Business Description
First Internet Bancorp
NAICS : 522110
SIC : 6021
Description
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking/treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.36 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 1.97 | |||||
| Debt-to-EBITDA | 6.32 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.48 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 16 | |||||
| 3-Year EPS without NRI Growth Rate | 28 | |||||
| 3-Year FCF Growth Rate | -4.3 | |||||
| 3-Year Book Growth Rate | 11.2 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 73.97 | |||||
| 9-Day RSI | 65.92 | |||||
| 14-Day RSI | 60.19 | |||||
| 6-1 Month Momentum % | -31.51 | |||||
| 12-1 Month Momentum % | -51.69 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.91 | |||||
| Dividend Payout Ratio | 0.06 | |||||
| Forward Dividend Yield % | 0.91 | |||||
| 5-Year Yield-on-Cost % | 0.91 | |||||
| 3-Year Average Share Buyback Ratio | 1.4 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 31.2 | |||||
| ROE % | 9.63 | |||||
| ROA % | 0.83 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.11 | |||||
| Forward PE Ratio | 11.43 | |||||
| PE Ratio without NRI | 7.11 | |||||
| Shiller PE Ratio | 9 | |||||
| Price-to-Owner-Earnings | 4.62 | |||||
| PEG Ratio | 0.73 | |||||
| PS Ratio | 2.22 | |||||
| PB Ratio | 0.67 | |||||
| Price-to-Tangible-Book | 0.68 | |||||
| Price-to-Free-Cash-Flow | 3.95 | |||||
| Price-to-Operating-Cash-Flow | 2.96 | |||||
| EV-to-Revenue | 6.25 | |||||
| EV-to-FCF | 11.13 | |||||
| Price-to-Projected-FCF | 0.52 | |||||
| Price-to-DCF (Earnings Based) | 0.44 | |||||
| Price-to-DCF (FCF Based) | 0.32 | |||||
| Price-to-Median-PS-Value | 0.75 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.67 | |||||
| Price-to-Graham-Number | 0.51 | |||||
| Forward Rate of Return (Yacktman) % | 14.44 |
