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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Laan & Spar Bank AS's Enterprise Value is kr-9,237 Mil.
Laan & Spar Bank AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr-1,283 Mil. Therefore, Laan & Spar Bank AS's EV-to-FCF for today is 7.20.
The historical rank and industry rank for Laan & Spar Bank AS's EV-to-FCF or its related term are showing as below:
OCSE:LASP'
s EV-to-FCF Range Over the Past 10 Years
Min: -29.77 Med: -2.02 Max: 23.69
Current: 7.25
During the past 13 years, the highest EV-to-FCF of Laan & Spar Bank AS was 23.69. The lowest was -29.77. And the median was -2.02.
OCSE:LASP's EV-to-FCF is ranked worse than 50.17% of 1200
companies
in the Banks industry
Industry Median: 7.22
vs OCSE:LASP: 7.25
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Laan & Spar Bank AS (OCSE:LASP) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Laan & Spar Bank AS's PE Ratio (TTM) for today is calculated as:
Laan & Spar Bank AS's share price for today is kr1395.00.
Laan & Spar Bank AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr117.700.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Laan & Spar Bank AS EV-to-FCF Related Terms
Laan & Spar Bank AS EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Laan & Spar Bank AS's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laan & Spar Bank AS EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Laan & Spar Bank AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laan & Spar Bank AS EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Laan & Spar Bank AS's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Laan & Spar Bank AS's EV-to-FCF falls into.
Laan & Spar Bank AS's current Enterprise Value is kr-9,237 Mil.
Laan & Spar Bank AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-1,283 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laan & Spar Bank AS (OCSE:LASP) has a EV-to-FCF of 7.20 as of Aug. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Laan & Spar Bank AS and its competitors. According to the industry distribution chart, Laan & Spar Bank AS ranks #602 out of 1200 companies in the Banks industry, placing it in the top 50.2%.
Is Laan & Spar Bank AS's EV-to-FCF too high?
Laan & Spar Bank AS's current EV-to-FCF is 7.20. The Banks industry median EV-to-FCF is 7.22. Laan & Spar Bank AS's value of 7.20 is 0.3% below this industry median. Based on the distribution chart, Laan & Spar Bank AS ranks #602 out of 1200 companies in the Banks industry, which is below the industry midpoint. Overall, Laan & Spar Bank AS has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laan & Spar Bank AS's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Laan & Spar Bank AS ranks #602 out of 1200 companies for EV-to-FCF. This places Laan & Spar Bank AS in the lower half of its industry. The industry median EV-to-FCF is 7.22. Laan & Spar Bank AS's value of 7.20 is 0.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.22, based on 1,200 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laan & Spar Bank AS's current EV-to-FCF of 7.20 is 0.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Laan & Spar Bank AS and its competitors. For the Banks industry, the median EV-to-FCF is 7.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laan & Spar Bank AS's current EV-to-FCF is 7.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laan & Spar Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Laan & Spar Bank AS (OCSE:LASP) is currently considered Significantly Overvalued. The stock's GF Value™ is kr823.19, compared to a current price of kr1,395.00 — trading 69.5% above its estimated fair value. The current EV-to-FCF is 7.20 and 0.3% below the Banks industry median of 7.22. Laan & Spar Bank AS's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Laan & Spar Bank AS (OCSE:LASP), the current EV-to-FCF is 7.20 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laan & Spar Bank AS (OCSE:LASP) Overvalued in 2026?
Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued.
The current stock price of kr1,395.00 is trading 69.5% above its estimated GF Value™ of kr823.19.
GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.
Key valuation signals for OCSE:LASP:
EV-to-FCF: 7.20
GF Value™: kr823.19 vs. price of kr1,395.00 (69.5% above fair value)
Industry Position: 0.3% below the Banks median (#602 of 1200)
No single metric tells the full story. See the OCSE:LASP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
51GF Score
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