042 Banks companies, PNC Financial Services Group ranks better than 50.58% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for PNC Financial Services Group's Median PS Value or its related term are showing as below:
PNC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.66 Med: 1.14 Max: 1.7
Current: 1.09
During the past 13 years, the highest Price to Median PS Value of PNC Financial Services Group was 1.70. The lowest was 0.66. And the median was 1.14.
PNC's Price-to-Median-PS-Value is ranked better than 50.58% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs PNC: 1.09
PNC Financial Services Group (NYSE:PNC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
PNC Financial Services Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
239.92
/
220.18
=
1.09
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PNC Financial Services Group Median PS Value Related Terms
PNC Financial Services Group Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PNC Financial Services Group Median PS Value Chart
For the Banks - Regional subindustry, PNC Financial Services Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNC Financial Services Group Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, PNC Financial Services Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where PNC Financial Services Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.6818.
PNC Financial Services Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $59.803.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PNC Financial Services Group (PNC) has a Median PS Value of $220.18 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PNC Financial Services Group and its competitors. This is 19214% above median its historical median of 1.14. Over the past decade, PNC Financial Services Group's Median PS Value has ranged from 0.66 to 1.70. According to the industry distribution chart, PNC Financial Services Group ranks #515 out of 1042 companies in the Banks industry, placing it in the top 49.4%.
Is PNC Financial Services Group's Median PS Value too high?
PNC Financial Services Group's current Median PS Value of $220.18 is 19214% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.70. The Banks industry median Median PS Value is 1.10. PNC Financial Services Group's value of $220.18 is 19916.4% above this industry median. Based on the distribution chart, PNC Financial Services Group ranks #515 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, PNC Financial Services Group has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's Median PS Value compare to USB and NU?
According to the Banks industry distribution chart, PNC Financial Services Group ranks #515 out of 1042 companies for Median PS Value. This puts PNC Financial Services Group in the upper half of its industry. The industry median Median PS Value is 1.10. PNC Financial Services Group's value of $220.18 is 19916.4% above this benchmark. Historically, PNC Financial Services Group's own Median PS Value has ranged from 0.66 to 1.70 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.10, PNC Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNC Financial Services Group's current Median PS Value of $220.18 is 19916.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PNC Financial Services Group and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNC Financial Services Group's current Median PS Value is $220.18, which is 19214% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is $202.86, compared to a current price of $239.92 — trading 18.3% above its estimated fair value. The current Median PS Value is $220.18, which is 19214% above median its 10-year median of 1.14 and 19916.4% above the Banks industry median of 1.10. PNC Financial Services Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For PNC Financial Services Group (PNC), the current Median PS Value is $220.18 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNC Financial Services Group (PNC) Overvalued in 2026?
Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued.
The current stock price of $239.92 is trading 18.3% above its estimated GF Value™ of $202.86.
GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.
Key valuation signals for PNC:
Median PS Value: $220.18 (19214% above median its 10-year median of 1.14)
GF Value™: $202.86 vs. price of $239.92 (18.3% above fair value)
Industry Position: 19916.4% above the Banks median (#515 of 1042)
No single metric tells the full story. See the PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
78GF Score
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