PNC (PNC Financial Services Group) PS Ratio: 4.17 (As of Jul. 04, 2026) — 14% Above Median


PNC PNC Financial Services Group Inc PNC
78 GF Score
Price $249.49
GF Value $203.38
Valuation Modestly Overvalued
! 8 Warning Signs
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What is PNC Financial Services Group PS Ratio?

PNC Financial Services Group PNC -0.85% 78 PS Ratio is 4.17 as of Jul. 04, 2026, which is 14% above its 10-year median of 3.66. GuruFocus rates PNC with a GF Score™ of 78/100 and a GF Value™ of $203.38 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,517 Banks companies, PNC Financial Services Group ranks worse than 74.09% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PNC Financial Services Group's share price is $249.49. PNC Financial Services Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $59.80. Hence, PNC Financial Services Group's PS Ratio for today is 4.17.

Warning Sign:

PNC Financial Services Group Inc stock PS Ratio (=4.17) is close to 3-year high of 4.17.

The historical rank and industry rank for PNC Financial Services Group's PS Ratio or its related term are showing as below:

PNC' s PS Ratio Range Over the Past 10 Years
Min: 2.05   Med: 3.66   Max: 5.07
Current: 4.17

During the past 13 years, PNC Financial Services Group's highest PS Ratio was 5.07. The lowest was 2.05. And the median was 3.66.

PNC's PS Ratio is ranked worse than
74.09% of 1517 companies
in the Banks industry
Industry Median: 2.98 vs PNC: 4.17

PNC Financial Services Group's Revenue per Sharefor the three months ended in Mar. 2026 was $15.20. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $59.80.

Good Sign:

PNC Financial Services Group Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of PNC Financial Services Group was 13.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 4.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 7.50% per year.

During the past 13 years, PNC Financial Services Group's highest 3-Year average Revenue per Share Growth Rate was 18.00% per year. The lowest was -7.50% per year. And the median was 5.10% per year.

Back to Basics: PS Ratio


PNC Financial Services Group  (NYSE:PNC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


PNC Financial Services Group PS Ratio Related Terms


PNC Financial Services Group PS Ratio Historical Data

* Premium members only.

The historical data trend for PNC Financial Services Group's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PNC Financial Services Group PS Ratio Chart

PNC Financial Services Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.45 3.08 2.89 3.71 3.58

PNC Financial Services Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.33 3.36 3.54 3.58 3.48

PNC vs USB, NU, TFC: PS Ratio Comparison

For the Banks - Regional subindustry, PNC Financial Services Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PNC Financial Services Group PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PNC Financial Services Group's PS Ratio distribution charts can be found below:

* The bar in red indicates where PNC Financial Services Group's PS Ratio falls into.


PNC
78GF Score
PNC Financial Services Group Inc PNC
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PNC Financial Services Group PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

PNC Financial Services Group's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=249.49/59.803
=4.17

PNC Financial Services Group's Share Price of today is $249.49.
PNC Financial Services Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $59.80.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 4.17 mean?
PNC Financial Services Group (PNC) has a PS Ratio of 4.17 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PNC Financial Services Group and its competitors. This is 14% above median its historical median of 3.66. Over the past decade, PNC Financial Services Group's PS Ratio has ranged from 2.05 to 5.07. According to the industry distribution chart, PNC Financial Services Group ranks #1124 out of 1517 companies in the Banks industry, placing it in the top 74.1%.
Is PNC Financial Services Group's PS Ratio too high?
PNC Financial Services Group's current PS Ratio of 4.17 is 14% above median its 10-year median of 3.66. Over the past 10 years, this metric has ranged from a low of 2.05 to a high of 5.07. The Banks industry median PS Ratio is 2.98. PNC Financial Services Group's value of 4.17 is 39.9% above this industry median. Based on the distribution chart, PNC Financial Services Group ranks #1124 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, PNC Financial Services Group has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's PS Ratio compare to USB and NU?
According to the Banks industry distribution chart, PNC Financial Services Group ranks #1124 out of 1517 companies for PS Ratio. This places PNC Financial Services Group in the lower half of its industry. The industry median PS Ratio is 2.98. PNC Financial Services Group's value of 4.17 is 39.9% above this benchmark. Historically, PNC Financial Services Group's own PS Ratio has ranged from 2.05 to 5.07 over the past decade. While the company's 10-year median is 3.66 vs. the industry median of 2.98, PNC Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNC Financial Services Group's current PS Ratio of 4.17 is 39.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PNC Financial Services Group and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNC Financial Services Group's current PS Ratio is 4.17, which is 14% above median its own 10-year median of 3.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is $203.38, compared to a current price of $249.49 — trading 22.7% above its estimated fair value. The current PS Ratio is 4.17, which is 14% above median its 10-year median of 3.66 and 39.9% above the Banks industry median of 2.98. PNC Financial Services Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PNC Financial Services Group (PNC), the current PS Ratio is 4.17 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PNC Financial Services Group (PNC) Overvalued in 2026?

Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued. The current stock price of $249.49 is trading 22.7% above its estimated GF Value™ of $203.38. GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.

Key valuation signals for PNC:

  • PS Ratio: 4.17 (14% above median its 10-year median of 3.66)
  • GF Value™: $203.38 vs. price of $249.49 (22.7% above fair value)
  • GF Score™: 78/100 with 8 warning signs
  • Industry Position: 39.9% above the Banks median (#1124 of 1517)

No single metric tells the full story. See the PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PNC Financial Services Group Business Description

Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
78GF Score

Get the complete analysis for PNC

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$249.49
Price
$203.38
GF Value