Business Description

First Internet Bancorp
NAICS : 522110
SIC : 6021
Description
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking/treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
Financial Strength
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 0.36 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.97 | |||||
Debt-to-EBITDA | 6.32 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.48 | |||||
WACC vs ROIC |
Growth Rank
6/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 16 | |||||
3-Year EPS without NRI Growth Rate | 28 | |||||
3-Year FCF Growth Rate | -4.3 | |||||
3-Year Book Growth Rate | 11.2 |
Momentum Rank
1/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 73.97 | |||||
9-Day RSI | 65.92 | |||||
14-Day RSI | 60.19 | |||||
6-1 Month Momentum % | -31.51 | |||||
12-1 Month Momentum % | -51.69 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History |
---|
Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Dividend Yield % | 0.91 | |||||
Dividend Payout Ratio | 0.06 | |||||
Forward Dividend Yield % | 0.91 | |||||
5-Year Yield-on-Cost % | 0.91 | |||||
3-Year Average Share Buyback Ratio | 1.4 |
Profitability Rank
5/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Net Margin % | 31.2 | |||||
ROE % | 9.63 | |||||
ROA % | 0.83 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 7.11 | |||||
Forward PE Ratio | 11.43 | |||||
PE Ratio without NRI | 7.11 | |||||
Shiller PE Ratio | 9 | |||||
Price-to-Owner-Earnings | 4.62 | |||||
PEG Ratio | 0.73 | |||||
PS Ratio | 2.22 | |||||
PB Ratio | 0.67 | |||||
Price-to-Tangible-Book | 0.68 | |||||
Price-to-Free-Cash-Flow | 3.95 | |||||
Price-to-Operating-Cash-Flow | 2.96 | |||||
EV-to-Revenue | 6.25 | |||||
EV-to-FCF | 11.13 | |||||
Price-to-Projected-FCF | 0.52 | |||||
Price-to-DCF (Earnings Based) | 0.44 | |||||
Price-to-DCF (FCF Based) | 0.32 | |||||
Price-to-Median-PS-Value | 0.75 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.67 | |||||
Price-to-Graham-Number | 0.51 | |||||
Forward Rate of Return (Yacktman) % | 14.44 |