PNC (PNC Financial Services Group) Profitability Rank: 6 (As of Jun. 2026) — Near Median

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PNC PNC Financial Services Group Inc PNC
77 GF Score
Price $243.13
GF Value $216.35
Valuation Modestly Overvalued
! 8 Warning Signs
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What is PNC Financial Services Group Profitability Rank?

PNC Financial Services Group PNC +0.62% 77 Profitability Rank is 6 as of Jun. 2026, which is at its 10-year median of 6.00. GuruFocus rates PNC with a GF Score™ of 77/100 and a GF Value™ of $216.35 (Modestly Overvalued). The stock has 8 warning signs investors should review.

PNC Financial Services Group has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

PNC Financial Services Group's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, PNC Financial Services Group's Piotroski F-Score is 6.


PNC Financial Services Group Profitability Rank Related Terms


PNC vs USB, NU, TFC: Profitability Rank Comparison

For the Banks - Regional subindustry, PNC Financial Services Group's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PNC Financial Services Group Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, PNC Financial Services Group's Profitability Rank distribution charts can be found below:

* The bar in red indicates where PNC Financial Services Group's Profitability Rank falls into.


PNC
77GF Score
PNC Financial Services Group Inc PNC
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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PNC Financial Services Group Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

PNC Financial Services Group has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

PNC Financial Services Group's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 6429
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

PNC Financial Services Group has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
PNC Financial Services Group (PNC) has a Profitability Rank of 6 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on PNC Financial Services Group and its competitors. This is near median its historical median of 6.00. Over the past decade, PNC Financial Services Group's Profitability Rank has ranged from 4.00 to 7.00.
Is PNC Financial Services Group's Profitability Rank too high?
PNC Financial Services Group's current Profitability Rank of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, PNC Financial Services Group has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's Profitability Rank compare to USB and NU?
PNC Financial Services Group's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, PNC Financial Services Group's own Profitability Rank has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on PNC Financial Services Group and its competitors. PNC Financial Services Group's current Profitability Rank is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is $216.35, compared to a current price of $243.13 — trading 12.4% above its estimated fair value. The current Profitability Rank is 6, which is near median its 10-year median of 6.00. PNC Financial Services Group's overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For PNC Financial Services Group (PNC), the current Profitability Rank is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PNC Financial Services Group (PNC) Overvalued in 2026?

Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued. The current stock price of $243.13 is trading 12.4% above its estimated GF Value™ of $216.35. GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.

Key valuation signals for PNC:

  • Profitability Rank: 6 (near median its 10-year median of 6.00)
  • GF Value™: $216.35 vs. price of $243.13 (12.4% above fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PNC Financial Services Group Business Description

Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
77GF Score

Get the complete analysis for PNC

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$243.13
Price
$216.35
GF Value